Not all visitor medical insurance plans cover pre-existing conditions. Pre-existing condition is any medical condition the person might have been diagnosed with, or had any treatment for, or is taking any medication for prior to the start date of the insurance. The following are the only plans that cover pre-existing conditions up to a certain limit.
Liaison Continent |
Atlas America |
Inbound USA |
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| Recommendation | Best |
Good |
Basic |
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| Pre-existing Condition Coverage | up to $150,000 For non US Citizens, If you are under age 70, you are covered for an Acute Onset of a Pre-existing Condition. Coverage is available up to $100,000 Acute Onset of a Pre-existing Condition Benefit level varies with selected Medical Maximum (above) as follows:
Please read the policy brochure for complete details about the coverage limitations and exclusions. |
up to $100,000 If you are under age 70, you are covered for an Acute Onset of a Pre-existing Condition. Coverage is available up to $100,000 Maximum for eligible medical expenses and up to $25,000 for Emergency Medical Evacuation. |
Non US Citizens, age under 70 years, covered for an Acute Onset of a Pre-existing Condition for no extra cost. Coverage is available up to selected policy maximum, per policy period. Please read the policy brochure for complete details about the coverage limitations and exclusions. |
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| How Plan Works | Plan A: After the deductible, program pays 80% of the next $5,000 of eligible expenses, then 100% to the selected Maximum. |
After the deductible, program pays 80% of the next $5,000 of eligible expenses, then 100% to the selected policy maximum. Coinsurance will be waived for claims incurred within the PPO if expenses are submitted to Underwriters for review and payment directly to the provider. |
Plan pays fixed, pre-defined rate for each medical service. (Per incident coverage) How Inbound USA plan works |
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| Availability | Available in all states | Not available for NY state | Available in all states | ||||||||||
| More Details | View Liaison Continent Insurance Plan Details | View Atlas America Insurance Plan Details | View Inbound USA Insurance Plan Details | ||||||||||
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An Acute Onset of a Pre-existing Condition is a sudden and unexpected outbreak or recurrence of a Pre-existing Condition which occurs spontaneously and without advance warning either in the form of Physician recommendations or symptoms. Treatment must be obtained within 24 hours of the sudden and unexpected outbreak or recurrence.
More Pre-Existing Conditions Coverage Plans for USA Visitors
For non US Citizens, If you are under age 70, you are covered for an Acute Onset of a Pre-existing Condition. Coverage is available up to $15,000 Please read the policy brochure for complete details about the coverage limitations and exclusions. |
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Pre-existing condition benefit is limited to heart attack and/Or stroke only. Covered amount Age under 70yrs: $5,000 coverage for Myocardial Infarction (heart attack) or Stroke only. For Ages 70 & Over: $2,500 coverage for Myocardial Infarction (heart attack) or Stroke only. Please read the policy brochure for complete details about the coverage limitations and exclusions. |
Pre-existing conditions ExplainedMost Visitor and travel insurance policies do not cover pre-existing conditions. Here is a video that explains why pre-existing conditions are not covered, and what visitors can do about it. |
Related Articles:
 Travel Insurance: Pre-Existing Medical Conditions |
Pre-existing conditions & other Non-Covered benefits |
| Pre-existing conditions for visitor insurance |
Pre-existing conditions : Unpaid bills |
