LIO

Liaison International

Underwriter: Advent and Tramont Insurance Company Limited
Policy info
Plan Administrator: Seven Corners
Carrier: Advent and Tramont Insurance Company Limited
AM Best Rating: A(Excellent)

Liaison International Insurance is a travel insurance plan that provides medical health coverage and emergency services to individuals and families traveling outside their home country. After the deductible is satisfied, the plan pays 80% for the first $5,000 and 100% thereafter towards eligible covered expenses for each sickness or injury.

Please review Liaison International Insurance Brochure brochure or Description of Coverage brochure (policy document) for complete and accurate coverage and exclusions.

All coverage is based on usual, reasonable, and customary expenses. See plan brochure and description of coverage for detailed coverage.

Travel Medical Insurance Plan for international traveler travelling outside the home country .

Here is a complete list of benefits of Liaison International
Dr. / Physician Visit
80% for the first $5,000
100% covered thereafter.
Surgical Treatment
80% for the first $5,000
100% covered thereafter.
Prescription Drugs / Medicines
80% for the first $5,000
100% covered thereafter.
Lab & X-rays
80% for the first $5,000
100% covered thereafter.
Physical Therapy
80% for the first $5,000
100% covered thereafter.
Hospital Room
80% for the first $5,000
100% covered thereafter.
Surgical Treatment
80% for the first $5,000
100% covered thereafter.
Hospital Intensive Care Unit
80% for the first $5,000
100% covered thereafter.
Ambulance Expenses
$5000
Emergency Room(ER)
80% for the first $5,000
100% covered thereafter.
Acute, spontaneous and unexpected pain
$100 (For U.S. Citizens Only)
Accidental emergency
$500
(With 1 month or more coverage)
Emergency Medical Evacuation / Repatriation
$300,000
Return of Remains
$50,000
Emergency Reunion
$50,000
Return of minor Child(ren)
$50,000
Trip Interruption
$5000
Loss of checked Baggage
$250
AD&D
$25,000
Common Carrier Accidental Death
$50,000
Pre-Existing Conditions
If you are under age 70, you are covered for an acute onset of a pre-existing condition. Coverage is available up to $15,000 Maximum for Eligible Medical Expenses and up to $25,000 for Emergency Medical Evacuation. An acute onset of a pre-existing condition is a sudden and unexpected outbreak or recurrence of a pre-existing condition that occurs spontaneously and without advance warning in the form of physician recommendations or symptoms, is rapidly progressive, and requires urgent care. Treatment must be obtained within 24 hours of the sudden and unexpected outbreak or recurrence.
Maternity
Not Covered
General Physical full Checkup
Not Covered
Terrorism Coverage
80% for the first $5,000
100% covered thereafter.
24-Hrs Emergency Assistance
Yes. Contact Number and details can be found on the ID card.
Disclaimer
The comparison of insurance plans shown below is generic and high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benifits, Limitations, and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.