How does Atlas America Insurance Plan Work?

For coverage within USA and Canada:

After deductible plan pays 80% of first $5,000; then 100%

First: You satisfy accumulated medical expenses until your deductible is met.
Then: Insurance pays 80% of the accumulated eligible expenses up to $5,000.
(Co-Insurance can be waived with direct billing)
Then: Insurance pays 100% of the accumulated eligible expenses up to the policy maximum.
All expenses beyond the policy maximum are the responsibility of the insured.

Read the Atlas America Insurance Brochure for complete details.

Note:
- If In-Network providers directly bill the insurance company, then the co-insurance(20%) can be waived, and thus Atlas America insurance pays 100% after the deductible.
- Deductible is annual or per policy period (only once in 12 months).
- Policy maximum is per policy period.