Global Student USA Insurance

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Visitor and Travel insurance

"Most popular insurance site for students"

Global Student USA Standard Insurance

Plan pays 80% to $10,000 and then 100%

For Non-US citizen students only

Coverage :$250,000 per incident

Exceeds J-visa requirements

No family coverage

Monthly Plan

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Global USA Student Insurance - Standard Plan FAQs

Q : Who is eligible to buy Global Student USA Insurance Standard plan?

You must meet the following criteria to be eligible for Global Student USA Insurance Standard plan:

Must be a non US citizen, ages 14- 64 years, temporarily residing outside their home country as a non resident alien.
Must be engaged in full time international education.
Must have a valid visa status.

Q: How will my proof of insurance be sent to me?

If you buy or renew your coverage online, your receipt and Confirmation of Insurance will be instantly emailed to you. If you buy or renew by fax or mail and provide an email address, your Confirmation of Insurance will be emailed to you. Otherwise, your Confirmation of Insurance will be sent to you via U.S. mail.

Q: I need coverage to begin as soon as possible. Is it possible for my Global Student USA Insurance Standard policy to go into effect the day I enroll?

No, however, your policy can go into effect as soon as one day after you enroll online.

Q: Are a student's dependents eligible for coverage?

No, dependent coverage is not available.

Q: My school requires an Insurance Compliance Form or a Waiver Form be completed as proof of my insurance. Can you complete this form for me? What should I do?

First, purchase Global Student USA Standard Insurance. After your purchase (enrollment) is complete, simply fax your school's Compliance or Waiver Form to us at (610.293.3529).We will complete it and fax it back to your school for you. Forms received by 12:00 noon Pacific Time will be faxed back to your school by 5:00 p.m. Pacific Time, the same day.

Q: Can I buy Global Student USA Insurance Standard if I am already studying outside my home country?

Yes. You can enroll in Global Student USA Standard regardless of how long you have been studying outside your home country, as long as you fulfill the eligibility requirements in Question 1 above.

Q: Can I renew my coverage?

Yes, as long as you fulfill the eligibility requirements in Question 1 above.

Q: How do I renew my coverage?

Before your existing Global Student USA Insurance Standard coverage has expired, or within 31 days following your Expiration Date, renew your current coverage using our instant secure online Renewal Form. You will be sent an email reminder to do so, beginning 3 weeks prior to your coverage Expiration Date.
Those who originally enrolled by mail or fax and did not provide an email address, can renew online or by using a print form that will be mailed to you one month prior to your current coverage Expiration Date.

Q: Can I cancel my coverage?

Yes, if you cancel after 10 days premium will be refunded in whole months only.

Q: Does Global Student USA Standard cover Pre-Existing Conditions?

Pre- existing conditions are covered only after one year of continuous coverage. Please read the brochure for detail.

Q: Does Global Student USA Insurance - Standard policy cover pregnancy?

Yes, it covers the pregnancy of an insured student if the pregnancy begins during the coverage period.

Q: After graduation, I plan to remain in the U.S. for practical training. Am I still eligible for coverage under Global Student USA Standard insurance policy?

No. Once you graduate and are no longer attending school, you are no longer eligible for Global Student USA Standard. You should instead enroll in an insurance Plan for Visitors to the U.S.

Q: After I submitted my Enrollment online, I realized I entered the personal information . What should I do?

Send any corrections to us in writing by email to: support@visitorscoverage.com, or by fax or mail and we will confirm the changes. When sending correspondence, please include a daytime phone number and reference your Transaction Number.

Contact Information:

Email: support@visitorscoverage.com
Fax: 408 625 7820
Mail: Maxn Insurance Services, 355, W Olive Ave. suite #205 Sunnyvale , CA 94086
Note: Information provided here is general in nature and may change from time to time. Your best course of action would be to refer you policy papers/guidelines and contact the Provider for up to date information.

Out-Patient
Dr. / Physician Visit	First: 80% for first $10,000 Thereafter: 100% up to $240,000
Prescription Drugs / Medicines	50% Coinsurance
Lab & X-rays	First: 80% covered for first $10,000 Then: 100% up to $240,000
Physical Therapy	Reasonable Expenses up to $10,000 Maximum per Injury or Sickness on an Inpatient basis.
In-Patient
Hospital Room	URC: Lesser of Semi-private accommodation or $500 per day
Emergency Services
Ambulance Expenses	Up to $350 per injury/illness
Dental
Acute, spontaneous and unexpected pain	Covered
Accidental emergency	$250/tooth per injury
Travel
Emergency Medical Evacuation / Repatriation	$10,000
Return of mortal Remains	$25,000
Emergency Reunion	Up to $750 for Airfare and Hotel Accommodations
Return of minor Child(ren)	Not Covered
Trip Interruption	Not Covered
Loss of checked Baggage	Not Covered
Life
AD&D	Up to $10,000
Other
Pre-Existing Conditions	Not Covered for first 12 months
Maternity	Covered as any other medical condition *conception must be after effective date
General Physical full Checkup	Not Covered
Terrorism Coverage	Not Covered
Brochure	Global Student USA Insurance Brochure
Support
24-Hrs Emergency Assistance	Yes. Contact Number and details can be found on the ID card.


Plan Administrator Company	HTH
Carrier / Underwriter	HM LIFE INSURANCE CO,Pittsburgh
Plan Type	Comprehensive Coverage Plan
AM Best Rating	A (Excellent)
Coverage in U.S.A.	Covered
Coverage outside U.S.A.	Not Covered
Trip Interruption	Not Covered
Co-Insurance	First: 20% for first $10,000 Thereafter: 0% up to $245,000
Plan Effective Date	Coverage for an Eligible Participant starts at 12:00:01 a.m. on the latest of the following: 1. The effective date of the Policy 2. The effective date shown on the Insurance Identification Card, if any 3. The date the requirements in Section 1-Eligible Classes are met 4. The date the premium and completed enrollment form, if any, are received by the Insurer or the Administrator.
Plan End Date	Coverage for an Eligible Participant will automatically terminate on the earliest of the following dates: 1. The date the Policy terminates 2. The date of which the Eligible Participant ceases to meet the Individual Eligibility Requirements 3. The end of the term of coverage specified in the Eligible Participant's enrollment form, if any, including any requested extension 4. The date the Eligible Person leaves the Country of Assignment for his/her or her Home Country 5. The date the Eligible Participant requests cancellation of coverage (the request must be in writing) 6. The premium due date for which the required premium has not been paid, subject to the Grace Period provision.
Deductible Type	Per Injury or Illness
Renewability	Yes
Cancellation	Yes If cancellation is after 10 days, premium will be refunded in whole months only.
PPO Network	Search Doctor and Hospital
Available Deductibles	$100 ($50 if first seen at student health center)
Provider Directory	24 hours Worldwide, Phone Nos. 866-281-1688
Plan Brochure	Global Student USA Insurance Brochure


	Disclaimer Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.

Global USA Student Insurance - Standard Plan FAQs

Out-Patient

In-Patient

Emergency Services

Dental

Travel

Life

Other

Support