SS-SM

Student Secure - Smart

Underwriter: Lloyd's
Policy info
Plan Administrator: HCC MIS
Carrier: Lloyd's
AM Best Rating: A(Excellent)

Student Secure Insurance - Smart Plan is visitors medical insurance that provides health coverage for international students. Medical coverage for study abroad, acts of terrorism and astonishing travel assistance services.

Please review Student Secure Insurance - Smart Plan Brochure brochure or policy document for complete and accurate coverage information.

All coverage is based on usual, reasonable, and customary expenses. See plan brochure and description of coverage for detailed coverage.

Student Secure

Here is a complete list of benefits of Student Secure - Smart
Dr. / Physician Visit
After the deductible,the plan pays 80% up to the certificate period maximum.
Prescription Drugs / Medicines
50% of Actual Charge
Lab & X-rays
After the deductible,the plan pays 80% up to the certificate period maximum.
Physical Therapy
Maximum $25 per visit per day.
Hospital Room
Average Semi-private room rate, including nursing services.
Ambulance Expenses
Up to $300 per Injury / Illness if Hospitalized as Inpatient
Acute, spontaneous and unexpected pain
No Coverage
Accidental emergency
No Coverage
Emergency Medical Evacuation / Repatriation
$50,000 Participant Maximum Lifetime
Not subject to Deductible or Coinsurance
Return of Remains
$25,000 Participant Maximum Lifetime
Not subject to Deductible or Coinsurance
Emergency Reunion
$1,000 Lifetime Maximum (subject to a maximum of 15 days, not subject to Deductible or Coinsurance)
Return of minor Child(ren)
Not Covered
Trip Interruption
Not Covered
Loss of checked Baggage
Not Covered
AD&D
Not Covered
Pre-Existing Conditions
$25,000 lifetime maximum for eligible medical expenses for the acute onset of pre-existing condition
Maternity
Not Covered
General Physical full Checkup
Not Covered
Terrorism Coverage
Not Covered
24-Hrs Emergency Assistance
By Provider, Phone Nos. : 800-335-0477 or 317-575-2656
Disclaimer
The comparison of insurance plans shown below is generic and high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benifits, Limitations, and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.