Foreign students studying in USA on F1 visa, enrolled in graduate or undergraduate program can take up a practical training job known as OPT (Optional Practical training). OPT students can work without H1B visa for up to 12-29 months, depending on their field of study. Students on M-1 visa may also take up OPT for maximum period of six months. They are allowed for one month training with four months of study.

During this period of OPT, a student may not be eligible for regular student health insurance. Such a student may purchase short-term insurance from private insurance companies, who can provide health coverage for this period until students remain on OPT or even gets work permit like H1 Visa.

Visit USA Visit USA
Underwriters : Lloyd's

Plan pays 90% of first $10,000 and 100% after that

Included Benefits:

  • Illness and Injury Medical Expense / Per Incident
  • Emergency Medical Evacuation Expense
  • Accidental Death & Dismemberment (AD&D)
  • Repatriation of Remains Expenses
  • Family Travel Benefit
  • Incidental Travel (to Canada, Mexico, U.S. Territories, maximum 14 days)

Optional Benefits:

Average monthly cost for age 19-29 year


with $250 one time deductible

Buy Visit USA plan

* Note: Premium cost may vary depending on Age, Selected Policy maximum, deductible and other optional coverage

If you need help with any of our policies or have any questions about health insurance for OPT students, send an email with your specific questions to