Global Medical Insurance
The quality of healthcare can vary from country to country and if medical attention is needed when you are away from your home-country for long periods of time, it is important that you are still able to receive quality medical treatment regardless of where you are. In this case, a Global health insurance policy may be a great solution for your medical insurance needs.
Global Medical Insurance, also known as Expatriate Health Insurance, is a long-term solution for individuals and their families who are living and/or working abroad for extended periods of time. These plans are designed to provide access to the best possible healthcare, wherever you are in the world. For example, lets say you reside in the sate of Florida for part of the year, but have a vacation house in Mexico that you spend 5-6 months out of the year living in. Having an expatriate health insurance policy will provide you with flexible medical coverage while you are enjoying your extended vacation in Mexico.
Global medical insurance policies are a great option for those who prefer private health insurance or have difficulty finding quality healthcare in the country they are temporarily living in. Most global health insurance policies offer multiple coverage options with extremely flexible benefits and policy maximums ranging from $250,000 to unlimited amounts.
Key Benefits: Global Health Insurance
These plans have many benefits; some of the primary benefits are as follows
- Flexible coverage that can be tailored to fit individual healthcare needs
- Coverage for essential hospital stays and treatments
- Maternity Coverage
- Coverage for doctor and surgeon consultations
- Dental coverage
- Medical evacuation coverage
- Possible pre-existing condition coverage
Each plan has its own benefits and may be able to offer wider variety of benefits than other plans, to suit the needs of various global travelers. In addition to the basic coverage, many policies also offer additional add-ons, allowing you to customize and design a plan that meets your specific needs.
These plans may have certain exclusions in terms of coverage, such as acts of war, hostilities, military actions, terrorist acts, nuclear explosions, and other civil commotions, with or without the declaration of war. In addition to the exclusions listed above, many providers have their own specific exclusions as well that will be outlined in detail in the descriptions of coverage in each plan brochure.