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1. Visiting Hospital or Provider
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- Show your insurance Information/ insurance ID.
- Provide all necessary information requested by the reception.
- Receptionist may want to call insurance company, to verify benefits. |
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- Although most providers send bill directly to the Insurance company, however it is possible that you may be asked to make payment against your deductible/co-insurance. Be ready for any payment if any.
- Ask for the receipts. |
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Receive the treatment
Ask questions, provide information.
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Request for bill with itemized services with medical service code.
You will need this during the claims.
Provider may send this bill later via mail. |
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Service Provider can either send bill directly to the Insurance company Or send to you.
-You may have to communicate with the provider to get itemized bill for the services you have taken. |
2. Buying medicine at Pharmacy
Since pharmacies do not keep information in their system for short term insurance like visitor insurance, hence you need to make up front payment at pharmacy. You should claim this from insurance company.
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- Make payment up front.
- Ask for receipt.
- You can claim this money from insurance company, as per the policy coverage. |
3. Filing claims and payments.
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Download Claim form:
Download appropriate claim form, from our website and complete it. |
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Claims Checklist
-Completed claim from.
-Clear copy of passport. ( including Visa page, Picture page, Entry and Exit stamps)
-Copy of I94 ( If visiting USA)
-Copies of all receipts.
-Copies of bills, services itemized.
-Cover letter ( Brief letter, providing any -special instruction if any.) |
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Payments
Claims dept will verify the information provided and makes the payment to all eligible claims to appropriate parties. |
payment can take 4 to 6 weeks or more, since insurance company takes time to collect all the information, verify claims, communicate with provider etc.
Copyrighted material, this information can not be used or reproduced without written permission from VisitorsCoverage.com
Read about the claims:
How the claim works?
Why I need to file claim?
Which Doctor Or Hospital I can go to ?
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