Insurance for parents visiting USA.

Parents visiting USA from country such as India to visit their children should get a proper travel and visitor insurance for USA. Senior parents are more venerable to health and travel emergencies , having a good insurance makes their travel and stay worry free. Here are some commonly asked questions about visiting parents insurance. What kind of insurance you should look for Parents visiting USA? If you can afford, you should prefer a compressive coverage policy. Comprehensive coverage plans provide higher coverage, and has many rich benefits as compare to a limited coverage policy.

Should I include both parents in a single application Or enroll separately ?

If both parents are visiting, Instead of combining them into one single policy, complete separate policy for them.
There is no price difference or other benefits by buying a combined or buying separate policy. A separate policy however gives you a better control in case one person leaves early or you want to cancel one person policy.

How much policy maximum should I pick for parent's visitor insurance?

Higher the policy maximum is always better. Depending on their length of stay, Age, activities involved.
$100,000 policy maximum is most preferred. If their age is over 70yrs not many policies has coverage for over $50,000 except a few that may provide coverage of 60K. 100K or even $250K,

People age 80 years, there are very restrictions on policy maximum and coverage amount.

If your parents age is over 70 and need help to pick the right coverage , talk to a visitors coverage expert : e-mail: support@visitorsCoverage.com , or call 866-384-9104 to get assistance to pick the right policy.

Can I purchase insurance for my visiting parents ?

Yes, you can complete the application on behalf of your parents and make the payment using your credit card.

My parents do not have insurance, will I be liable for my parent's medical bills ?

If you have signed any sponsorship document, or signed as guarantor you may be liable for their bills. Consult a subject matter exert legal advisor to get a proper advise on this topic.

My parents are going to stay at home most of the time , what kind of insurance I should look for ?

Health and accidental risk are always there, whether they stay at home or not. You may pick less policy maximum and/Or higher policy deductible if however a it is recommended to protect yourself from any unexpected medical emergencies and must buy a good health insurance policy.

My parents will be traveling around what kind of insurance I can look for?

Prefer a comprehensive coverage policy with higher policy maximum.

I have more questions and need advise on picking the policy and coverage for my parents.

VisitorsCoverage specialized in insurance for visiting parents, our licensed and knowledgeable staff can help you with all your questions. To contact visitorscoverage write an email to support@visitorsCoverage.com , or call 866-384-9104 ( Monday to Friday, 8 :30 am PST to 6 pm PST) .VisitorsCoverage is located in California USA.