How does the Inbound Choice Insurance Plan Work?

Inbound Choice Insurance is a limited coverage plan for non-US citizens between the ages of 14 days and 70 years. Being a limited coverage plan it pays fixed amount per incident. For example: if you visit a doctor, the plan might reimburse you only a fixed amount for the visit, regardless of what the doctor's bill amounts to. The reimbursement is not dependent on the total amount of medical bill.

For coverage within USA:

First: You satisfy accumulated medical expenses until your deductible is met.
Then: After the deductible is met, the Insurance pays fixed amount per eligible medical services up to the policy maximum as outlined in the benefit table below.
All expenses beyond the policy maximum are the responsibility of the insured.

Read the Inbound Choice Insurance Brochure for complete details.

Insurance pays fixed amount per incident


(you pay the balance per incident)

Plan A
($50,000 policy)
Plan B
($75,000 policy)
Plan C
($100,000 policy)
Plan D
($130,000 policy)
Dr. / Physician Visit Up to $38/visit, 10 visits Up to $56/visit, 10 visits Up to $75/visit, 10 visits Up to $100/visit, 10 visits
Surgical Treatment Up to $2,100 per Incident Up to $4,800 per Incident Up to $5,800 per Incident Up to $7,200 per Incident
Lab & X-rays Up to $250; Additional $325 - One CAT scan, PET scan or MRI Up to $375; Additional $325 - One CAT scan, PET scan or MRI Up to $500; Additional $975 - One CAT scan, PET scan or MRI Up to $575; Additional $975 - One CAT scan, PET scan or MRI
Hospital Room Up to $1,500/day, 30 day max Up to $2,000/day, 30 day max Up to $2,500/day, 30 day max Up to $3,000/day, 30 day max

Note:

-Deductible is per incident, which means you pay the deductible for every new medical problem for which you go to the doctor or hospital.

-Policy maximum is the overall limit the insurance will pay per incident. The limits mentioned in the above limits are applicable per incident.