VS

VisitorSecure

Underwriter: Lloyd's
Policy info
Plan Administrator: HCC MIS
Carrier: Lloyd's
AM Best Rating: A(Excellent)

VisitorSecure insurance Plan provides coverage for international visitors traveling outside their home country and US citizens traveling outside USA.
VisitorSecure insurance is a basic, cost-effective travelers medical insurance that provides fixed pre-defined coverage benefits for each medical service.
You visit any doctor or hospital of your choice.

Note: VisitorSecure is not available to individuals who are physically located in the state of NY at time of purchase.

The following benefit table shows how much insurance pays for the given covered medical service. If the actual bill is more, the difference will be your responsibility.
Please review VisitorSecure Insurance Brochure brochure or Description of Coverage brochure (policy document) for complete and accurate coverage and exclusions.

Note: For Visitors over 80 years of age, please refer to the policy brochure for benefits coverage details.

All coverage is based on usual, reasonable, and customary expenses. See plan brochure and description of coverage for detailed coverage.

VisitorSecure insurance Plan provides coverage for international visitors traveling outside their home country and US citizens traveling outside USA.
VisitorSecure insurance is a basic, cost-effective travelers medical insurance that provides fixed pre-defined coverage benefits for each medical service.
You visit any doctor or hospital of your choice.

Note: VisitorSecure is not available to individuals who are physically located in the state of NY at time of purchase.

The following benefit table shows how much insurance pays for the given covered medical service. If the actual bill is more, the difference will be your responsibility.
Please review VisitorSecure Insurance Brochure brochure or Description of Coverage brochure (policy document) for complete and accurate coverage and exclusions.

Note: For Visitors over 80 years of age, please refer to the policy brochure for benefits coverage details.

Here is a complete list of benefits of VisitorSecure
Plan A
($50,000 policy)
Per person, policy period
Plan B
($75,000 policy)
Per person, policy period
Plan C
($100,000 policy)
Per person, policy period
Plan D
($130,000 policy)
Per person, policy period
Dr. / Physician Visit
$60 per visit, 10 visits maximum
$75 per visit, 10 visits maximum
$90 per visit, 10 visits maximum
$115 per visit, 10 visits maximum
Urgent Care
$60 per visit, 10 visits maximum
$75 per visit, 10 visits maximum
$90 per visit, 10 visits maximum
$115 per visit, 10 visits maximum
Surgical Treatment
$3,300 per session
$4,400 per session
$5,500 per session
$7,150 per session
Prescription Drugs / Medicines
$100 maximum
$125 maximum
$150 maximum
$200 maximum
Lab & X-rays
$450 maximum, plus $250 for one CAT Scan, MRI or PET
$475 maximum, plus $375 for one CAT Scan, MRI or PET
$500 maximum, plus $500 for one CAT Scan, MRI or PET
$650 maximum, plus $600 for one CAT Scan, MRI or PET
Physical Therapy
$40 maximum per visit, 12 visits maximum
$40 maximum per visit, 12 visits maximum
$40 maximum per visit, 12 visits maximum
$40 maximum per visit, 12 visits maximum
Plan A
($50,000 policy)
Per person, policy period
Plan B
($75,000 policy)
Per person, policy period
Plan C
($100,000 policy)
Per person, policy period
Plan D
($130,000 policy)
Per person, policy period
Hospital Room
$1,450 per day, maximum 30 days
$1,725 per day, maximum 30 days
$2,000 per day, maximum 30 days
$2,585 per day, maximum 30 days
Surgical Treatment
$3,300 per session
$4,400 per session
$5,500 per session
$7,150 per session
Hospital Intensive Care Unit
$2,110 per day, maximum 8 days
$2,480 per day, maximum 8 days
$2,850 per day, maximum 8 days
$3,690 per day, maximum 8 days
Plan A
($50,000 policy)
Per person, policy period
Plan B
($75,000 policy)
Per person, policy period
Plan C
($100,000 policy)
Per person, policy period
Plan D
($130,000 policy)
Per person, policy period
Ambulance Expenses
$475 maximum
$475 maximum
$475 maximum
$475 maximum
Emergency Room(ER)
$355 maximum
$465 maximum
$575 maximum
$750 maximum
Plan A
($50,000 policy)
Per person, policy period
Plan B
($75,000 policy)
Per person, policy period
Plan C
($100,000 policy)
Per person, policy period
Plan D
($130,000 policy)
Per person, policy period
Acute, spontaneous and unexpected pain
Not covered
Not covered
Not covered
Not covered
Accidental emergency
$550 maximum
$550 maximum
$550 maximum
$550 maximum
Plan A
($50,000 policy)
Per person, policy period
Plan B
($75,000 policy)
Per person, policy period
Plan C
($100,000 policy)
Per person, policy period
Plan D
($130,000 policy)
Per person, policy period
Emergency Medical Evacuation / Repatriation
Up to $50,000 life time maximum , except as provided under acute onset of pre-exsisting condition. Available only to members under the age 70.
Up to $50,000 life time maximum , except as provided under acute onset of pre-exsisting condition. Available only to members under the age 70.
Up to $50,000 life time maximum , except as provided under acute onset of pre-exsisting condition. Available only to members under the age 70.
Up to $50,000 life time maximum , except as provided under acute onset of pre-exsisting condition. Available only to members under the age 70.
Return of Remains
Up to $7,500 per member
Up to $7,500 per member
Up to $7,500 per member
Up to $7,500 per member
Trip Interruption
Not covered
Not covered
Not covered
Not covered
Loss of checked Baggage
Not covered
Not covered
Not covered
Not covered
Plan A
($50,000 policy)
Per person, policy period
Plan B
($75,000 policy)
Per person, policy period
Plan C
($100,000 policy)
Per person, policy period
Plan D
($130,000 policy)
Per person, policy period
AD&D
Not Covered
Not Covered
Not Covered
Not Covered
Common Carrier Accidental Death
Up to $25,000
Up to $25,000
Up to $25,000
Up to $25,000
Plan A
($50,000 policy)
Per person, policy period
Plan B
($75,000 policy)
Per person, policy period
Plan C
($100,000 policy)
Per person, policy period
Plan D
($130,000 policy)
Per person, policy period
Pre-Existing Conditions
Acute Onset of a Pre-existing Condition coverage for age under 70 years
$50,000 life time maximum for eligible expense(subject to the sub limits for each benefit shown above) & $25,000 life time maximum for emergency medical evacuation.
Acute Onset of a Pre-existing Condition coverage for age under 70 years
$75,000 life time maximum for eligible expense(subject to the sub limits for each benefit shown above) & $25,000 life time maximum for emergency medical evacuation
Acute Onset of a Pre-existing Condition coverage for age under 70 years
$100,000 life time maximum for eligible expense(subject to the sub limits for each benefit shown above) & $25,000 life time maximum for emergency medical evacuation
Acute Onset of a Pre-existing Condition coverage for age under 70 years
$100,000 life time maximum for eligible expense(subject to the sub limits for each benefit shown above) & $25,000 life time maximum for emergency medical evacuation
Maternity
Not covered
Not covered
Not covered
Not covered
General Physical full Checkup
Not covered
Not covered
Not covered
Not covered
Terrorism Coverage
Not covered
Not covered
Not covered
Not covered
Plan A
($50,000 policy)
Per person, policy period
Plan B
($75,000 policy)
Per person, policy period
Plan C
($100,000 policy)
Per person, policy period
Plan D
($130,000 policy)
Per person, policy period
24-Hrs Emergency Assistance
Yes. Contact number and details can be found on the ID card.
Yes. Contact number and details can be found on the ID card.
Yes. Contact number and details can be found on the ID card.
Yes. Contact number and details can be found on the ID card.
Disclaimer
Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.