Business Travel Insurance: FAQs

Q. What kind of travelers should buy business trip insurance?

Business trip insurance is ideal for people taking multiple trips abroad during the year.

Q. When should I buy business trip insurance?

Your business trip insurance policy must be purchased before your departure date.

Q. Is there an age limit?

Yes, business trip insurance policies usually only cover travelers below age 76.

Q. Does my credit card provide the same coverage for my business trip?

It depends. Even though credit card travel insurance provides some coverage, it usually does not have as extensive coverage for travel protection and medical benefits.

Q. What can be the duration of each trip?

Depending on the policy, the maximum duration of each trip is between 30 and 45 days. After reaching the maximum trip length, you must return to your home country before leaving for a new trip.

Q. How many trips can I take during the year?

There is no maximum number of trips you take during the year, but each individual trip is limited to a certain number of days.

Q. Do I have to make a one time payment or monthly payment?

You only make a one time payment.

Q. What coverages are included?

Depending on the plan, coverages may include emergency medical services, trip interruption, terrorism coverage, baggage loss, emergency medical evacuation, and more.