Global Student USA Standard

Underwriter: HM LIFE INSURANCE CO,Pittsburgh
Policy info
Plan Administrator: HTH
Carrier: HM LIFE INSURANCE CO,Pittsburgh
AM Best Rating: A(Excellent)

Global Student USA Insurance - Standard Plan is designed specifically for International Students studying in the U.S. Available to students enrolled in full-time international education or research, from ages 14 to 65 years. Global Student USA Insurance does NOT provide coverage for dependents and the plan is NOT available in Hawaii and Washington.

Please review Global Student USA Insurance Brochure brochure or policy document for complete and accurate coverage information.

All coverage is based on usual, reasonable, and customary expenses. See plan brochure and description of coverage for detailed coverage.

Here is a complete list of benefits of Global Student USA Standard
Dr. / Physician Visit
First: 80% for first $10,000
Thereafter: 100% up to $240,000
Prescription Drugs / Medicines
50% Coinsurance
Lab & X-rays
First: 80% covered for first $10,000
Then: 100% up to $240,000
Physical Therapy
Reasonable Expenses up to $10,000 Maximum per Injury or Sickness on an Inpatient basis.
Hospital Room
URC: Lesser of Semi-private accommodation or $500 per day
Ambulance Expenses
Up to $350 per injury/illness
Acute, spontaneous and unexpected pain
Accidental emergency
$250/tooth per injury
Emergency Medical Evacuation / Repatriation
Return of Remains
Emergency Reunion
Up to $750 for Airfare and Hotel Accommodations
Return of minor Child(ren)
Not Covered
Trip Interruption
Not Covered
Loss of checked Baggage
Not Covered
Up to $10,000
Pre-Existing Conditions
Not Covered for first 12 months
Covered as any other medical condition
*conception must be after effective date
General Physical full Checkup
Not Covered
Terrorism Coverage
Not Covered
24-Hrs Emergency Assistance
Yes. Contact Number and details can be found on the ID card.
The comparison of insurance plans shown below is generic and high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benifits, Limitations, and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.