group-travel

Group Travel Insurance, Travel Insurance for Group

Whether you are traveling outside of your home country for a business trip with colleagues, a leisure trip with friends, or a tournament with your sports team, if you have more than 5 people in your group, it is recommended that you consider purchasing a group travel insurance policy to cover everyone in your party in order to protect against the unexpected. Group policies are not only convenient and easy to manage but they also come at a cheaper rate as they often offer better pricing, making the process of getting everyone insured hassle free, while also giving you overall peace of mind.

The Advantages of Group Travel Insurance Policies Are:

  • Cheaper Rates: The most significant advantage of travel insurance through a group policy is that it costs less than purchasing individual policies for each member of the group. The group plans may offer the same coverage amounts & benefits but can be cheaper by about 10-20% or more depending on various factors.
  • Easy Administration: For one group of travelers, you would need to fill out one form rather than filling them out individually. One master policy is provided with individual ID cards for each traveler.

Requirements of a Group Travel Insurance, or Group Trip Insurance Policy :

  • Number of People: Number of insured should be more than 5
  • Duration of Travel: Everyone in the group should have the same start date & end date for the policy.
  • Insurability of Each Member: All the members in the group should meet the basic eligibility criteria for the particular travel insurance policy being purchased.

Group health insurance plans can be beneficial to families with more than five members, student groups, missionaries, business travelers, and sports teams who are traveling outside of their home country. These group travel insurance policies can also be customized as per the needs of the individual travel group.

To get a customized group insurance plan, as per your groups specific needs, feel free to email us at support@visitorscoverage.com.

Group Travel Medical Insurance for Employers:

Group travel insurance is available for employers and companies having employees and families traveling on a foreign assignment or having temporary workers visiting the United States for a short duration. It is available for employers having international workers and needing a group medical policy to cover them under one policy at a discounted and affordable cost. In order to find a comprehensive travel insurance policy that best fits your groups needs, it is recommended that you complete our Group Travel Insurance Quote request fromso that a group travel insurance expert can review your details.

For a Group Taking a Leisure Trip:

Organizing a leisure trip for a group of people can be complicated, time consuming, and even risky, so it is important that necessary protection for all involved is put in place. For individual visitors traveling as a group of 10 or more people, Tour operators, Tour organizers or travel consultants looking for insurance for a large group, we can work with several underwriters to get you a customized group travel medical insurance plan to meet your group travel insurance needs at a very affordable and discounted price. For more information on how group insurance can be of great assistance in planning a leisure excursion for a group of travelers, refer to our article on group insurance for tour operators and travel consultants.

Group Travel Insurance for Business Travelers

Group business travel insurance may be purchased for employees traveling on international business trips in groups of five or more. Business travel insurance for groups provides the same benefits as individual business trip insurance plans, including coverage for baggage loss, trip interruption, emergency medical evacuation, and other emergency medical expenses, plus it's just easier to manage and is also more cost effective than purchasing separate policies for each individual traveler.

Group Travel Insurance for J1 Exchange Visitors

J1 exchange visitor programs may or may not be required to provide health insurance for their participants. Those that do may opt for a group travel medical insurance policy to cover J1 exchange visitors while studying or working in the United States. Group insurance plans for J1 exchange visitors meet all of the J1 health insurance requirements and may be customized for the programs specific needs. Patriot Group Exchange Travel is highly recommended for J1 Visa Group Insurance.

Sports Team Group Insurance

Sports team insurance covers athletic teams that travel and compete internationally such as youth and club sports teams, intramural sports teams, intercollegiate athletics, and some other organized sports participating in camps, clinics, and tournaments abroad. Insurance for Sports Teams includes trip protection and travel medical benefits, including coverage for sports-related injuries, which most regular travel medical insurance policies do not provide.

Multi Trip Group Travel Insurance

Multi Trip Group Travel Insurance is available for groups of frequent travelers who take multiple trips for fairly extended periods of time (at least 30-45 days per trip) overseas of per year. Multi trip group insurance is best for larger families who frequently travel together, and employers who often send groups of employees overseas for business reasons. Multi trip group insurance allows travelers to purchase one single policy for the entire group, one single time to cover an unlimited number of trips for an entire year.



Some of the known group travel insurance policies are:

AGT Atlas Group Travel Insurance

Underwriters: Lloyd's

Atlas Group insurance is designed to meet the needs of groups of five or more individuals that will be traveling outside of their home country for duration from five days up to one year. Atlas Group Travel insurance is available at discounted rates to both US and non-US citizens.
Administrator: HCC Medical Insurance Services
Review: Atlas Group Travel Insurance Plan Brochure
Get Quotes: Atlas Group Travel Insurance Quote

PGTPatriot Group Travel Insurance

Underwriters: Sirius International

IMG Patriot Group travel provides coverage for groups of five or more U.S. citizens and/or non-U.S. nationals who need temporary medical insurance while traveling for business or pleasure anywhere outside their home country.
If purchased for one month, this type of insurance can be renewed for up to 24 months. Additionally, you have the freedom to seek treatment with the hospital or doctor of your choice.
Patriot International Group provides coverage for a group of U.S. citizens traveling outside the U.S. with coverage for brief returns to the country, while Patriot America Group provides coverage for a group of non-U.S. citizens traveling outside their home country. Both plans are available for a minimum of five days up to a maximum of two years.
Administrator: IMG
Review: Patriot America Group Travel Insurance Plan Brochure
Get Quotes: Patriot Group Travel Insurance Quote

PA+ Patriot America Plus Group Insurance

Underwriters: Sirius International

Patriot America Plus Group Plan provides coverage for groups of 5 or more non-US citizens traveling outside their home country. Patriot America Plus Group Insurance can be purchased for a minimum of 5 days to a maximum of 2 years in accordance with the terms of the insurance contract.
Administrator: IMG
Review: Patriot America Plus Group Travel Insurance Plan Brochure
Get Quotes: Patriot America Plus Group Travel Insurance Quote

If you need more information, would like to request a group travel insurance quote, or would like to purchase a group travel medical insurance plan, send an email with your specific questions to support@visitorscoverage.com.