Home > Immigrant Plans > Diplomat LT
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Quote & Buy |
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| It is a comprehensive Coverage plan.Unlike schedule plan, this covers expenses at the limit of maximum coverage, with applicable co-insurance and deductible. |
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| Plan Type |
Comprehensive Coverage Plan
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| AM Best Rating |
A (Excellent) |
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| Travel Coverage |
 Yes |
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| Co-Pay |
 None |
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| Co-Insurance |
20% of the first $5,000 of eligible expenses only
Outside USA and Canada: 0% Co-Insurance (100% Covered) |
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| How the benefits are paid |
Plan pays 80% of the first $5,000 of eligible expenses,
then 100% to the selected policy maximum.
Outside USA and Canada: 100% to selected policy maximum. |
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| Coverage Type |
Lifetime of the policy |
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| Deductible Type |
Annual deductible, Only once per year. |
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| Renewable |
Yes |
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| Cancellation |
Cancellation only prior to the effective date of coverage. After that date, the premium is considered fully earned and non-refundable. Partial refunds are not available. |
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| PPO Network |
Coalition America PPO Network |
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| Coverage length |
Minimum 3 Months to 1 Year.
Extendable for total of 3 years |
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| Available Deductibles |
$100, $250, $500, $1,000, $2,500 per policy period. |
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| Available Coverage |
Plan A: $500,000
Plan B: $1,000,000"
"Persons age 70-79 coverage is limited to $100,000.
Persons age 80+ coverage is limited to $50,000. |
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| Plan Effective Date |
Coverage can begin as the following:
1. The depature date of your home country or after.
2. The day you request on the application. |
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| Plan End Date |
Coverage can terminate as the following:
1. The date of your permanent return to your Home Country; or
2. The termination date shown on the enrollment form, for which premium has been paid; or
3. 36 months after your coverage effective date. |
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| Support |
Phone: 1-800-423-8496 | US Local: 513-533-9800
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| Plan Brochure |
 Download Complete Plan details in PDF |
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| Top 5 Features of Diplomat LT Plan |
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 Comprehensive Coverage Plan, for Non US Citizens.
PPO network, so you get discounted/negotiated rates from Dr. or Hospitals.
Coverage amount up to 50,000 for people with age 80+ (No other plan provide this much amount, in its class)
Buy Online.
A++ (Superior)
 Most suitable for : Who needs better coverage with less risk, best suitable for aged /senior people.
Recommendations for coverage : Prefer 100,000 policy max coverage with your choice of deductible.
(Read policy details for complete coverage/benefit details) |
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Note : Plan features listed here are high level, provided for your convenience
and information purpose only. Please review the Evidence of Coverage and
Plan Contract (Policy) for a detailed description of Coverage Benefits,
Limitations and Exclusions. Must read the Policy Brochure and Plan
Details for complete and accurate details. Only the Terms and Conditions
of Coverage Benefits listed in the policy are binding.
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