Liaison Majestic Insurance

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Visitor and Travel insurance

"Most popular insurance site for parents visiting USA"

Liaison Majestic Insurance

Plan pays 80% of first $5,000; then 100%

Comprehensive coverage plan

Coverage from 5 days to 12 months

Renewable and Cancelable

PPO network (See list of doctors and hospitals)

Covers during international travel

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Liaison Majestic Insurance FAQs

Q1: Which doctor or hospital can I go to?

The PPO provider for Liaison Majestic Insurance is Choice Care Network. These PPO Networks are independent organizations and is recognized by all major hospitals, doctors, and health facilities. Out-of-Network expenses are also covered but we recommend going to a doctor or hospital listed under this PPO network for negotiated prices.

You can search for doctor or hospital in this Provider Directory.

Q2: When will I receive my ID card?

The print out of the on-line buying receipt/virtual ID card is the proof of insurance and can be used as an ID card. Additionally, you will be emailed the ID card that you can print and take to the doc/hospital. Also, when filling out the online application, you have the choice of getting supplemental information and ID card in the mail. If you would like to receive the ID card and plan details by mail then make sure to choose "yes" for mailed ID card. You should receive your insurance package at your mailing address within 5-10 business days of purchase.

Q3: Does this plan have travel coverage?

Yes, Liaison Majestic Insurance has on flight coverage from home country to the U.S. as well as back to home country. This coverage will only apply if the flight days fall during the plan effective dates. If applicable, make sure to select the start date when the insured leaves the home country (U.S. eastern time) and select the end date the day they arrive home country on the trip back (U.S. eastern time)

Q4: How do I use this insurance?

Please refer to the following article about the policy usage: How to use Visitor Insurance?

Q5: How do I file a claim?

Please refer to the following article concerning the claim process:
Visitor Insurance Claim Process

Q6: What information do I need to purchase this plan?

Name(s), date of birth, and passport number of the visitor(s).

Q7: When I buy this plan, do I need to make the full payment at once or do I have the option of paying it on a monthly basis?

Based on the desired coverage length you have selected, you have to make the full payment at once.

Since this plan is renewable you can renew it anytime you would like to before the policy expires. There is a renewable fee of $5 that's associated with the renewal.

Q8: I want to purchase insurance for more then one visitor. Should I purchase two separate policies for them or have a combined policy?

The benefits and cost does not differ if you buy individually or combined policies. If the visitors have different travel plans (might be coming together but leaving on different dates, etc.) it is recommended to buy separate policies.

Having separate policies gives your more flexibility in renewals and cancellations.

Q9: Where can I find answers to other questions I have?

Please refer to Visitors Insurance FAQs section.
Learn more from informative articles at Visitor Insurance Information section. If you still have questions, please call our support line toll free: 1.866.384.9104

Q10: What's the difference between the Liaison Majestic and the other Liaison plans?

The main difference is the plan has higher policy maximum options. Liaison Majestic also covers pre-existing conditions related to stroke & heart attack up to $3000 for all age groups. This plan is renewable up to 3 years.

Out-Patient
Dr. / Physician Visit	80% covered for first $5000 100% covered thereafter OutsideUSA/Canada: 100% covered
Surgical Treatment	80% covered for first $5000 100% covered thereafter OutsideUSA/Canada: 100% covered
Prescription Drugs / Medicines	80% covered for first $5000 100% covered thereafter OutsideUSA/Canada: 100% covered
Lab & X-rays	80% covered for first $5000 100% covered thereafter OutsideUSA/Canada: 100% covered
Physical Therapy	80% covered for first $5000 100% covered thereafter OutsideUSA/Canada: 100% covered
In-Patient
Hospital Room	80% covered for first $5000 100% covered thereafter OutsideUSA/Canada: 100% covered
Surgical Treatment	80% covered for first $5000 100% covered thereafter OutsideUSA/Canada: 100% covered
Hospital Intensive Care Unit	80% covered for first $5000 100% covered thereafter OutsideUSA/Canada: 100% covered
Emergency Services
Ambulance Expenses	Up to $5000
Emergency Room(ER)	80% covered for first $5000 100% covered thereafter OutsideUSA/Canada: 100% covered
Dental
Acute, spontaneous and unexpected pain	Up to $100 (1 month or more coverage)
Accidental emergency	Up to $500 (1 month or more coverage)
Travel
Emergency Medical Evacuation / Repatriation	Up to $300,000
Return of mortal Remains	Up to $50,000
Emergency Reunion	Up to $50,000
Return of minor Child(ren)	Up to $50,000
Trip Interruption	Up to $5000
Loss of checked Baggage	Up to $250
Life
AD&D	Up to $50,000 (Dependents: $5,000)
Common Carrier Accidental Death	Up to $100,000 (Dependents $25,000 each; $250,000 Max for Family)
Other
Pre-Existing Conditions	For US Citizens Traveling Abroad Only Up to $20,000 for Urgent Care ($2,500 for ages 65 and over) For Non-US citizens $3,000 coverage for Myocardial Infarction (heart attack) or stroke.
Maternity	Not Covered
General Physical full Checkup	Not Covered
Terrorism Coverage	80% covered for first $5000 100% covered thereafter OutsideUSA/Canada: 100% covered
Brochure	Liaison Majestic Insurance Brochure
Support
24-Hrs Emergency Assistance	Yes. Contact number and details can be found on the ID card.


Plan Administrator Company	Seven Corners
Carrier / Underwriter	Lloyd's
Eligibility	Can be purchased by any one travelling outside the home country. Non-United States citizens or any visa holders (e.g. L/H/B1,B2)as well as person on Green Card living outside the US can also purchase the plan for temporary coverage in US.
Plan Type	Comprehensive Coverage Plan Percentage based coverage.
AM Best Rating	A (Excellent)
Coverage in U.S.A.	Covered
Coverage outside U.S.A.	Covered
Co-Pay	No Co-pay
Co-Insurance	10% for the first $5,000 of accumulated expenses only. 100% covered there after up to the policy maximum. Outside USA/Canada: There's no co-insurance. Insurance covers all eligible expenses up to 100%
How the Benefits are Paid	After the Insured pays the deductible, the program pays 90% of the first $5,000 of eligible expenses, then 100% to the selected maximum. Outside USA/Canada: After you pay the deductible, the program pays 100% to the selected medical maximum.
Coverage Type	Lifetime of the policy
Deductible Type	Once Annually or Per Policy Period.
Renewability	Renewable with $5 fee each time you renew, up to a maximum period of 3years (1 year for person age 65 and over).
Cancellation	Full refund available if cancelled before start date. Pro-rated refund available after start date if no claims have been made( $25 Cancellation Fee Applicable)
PPO Network	Choice Care Network
Coverage Length	Min 5 Days to 12 months. Can be extended up to 3 years For ages 65 & over: Limited to 12 months
Available Deductibles	Choose From: $0, $100, $250, $500, $1000, $2500
Available Coverage	Choose From: $60,000; $125,000; $600,000; $1,000,000 Ages 65+: Limited to $60,000 Ages 80+: Limited to $20,000
Provider Directory	By Provider, Phone: 800-335-0477 or 317-575-2656
Plan Brochure	Liaison Majestic Insurance Brochure
US States Restriction	Restricts Maryland(MD), Kentucky(KY) and Washington(WA) for a correspondence address
Home Country Definition	The country where the covered person has his/her true, fixed, permanent home and principal establishment.
Country Restriction	Not available to the residents of Cuba, Iran, Syria. Residents of Gambia, Ghana, Nigeria, Sierra leone needs to have a US billing address.


	Disclaimer Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.

Liaison Majestic Insurance FAQs

Out-Patient

In-Patient

Emergency Services

Dental

Travel

Life

Other

Support