Visitors Protect
Comprehensive Coverage,
SiriusPoint Speciality Insurance Corporation
Visitors Protect can cover COVID-19 like any other covered medical condition if the virus was contracted after the policy effective date.
Visitors Protect does cover for limited Pre-Existing medical conditions. Please review Visitors ProtectâÃÂÃÂs policy documents for complete coverage and exclusions.
No additional coverage options on this plan.
How Visitors Protect Works
Out of Network
After deductible, 60% up to policy maximum
Key Travel Medical Insurance Benefits
Note: Benefit amounts shown are based on In-Network coverage and may vary. Please consult your specific policy documents for precise coverage limits.
How COVID-19 is Covered Under Visitors Protect
COVID-19 Medical Expenses
Medical treatment and services related to COVID-19 can be covered in the event that the virus was contracted after the policy effective date.
COVID-19 Testing
Testing can be covered if ordered by the attending physician for diagnostic purposes if symptoms occur after the policy effective date.
COVID-19 Vaccination/Booster
COVID-19 vaccination/booster is not covered under the policy.
Quarantine Benefit
No Coverage
Emergency Medical Evacuation
Emergency Medical Evacuation for COVID-19 treatment can be covered if the virus is contracted after the policy effective date.
Eligibility
- For visitors traveling to the United States
- For ages 14 days to 99 years
- Coverage for a minimum of 90 days up to 365 days
- Not Extendable
- Must purchase policy before departing home country if traveling to the U.S
Similar Plans
Limited Coverage
Underwriter: SiriusPoint Speciality Insurance Corporation
- COVID-19 Coverage
- After the deductible, plan pays Pre-Fixed Limited Coverage in or out of the First Health PPO network
- Pre-Existing Condition Coverage: Optional Pre-Existing Rider
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Emergency Eye Exam Coverage: Optional Vision Rider
- Emergency Dental Coverage: Optional Dental Rider
- Prescriptions/Medication
- Influenza (flu) Vaccination
Comprehensive Coverage
Underwriter: C&F Crum & Forster
In Network:80% up to policy maximum.
Out of Network:60% of URC, up to policy maximum.
In Network:80% up to policy maximum.
Out of Network:60% of URC, up to policy maximum.
- COVID-19 Coverage: Included
- After the deductible, plan pays 80% of eligible medical expenses within the United Healthcare PPO network; Outside the PPO network, plan pays 60% of the URC for eligible medical expenses up to the policy maximum
- Pre-Existing Condition Coverage: Included
- Urgent Care Visits
- Emergency Medical Evacuation
- Emergency Room Services
- Emergency Dental Coverage
- Prescriptions/Medication
Limited Coverage
Underwriter: C&F Crum & Forster
In Network:Fixed.
In Network:Fixed.
- COVID-19 Coverage: Included
- After the deductible, plan pays Pre-Fixed Limited Coverage in or out of the United Healthcare PPO network
- Pre-Existing Condition Coverage: Included
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Emergency Dental Coverage
- Prescriptions/Medication
Comprehensive Coverage
Underwriter: SiriusPoint Speciality Insurance Corporation
In Network:80% up to policy maximum.
Out of Network:60% up to policy maximum.
In Network:80% up to policy maximum.
Out of Network:60% up to policy maximum.
- COVID-19 Coverage: Included
- After the deductible, plan pays 80% of eligible medical expenses within the United Healthcare PPO network; Outside the PPO network, plan pays 60% of the URC for eligible medical expenses up to the policy maximum
- Pre-Existing Condition Coverage
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Emergency Dental Coverage
- Prescriptions/Medication
- Border Entry Protection
- Telehealth Services
- No Additional Coverage Opts Available
Disclaimer
Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.