Liaison Continent Insurance

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Visitor and Travel insurance

"Most popular insurance site for parents visiting USA"

Liaison Continent - B Insurance

Plan pays 75% up to policy maximum

Comprehensive coverage plan

Coverage from 5 days to 187 days

Renewable and Cancelable

PPO network (See list of doctors and hospitals)

Covers during international travel

$50,000 - $150,000 coverage for acute onset of pre-existing conditions

Not available for the residents of Maryland (MD), Kentucky (KY) & Washington (WA).

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Liaison Continent Insurance - Plan B FAQs

Q1: Which doctor or hospital can I go to?

The PPO provider for Liaison Continent Insurance is Choice Care Network. These PPO Networks are independent organizations and is recognized by all major hospitals, doctors, and health facilities. Out-of-Network expenses are also covered but we recommend going to a doctor or hospital listed under this PPO network for negotiated prices.

You can search for doctor or hospital in this Provider Directory.

Q2: When will I receive my ID card?

The Liaison Continent insurance is an online policy provider. Once you purchase the policy online you will receive the statement of confirmation and a printable ID card. You can print this ID card and use it as a proof of insurance at the time of visit to the doctor or hospital.

Q3. Does this plan provide coverage while traveling to and fro from the home country to US?

Yes. Liaison Continent Insurance provides coverage while you are traveling from the home country to US and from US back to home country. This coverage will be valid only if the travel dates fall during the plan-effective dates. In order to obtain coverage during travel make sure to select the start date of the policy the day the insured leaves the home country (U.S. Eastern Time). Similarly, coincide the end date of the policy with the day the insured returns to the home country (U.S. Eastern Time).

Q4: When should I purchase this insurance? Is there a time limit in which I should purchase the insurance?

Yes. You should purchase the insurance within 3 months of arrival to the United States.

Q5: How long can I purchase this insurance for?

You can purchase this insurance for a maximum period of 6 months. Even if you renew the plan, the total duration you can have is a total of 6 months.

Q6: How do I use this insurance?

Please refer to the following article about the policy usage: How to use Visitor Insurance?

Q7: How do I file a claim?

Please refer to the following article concerning the claim process:
Visitor Insurance Claim Process

Q8: What information do I need to purchase this insurance?

Name(s), date of birth, and passport number of the visitor(s).

Q9: When I buy this plan, do I need to make the full payment at once or do I have the option of paying it on a monthly basis?

Based on the desired coverage length you have selected, you have to make the full payment at once.

Since this plan is renewable you can renew it anytime you would like to before the policy expires. There is a renewable fee of $5 that associated with the renewal.

Q10: I want to purchase insurance for more then one visitor. Should I purchase two separate policies for them or have a combined policy?

The benefits and cost does not differ if you buy individually or combined policies. If the visitors have different travel plans (might be coming together but leaving on different dates, etc.) it is recommended to buy separate policies.

Having separate policies gives your more flexibility in renewals and cancellations.

Q11. What's the difference between Liaison International and Liaison Continent?

The main difference is the coverage amount and price, otherwise the plans are similar. Liaison International covers 80% for the first $5,000 and then 100% coverage up to the policy maximum. It covers 100% outside the United States. While, Liaison Continent A covers 80% for the first $5,000 and then 100% coverage up to the policy maximum. Liaison Continent B covers 75% up to the policy maximum. Liaison Continent has the same coverage in and out of the United States.

Q12: Where can I find answers to other questions I have?

Please refer to Visitors Insurance FAQs section.
Learn more from informative articles at Visitor Insurance Information section. If you still have questions, please call our support line toll free: 1.866.384.9104

Out-Patient

Dr. / Physician Visit

75% Covered

Surgical Treatment

75% Covered

Prescription Drugs / Medicines

75% Covered
Buy from Pharmacy and file claim

Lab & X-rays

75% Covered

Physical Therapy

If prescribed by the physician, 75% covered up to policy maximum

In-Patient

Hospital Room

75% Covered

Surgical Treatment

75% Covered

Hospital Intensive Care Unit

75% Covered

Emergency Services

Ambulance Expenses

Up to $5000

Emergency Room(ER)

75% Covered

Dental

Acute, spontaneous and unexpected pain

Up to $100 (1 month or more coverage)

Accidental emergency

Up to $500 (1 month or more coverage)

Travel

Emergency Medical Evacuation / Repatriation

Up to $300,000

Return of mortal Remains

Up to $50,000

Emergency Reunion

$50,000

Return of minor Child(ren)

Up to $50,000

Trip Interruption

Up to $5000

Loss of checked Baggage

Up to $250

Life

AD&D

Up to $50,000
(Dependents: $5,000)

Common Carrier Accidental Death

Up to $100,000
(Dependents $25,000 each; $250,000 Max for Family)

Other

Pre-Existing Conditions

For non US Citizens, age under 70 years, an acute onset of a pre-existing condition Coverage available up to life time maximum of $150,000 for Eligible Medical Expenses. Acute onset of a pre-existing condition Coverage Benefit level varies with selected Medical Maximum from $50,000 to $1,000,000.An acute onset of a pre-existing condition is a sudden and unexpected outbreak or recurrence of a pre-existing condition that occurs spontaneously and without advance warning in the form of physician recommendations or symptoms, is rapidly progressive, and requires urgent care. Treatment must be obtained within 24 hours of the sudden and unexpected outbreak or recurrence. See policy brochure for complete details.

Selected Policy Maximum	Available Acute Onset of pre existing condition coverage limit
$50,000	$50,000
$100,000	$100,000
$500,000	$125,000
$1,000,000	$150,000

Maternity

Not Covered

General Physical full Checkup

Not Covered

Terrorism Coverage

Up to $50,000

Brochure

Liaison Continent Insurance Brochure

Support

24-Hrs Emergency Assistance

Yes. Contact Number and details can be found on the ID card.


Plan Administrator Company	Seven Corners
Carrier / Underwriter	Lloyd’s of London and Tramont Insurance Company
Eligibility	Can be purchased by any one travelling outside the home country. Non-United States citizens or any visa holders (e.g. L/H/B1,B2)as well as person on Green Card or United States citizen living outside the US can also purchase the plan for temporary coverage in US. The Plan must become effective within 3 months of arrival in the United States
Plan Type	Comprehensive Coverage Plan Percentage based coverage.
AM Best Rating	A (Excellent)
Coverage in U.S.A.	Covered
Coverage outside U.S.A.	Covered
Co-Pay	No Co-pay
Co-Insurance	25% Co-Insurance
How the Benefits are Paid	After the deductible, plan pays 75% of eligible expenses up to the policy maximum
Coverage Type	Lifetime of the policy
Deductible Type	Once Annually or Per Policy Period.
Renewability	Renewable with $5 fee each time you renew up to a maximum period of 187 days.
Cancellation	Full refund available if cancelled before start date. Pro-rated refund available after start date if no claims have been made( $25 Cancellation Fee Applicable)
PPO Network	Choice Care Network
Coverage Length	Min 5 Days to 6 Months In order to repurchase a new policy, you must return to your Home Country for a minimum of 30 days.
Available Deductibles	Choose From: $0, $100, $250, $500, $1000, $2500
Available Coverage	Choose From: $50,000; $100,000; $500,000; $1,000,000 Ages 70 and over: Limited to $50,000 Ages 80 and over: Limited to $15,000
Provider Directory	By Provider, Phone Nos. : 800-335-0477 or 317-575-2656
Plan Brochure	Liaison Continent Insurance Brochure
US States Restriction	Non US resident travelling to the US: Restricts Maryland(MD), Kentucky(KY) and Washington(WA) for a correspondence address Non US resident traveling outside of the US: Restricts British Virgin Islands for a residence address. US resident traveling outside of the US: Restricts Maryland(MD) and Washington(WA) for a residence address.
Home Country Definition	The country where the covered person has his/her true, fixed, permanent home and principal establishment.
Country Restriction	Not available to the residents of Cuba, Iran, Syria. Residents of Gambia, Ghana, Nigeria, Sierra leone needs to have a US billing address.


	Disclaimer Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.