Inbound Choice Insurance is a limited coverage plan for non-US citizens between the ages of 14 days and 70 years. Being a limited coverage plan it pays fixed amount per incident. For example: if you visit a doctor, the plan might reimburse you only a fixed amount for the visit, regardless of what the doctor's bill amounts to. The reimbursement is not dependent on the total amount of medical bill.
For coverage within USA:
First: You satisfy accumulated medical expenses until your deductible is met.
Benefits for Age 14 days - 69 years:
|Dr. / Physician Visit||Up to $38/visit, 10 visits||Up to $56/visit, 10 visits||Up to $75/visit, 10 visits||Up to $100/visit, 10 visits||Surgical Treatment||Up to $2,100 per Incident||Up to $4,800 per Incident||Up to $5,800 per Incident||Up to $7,200 per Incident||Lab & X-rays||Up to $250; Additional $325 - One CAT scan, PET scan or MRI||Up to $375; Additional $325 - One CAT scan, PET scan or MRI||Up to $500; Additional $975 - One CAT scan, PET scan or MRI||Up to $575; Additional $975 - One CAT scan, PET scan or MRI||Hospital Room||Up to $1,500/day, 30 day max||Up to $2,000/day, 30 day max||Up to $2,500/day, 30 day max||Up to $3,000/day, 30 day max|
Benefits for Age 70 - 99 years:
-Deductible is per incident, which means you pay the deductible for every new medical problem for which you go to the doctor or hospital.
-Policy maximum is the overall limit the insurance will pay per incident. The limits mentioned in the above limits are applicable per incident.