GBN

GeoBlue Navigator

Underwriter: 4Ever Life Insurance Co.
Policy info
Plan Administrator: HTH
Carrier: 4Ever Life Insurance Co.
AM Best Rating: A(Excellent)

The GeoBlue Navigator health plan meets the needs of international students and faculty by offering comprehensive worldwide benefits inside and outside the U.S. without the typical limits, eligibility conditions and benefit exclusions common among traditional plans. The plan covers the member globally along with the home country as long as he stays out of his home country for a minimum of 3 months.

Please review GeoBlue Navigator USA Insurance Brochure brochure or policy document for complete and accurate coverage information.

All coverage is based on usual, reasonable, and customary expenses. See plan brochure and description of coverage for detailed coverage.

GeoBlue Navigator Insurance benefits, features and plan information: Global Navigator is a comprehensive medical insurance for international students inside or outside USA with typically now limit.

Here is a complete list of benefits of GeoBlue Navigator
Dr. / Physician Visit
Inside USA (In Network) : After the deductible is met, 80% till co insurance maximum is satisfied then 100% Covered.
Inside USA(Out- Of - Network) : After the deductible is met,60% covered till co insurance maximum is satisfied, then 100% Covered.
Prescription Drugs / Medicines
100% of actual charge up to an annual maximum of $5000. Maximum 90 day supply. Deductible is waived.
Lab & X-rays
Inside USA (In Network) : After the deductible is met, 80% till co insurance maximum is satisfied then 100% Covered.
Inside USA(Out- Of - Network) : After the deductible is met,60% covered till co insurance maximum is satisfied, then 100% Covered.
Physical Therapy
Covered expenses up to $50 per visit and up to 6 visits per calender year. Deductible is waived .
Hospital Room
Inside USA (In Network) : After the deductible is met, 80% till co insurance maximum is satisfied then 100% Covered. Inside USA(Out- Of - Network) : After the deductible is met,60% covered till co insurance maximum is satisfied, then 100% Covered.
Ambulance Expenses
Inside USA (In Network) : After the deductible is met, 80% till co insurance maximum is satisfied then 100% Covered. Inside USA(Out- Of - Network) : After the deductible is met,60% covered till co insurance maximum is satisfied, then 100% Covered.
Acute, spontaneous and unexpected pain
Not Covered
Accidental emergency
100% of covered expense up to a maximum of $500 per calender year.
Emergency Medical Evacuation / Repatriation
Maximum lifetime benefit up to 250,000(Deductible is waived )
Return of Remains
Maximum benefit up to 25000. (Deductible is waived )
Emergency Reunion
Not Covered
Return of minor Child(ren)
Not Covered
Trip Interruption
Not Covered
Loss of checked Baggage
Not Covered
AD&D
Up to $10,000 Deductible is waived.
Pre-Existing Conditions
Not Covered for services and treatements for a medical condition for which medical advice , diagnosis, care, or treatment was recommended or received during 365 days prior to the members eligibility date.. The 365 days pre-existing period can be reduced or eliminated if covered by a creditable group or individual insurance plan.
Maternity
After 364 days of continuous coverage , members may apply for new plan that covers maternity costs in the same way as all other medical conditions.
*conception must be after effective date
General Physical full Checkup
Inside USA (In Network) : After the deductible is met, 80% till co insurance maximum is satisfied then 100% Covered.
Inside USA(Out- Of - Network) : After the deductible is met,60% covered till co insurance maximum is satisfied, then 100% Covered.
Terrorism Coverage
Covered
24-Hrs Emergency Assistance
Yes. Contact Number and details can be found on the ID card.
Disclaimer
The comparison of insurance plans shown below is generic and high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benifits, Limitations, and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.