DLT

Diplomat Long Term

Underwriter: United States Fire Insurance Company
Policy info
Plan Administrator: Global Underwriters
Carrier: United States Fire Insurance Company
AM Best Rating: A(Excellent)

Diplomat Long Term Insurance is a comprehensive coverage travel medical insurance plan.Unlike schedule plan, this insurance covers expenses at the limit of maximum coverage, with applicable co-insurance and deductible.

Please review Diplomat Long Term Insurance Brochure brochure or policy document for complete and accurate coverage information.

All coverage is based on usual, reasonable, and customary expenses. See plan brochure and description of coverage for detailed coverage.

Here is a complete list of benefits of Diplomat Long Term
Dr. / Physician Visit
80% covered for first $5000
100% covered thereafter
Prescription Drugs / Medicines
80% covered for first $5000
100% covered thereafter
(pay first then file claim)
Lab & X-rays
80% covered for first $5000
100% covered thereafter
Physical Therapy
Up to $50/visit, up to a maximum of 10 visits.
Hospital Room
80% covered for first $5000
100% covered thereafter
Ambulance Expenses
80% covered for first $5000
100% covered thereafter
Emergency Room(ER)
80% covered for first $5000
100% covered thereafter
(Additional $250 deductible for each emergency room visit due to a covered illness. Deductible is waived if emergency room admittance is within 12 hours of incident)
Acute, spontaneous and unexpected pain
Upto $100
Accidental emergency
80% covered for first $5000
100% covered thereafter
Emergency Medical Evacuation / Repatriation
Up to $500,000
Return of Remains
Up to $50,000
Emergency Reunion
Up to $50,000
Return of minor Child(ren)
Up to $50,000
Trip Interruption
Up to $5,000
Loss of checked Baggage
Up to $250
AD&D
Up to $25,000
(Enhanced optional rider available up to $1000,000. Not available for children under 18)
Common Carrier Accidental Death
Up to $25,000
(Enhanced optional rider available up to $1000,000. Not available for children under 18)
Pre-Existing Conditions
Not Covered
Maternity
Not covered
General Physical full Checkup
Not covered
Terrorism Coverage
Not Covered
24-Hrs Emergency Assistance
Yes. Contact Number and details can be found on the ID card.
Disclaimer
The comparison of insurance plans shown below is generic and high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benifits, Limitations, and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.