Patriot America Plus Insurance: Reviews, Ratings, Experince and Feedback

Patriot America Plus Insurance is a visitors insurance plan that offers travel medical protection for individuals and families traveling abroad. Patriot America Plus is a comprehensive coverage policy and covers 90% (in network) of the first $5,000 of covered medical expenses and 100% thereafter once the deductible is satisfied.

Plan Highlights

AM Best Rating: A (Excellent)
Standard & Poor's Rating: A-
Underwriter: Sirius International
Administrator: IMG (A US based reputed insurance administrator).
Best Suitable for: International travelers visiting the USA or other foreign countries outside their home country. Patriot America Plus also fulfills the Schengen Visa insurance requirements for Schengen Visa Travel Insurance and Europe Travel insurance. A letter verifying proof of purchase can be provided for Schengen Visa purposes.
Patriot America Plus insurance reviews and ratings: Rated A by AM Best and A- by Standard & Poor's.
Eligibility (Who can buy this plan?) : Non-US Citizens traveling outside their home country.

PA+Patriot America Plus Insurance

Underwriters: Sirius

What's Good About Patriot America Plus Insurance

  • Comprehensive coverage for an affordable premium
  • Acute onset of pre-existing condition coverage available up to selected policy maximum
  • PPO network
  • Deductible must be satisfied only once per policy period.
  • Renewable online, cancellable, and refundable

What's Not Good About Patriot America Plus Insurance

  • $10,000 maximum limit for travelers over 80 years of age.
  • May only be renewed if initially purchased for a minimum of 1 month.
  • $50 cancellation fee.
  • Precertification for certain medical treatments required to avoid 50% reduction in benefits.

Patriot America Plus Insurance Feedback, Reviews, and Ratings

  • Rated A by AM Best (underwritten by Sirius International).
  • Excellent customer feedback and reviews
  • Administered by IMG, a US-based administrator
  • Licensed and regulated by the Department of Insurance in the United States.
  • How it Works

    After the deductible plan pays:
    90% for the first $5,000, 100% after that.
    See complete Details -
    How Patriot America Plus plan works?

    Manage Your Patriot Insurance Plus Policy Online: Renewal, Extension, Visa Letter and more

    You can manage your Patriot America Plus insurance policy online by logging in to myIMG. There, you can renew or extend your policy, download your insurance ID card, make any changes to your policy, request a visa letter, and find health care providers. You will need your policy ID and date of birth to access the Patriot America Plus insurance client zone.

    Patriot America Plus Insurance Claim Information

    You can download a claim form here: Patriot America insurance claim form
    It is recommended that you download, complete, and send a claim form to IMG as soon as possible after receiving any medical service. Be sure that you provide all necessary information and include any required documentation along with your claim. Read more about the visitor insurance claims process.

    Where and How to Buy Patriot America Plus Insurance?

    You can purchase Patriot America Plus Insurance insurance policy online.
    You will need the Passport Number and date of birth and valid credit card to purchase the insurance online.

    Have additional questions about Patriot America Travel Insurance? Send an email with your specific questions to