Home > J1 Visa Plans > Atlas America
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| Atlas America offers medical coverage and emergency services to individuals and families traveling outside their Home Countries. |
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| Plan Type |
Comprehensive Coverage Plan
Percentage based coverage.
Unlike schedule plan, this plan covers expenses at the limit of maximum coverage, with applicable co-insurance and deductible. |
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| AM Best Rating |
A (Excellent) |
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| Travel Coverage |
 Covered |
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| Co-Pay |
 No Co-pay |
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| Co-Insurance |
After the Insured pays the deductible, the program pays 80% of the next $5,000 of eligible expenses, then 100% to the selected Maximum. Coinsurance will be waived for claims incurred within the PPO if expenses are submitted to Underwriters for review and payment directly to the provider.
Outside the United States and Canada: After the Insured pays the deductible, the program pays 100% to the selected Maximum. |
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| How the benefits are paid |
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| Coverage Type |
Lifetime of the policy |
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| Deductible Type |
Once Annually or Per Policy Period. |
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| Renewable |
Yes
($5 Renewal fee each time you renew )
Note: Maximum policy length can be 12 Months only. |
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| Cancellation |
Yes.
- Full refund available if cancelled before start date.
- Pro-rated refund available after start date if no claims have been made ($25 Cancellation Fee Apply) |
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| PPO Network |
Provider Network For Atlas America |
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| Coverage length |
Min 5 Days to 12 month. |
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| Available Deductibles |
Choose From: $0, $100, $250, $500, $1,000 or $2,500 per Policy Period or Annual. |
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| Available Coverage |
$50,000; $100,000; $200,000; 500,000; $1000,000
For Age 70-79 max covergae is limited to $50,000.
Age 80+, maximum limited to $10,000. |
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| Plan Effective Date |
Your coverage becomes effective on the latest of: the moment we receive your Application and correct premium (if Application and payment is made online or by fax), 12:01am US Eastern Standard Time on the date we receive your Application and payment (if Application and payment is made by mail), the moment you depart from your Home Country, or 12:01am US Eastern Standard Time on the date you request on your Application. |
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| Plan End Date |
Your coverage will end on the earliest of: 12:01am US Eastern Standard Time on the last day of the period for which you have paid a premium, 12:01am US Eastern Standard Time on the date requested on your Application, or the moment of your arrival upon return to your Home Country (unless you have started a Benefit Period or are eligible for Home Country Coverage). |
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| Support |
By Provider, Phone Nos. : 800-335-0477 or 317-575-2656 |
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| Plan Brochure |
 Download Complete Plan details in PDF |
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| Top 5 Features of Atlas America Plan |
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 Comprehensive Coverage Plan, for Non US Citizens.
PPO network, so you get discounted/negotiated rates from Dr. or Hospitals.
Coverage for dependent child(s) is free*
Renewal and Cancelable (Premium can be refunded) *
Rated A (Excellent) Plan.
(* Conditions apply, read policy details)
 Most suitable for : Who needs greater coverage, better and flexible benefits.
Most suitable for visiting Parents, Temp USA visitors & residents like B1/B2/H/L visa holders.
Recommendations for coverage : Prefer 100,000 policy max coverage with your choice of deductible.
(Read policy details for complete coverage/benefit details) |
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Note : Plan features listed here are high level, provided for your convenience
and information purpose only. Please review the Evidence of Coverage and
Plan Contract (Policy) for a detailed description of Coverage Benefits,
Limitations and Exclusions. Must read the Policy Brochure and Plan
Details for complete and accurate details. Only the Terms and Conditions
of Coverage Benefits listed in the policy are binding.
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