What the Proclamation Says

On Friday, October 4, 2019, the White House issued a presidential proclamation that states new immigrants will be required to prove that they are able to cover their own medical costs. Starting on November 3, 2019, immigrants applying for visas to the United States will be required to either show proof of insurance in the U.S. or prove they can pay for health care, within 30 days of entering the country, as a condition of eligibility for a green card in the U.S.

Plans that are subsidized under the Affordable Care Act would not count as an eligible form of health care as stated by the proclamation and applicants would be ineligible to apply for other subsidized care such as Medicaid.

Read More: Health Insurance Requirements for US Immigrant Visa Goes Into Effect Nov 3rd

Based on the limited information in the proclamation, it is not yet clear exactly how many plans will qualify as appropriate health coverage for immigrants after November 3. However, the proclamation explicitly states that the following will be considered appropriate coverage:

  • A short-term limited duration health policy effective for a minimum of 364 days or until the beginning of planned, extended travel outside of the United States;
  • A visitor health insurance plan that provides adequate coverage for medical care for a minimum of 364 days, or until the beginning of planned, extended travel outside of the United States;
  • Any other health plan that provides adequate coverage for medical care as determined by the Secretary of Health and Human Services or his designee.

Please read the full proclamation for all the details currently known about this upcoming change. As more information is released to the public, we will continue to update this page so that it reflects the decisions made by governmental authorities on this issue.

What it Means

This proclamation may look a little bit scary at first glance. However, it ultimately will not affect many travelers to the United States.

Even if it does apply to you, there is an easy and cost-effective way to meet the requirements, a temporary health insurance plan. Plus, VisitorsCoverage is here to help. Check out some of our plans at the bottom of this page that will help you to meet the requirements of this presidential proclamation.

Who It Affects

Trump's proclamation may affect certain immigrant visa applicants planning to enter the country on or after November 3, 2019.

It will not apply to refugees, asylum-seekers, children of U.S. citizens or children under 18 who are immigrating with their parents. If you have further questions about whether or not this proclamation applies to you or your loved ones, you can read the full White House Announcement here.

If you are an existing U.S. immigrant leaving the United States for a period of time and returning, it is currently unclear whether or not this proclamation will affect you at some point in the future. As this proclamation is implemented and clarified, we will continue to update this page with more information.

How Will it Be Enforced

An immigrant's insurance status will be assessed as he or she enters the United States and must be met to the satisfaction of a consular officer, before the adjudication and issuance of an immigrant visa. This means that it will ultimately be up to consulate and immigrant officials what level of health insurance is enough to immigrate to the United States.

If you are entering the U.S. on a work visa or already have an employer in the U.S. that will provide health insurance, you will be considered covered according to this proclamation.

Which VisitorsCoverage Plans Will Meet the New Standards?

Short-term health insurance plans, including temporary plans and medical insurance for new immigrants and green card holders, will likely satisfy this new requirement. Check back here for more information as this situation develops.

In the meantime, here are some of our temporary health insurance plans that we recommend to new immigrants to the United States.

Please note these insurance plans are not the same as major health insurance plans and may have limitations on benefits and coverage. Not all insurance products described here are available to all persons in all States, Countries, or other jurisdictions at all times. Certain restrictions, conditions and eligibility requirements may apply. Please contact VisitorsCoverage Inc. or a qualified licensed health insurance advisor for questions related to eligibility, etc.

II

Inbound Immigrant

Underwriters: Lloyd's of London
Plan Highlights
  • Coverage from 5 to 364 days
  • Acute onset coverage for people under age 70
  • Urgent care coverage available
PA+

Patriot America Plus

Underwriters: Sirius International
Plan Highlights
  • Comprehensive coverage plan
  • Coverage from 5 days to 1 year
  • Acute onset coverage for people under age 70
  • Urgent care coverage available
DA

Diplomat America

Underwriters: Global Underwriters
Plan Highlights
  • Comprehensive coverage plan
  • Coverage from 15 days up to 1 year
  • Acute onset coverage for people under age 70
  • Urgent care coverage available
Please note these insurance plans are not the same as major health insurance plans and may have limitations on benefits and coverage. Not all insurance products described here are available to all persons in all States, Countries, or other jurisdictions at all times. Certain restrictions, conditions and eligibility requirements may apply. Please contact VisitorsCoverage Inc. or a qualified licensed health insurance advisor for questions related to eligibility, etc.