Group Travel Insurance, Travel Insurance for Group

If you are a group of 5 or more people traveling outside your home country, you should consider group travel insurance plans, which offer the same benefits and coverage as individual travel insurance policies.

Requirements of a Group Travel Insurance, or Group Trip Insurance Policy :

  • Number of People: Number of insured should be more than 5
  • Travel Together: Everyone in the group should have the same start date & end date for the policy
  • Insurability of Each Member: All the members in the group should meet the basic eligibility criteria for a particular travel insurance policy.

The Advantages of Group Travel Insurance Policies Are:

  • Discounted and Cheaper Rates: The most significant advantage of travel insurance for group policy is that it costs less compared to the total of individual policies for each member of the group. The group plans may offer the same coverage amounts & benefits but can be cheaper by about 10-20% or more depending on various factors.
  • Easy Administration: For one group of travelers, you would need to fill out one form rather than filling them out individually. One master policy is provided with individual ID cards for each traveler.

The group health insurance plans are good for families with more than five members, student groups and missionaries who are traveling outside their home country. These group travel insurance policies can also be customized as per the needs of the travel group.
To get a customized group insurance plan, as per your group specific needs, feel free to email us at

Group Travel Medical Insurance for Employers:

Group travel insurance is available for employers and companies having employees and families traveling on a foreign assignment or having temporary workers visiting the United States for a short duration. It is available for employers having international workers and needing a group medical policy to cover them under one policy at a discounted and affordable cost? We can help you get a group medical policy for comprehensive coverage. Please contact our group travel expert by completing this Group Travel Insurance Quote request from. We help you get a comprehensive travel insurance that meets travel insurance needs for your group at a very affordable and discounted price.

For a Group Taking a Leisure Trip:

For individual visitors traveling as a group or 10 or more people, Tour operator, Tour organizer or travel consultant looking for a group insurance for a large group, we can work with several underwriters to get you a customized group travel medical insurance plan to meet your group travel insurance need at a very affordable and discounted price.

Group Travel Insurance for Business Travelers

Group business travel insurance may be purchased for employees traveling on international business trips in groups of five or more. Business travel insurance for groups provides the same benefits as individual business trip insurance plans, including coverage for baggage loss, trip interruption, emergency medical evacuation, and other emergency medical expenses. Companies and businesses purchasing a group business travel insurance plan may save on their premium as opposed to purchasing individual plans. 

Group Travel Insurance for J1 Exchange Visitors

J1 exchange visitor programs may or may not be required to provide health insurance for their participants. Those that do may opt for a group travel medical insurance policy to cover J1 exchange visitors while studying or working in the United States. Group insurance plans for J1 exchange visitors meet all of the J1 health insurance requirements and may be customized for the programs specific needs. Patriot Group Exchange Travel is highly recommended for J1 Visa Group Insurance.

Sports Team Group Insurance

Sports team insurance covers athletic teams that travel and compete internationally such as youth and club sports teams, intramural sports teams, intercollegiate athletics, and some other organized sports participating in camps, clinics, and tournaments abroad. Insurance for Sports Teams includes trip protection and travel medical benefits, including coverage for sports-related injuries, which most regular travel medical insurance policies do not provide.

Some of the known group travel insurance policies are:

AGT Atlas Group Travel Insurance

Underwriters: Lloyd's

Atlas Group insurance is designed to meet the needs of groups of five or more individuals that will be traveling outside of their home country for duration from five days up to one year. Atlas Group Travel insurance is available at discounted rates to both US and non-US citizens.
Administrator: HCC Medical Insurance Services
Review: Atlas Group Travel Insurance Plan Brochure
Get Quotes: Atlas Group Travel Insurance Quote

PGTPatriot Group Travel Insurance

Underwriters: Sirius International

IMG Patriot Group travel provides coverage for groups of five or more U.S. citizens and/or non-U.S. nationals who need temporary medical insurance while traveling for business or pleasure anywhere outside their home country.
If purchased for one month, this type of insurance can be renewed for up to 24 months. Additionally, you have the freedom to seek treatment with the hospital or doctor of your choice.
Patriot International Group provides coverage for a group of U.S. citizens traveling outside the U.S. with coverage for brief returns to the country, while Patriot America Group provides coverage for a group of non-U.S. citizens traveling outside their home country. Both plans are available for a minimum of five days up to a maximum of two years.
Administrator: IMG
Review: Patriot America Group Travel Insurance Plan Brochure
Get Quotes: Patriot Group Travel Insurance Quote

PA+ Patriot America Plus Group Insurance

Underwriters: Sirius International

Patriot America Plus Group Plan provides coverage for groups of 5 or more non-US citizens traveling outside their home country. Patriot America Plus Group Insurance can be purchased for a minimum of 5 days to a maximum of 2 years in accordance with the terms of the insurance contract.
Administrator: IMG
Review: Patriot America Plus Group Travel Insurance Plan Brochure
Get Quotes: Patriot America Plus Group Travel Insurance Quote

If you need more information, would like to request a group travel insurance quote, or would like to purchase a group travel medical insurance plan, send an email with your specific questions to