Student Secure - Select

Underwriter: Lloyd's
Policy info
Plan Administrator: HCC MIS
Carrier: Lloyd's
AM Best Rating: A(Excellent)

Student Secure Insurance - Select Plan is a affordable travel medical insurance that provides medical coverage for international students. The insurance provides medical coverage for study abroad, acts of terrorism and astonishing travel assistance services.

Please review Student Secure Insurance - Select Plan Brochure brochure or policy document for complete and accurate coverage information.

All coverage is based on usual, reasonable, and customary expenses. See plan brochure and description of coverage for detailed coverage.

Student Secure

Here is a complete list of benefits of Student Secure - Select
Dr. / Physician Visit
After the deductible,the plan pays 80% for first $5000, and 100% to the certificate period maximum.
Prescription Drugs / Medicines
50% of Actual Charge
Lab & X-rays
After the deductible,the plan pays 80% for first $5000, and 100% to the certificate period maximum.
Physical Therapy
Maximum $50 per visit per day.

Must be ordered in advance by a Physician and not obtained at a Student Health Center.
Hospital Room
Average Semi-private room rate, including nursing services.
Ambulance Expenses
Up to $750 per injury/illness if Hospitalized as Inpatient
Acute, spontaneous and unexpected pain
$100 Maximum per Certificate Period
Accidental emergency
$250 Maximum per tooth
$500 Maximum per Certificate Period
Emergency Medical Evacuation / Repatriation
$300,000 Participant Maximum Lifetime
Return of Remains
$25,000 Participant Maximum Lifetime
Not subject to Deductible or Coinsurance
Emergency Reunion
$5,000 Lifetime Maximum
(subject to a maximum of 15 days, not subject to Deductible or Coinsurance)
Return of minor Child(ren)
Not Covered
Trip Interruption
Not Covered
Loss of checked Baggage
Not Covered
Pre-Existing Conditions
Covered after 6 month waiting period
After Deductible, Eligible Expenses will be paid at 80% up to the Certificate Period Maximum within the PPO or 60% outside the PPO
(Only for pregnancy which occurs after the effective date of coverage )
General Physical full Checkup
Not Covered
Terrorism Coverage
$50,000 Maximum Lifetime Limit, Eligible Medical Expenses only
24-Hrs Emergency Assistance
Yes. Contact Number and details can be found on the ID card.
The comparison of insurance plans shown below is generic and high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benifits, Limitations, and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.