How does dual citizenship affect travel insurance?

The pricing of the insurance plans are dependent on the age of the insured person, the policy maximum, deductible chosen and the number of days the policy is purchased for. The citizenship and home country…

Is cancer recurrence considered a pre-existing condition or acute onset of pre-existing…

Cancer is considered to be a chronic condition and is not covered under travel medical insurance. Typically, chronic and congenital conditions are excluded with travel medical insurance. Examples are high blood pressure, diabetes, and cancer.…

What is the best travel insurance for an H1B visa holder?

If you are looking for temporary health insurance for a foreign visa holder, you may buy travel medical insurance, such as Patriot America Plus. If you are looking for long-term insurance, you may want to…

Are Visitors Insurance plans cancellable?

Yes, travel medical insurance plans are generally cancellable, and if you cancel the plan before the policy start date, you will usually get a full refund back. You can log into the MyPolicy portal with your…

Are visitors insurance plans renewable?

Most plans are extendable up to the day before the policy expires. Typically, there is a $5 extension fee. For a more detailed explanation on policy extensions, visit: Visitors Insurance Policy Extension/Renewal

Will I get a confirmation email after purchasing Travel insurance?

Yes, most of the policies we offer are e-policies, meaning they can be purchased online and you should immediately receive a confirmation email and your ID and policy documents from the insurance company should arrive…

Why do visitors insurance plans not offer acute onset of pre-existing conditions…

Generally, travel insurance plans only provide acute onset of pre-existing conditions coverage up to age 69 because there is a higher chance of injury, illness and pre-existing conditions with people above 70 and it poses…

Which travel insurance plans offer direct billing?

It is entirely up to the provider whether they want to directly bill the insurance company or require the insured to provide upfront payment. You may inquire with the doctor or facility before seeking treatment…

Which visitors insurance is best for Canadian citizens visiting USA with pre-existing…

Short term travel insurance plans generally only provide coverage for new and unexpected illness or injury that occurs after the policy goes into effect. These do not offer much coverage for pre-existing conditions, preventive care,…

Which is the best policy for parents with pre-existing conditions?

Short term travel insurance plans generally only provide coverage for new and unexpected illness or injury that occurs after the policy goes into effect. These do not offer much coverage for pre-existing conditions, preventive care,…

Which is the best plan for parents visiting the US?

It is imperative for visiting parents to have travel insurance in the event of unexpected illness or injury during their stay. Healthcare costs in the United States are exorbitantly high as compared to other countries,…

Which doctor or hospital can I go to with visitors insurance?

You may attend any doctor or hospital you wish, though billing practices are always up to the provider's discretion. If you attend a hospital or doctor in the PPO network, you may receive a negotiated…

When does travel insurance go into effect?

The policy can go into effect as early as the next day after you purchase it. We recommend that you purchase your policy at least 24 hours before your departure date to allow time for…

What visitors medical insurance policies are recommended for new immigrants to the…

For new immigrants to the US, it is a good idea to get visitors insurance for your initial time settling in. For people 60 years and over, the Inbound USA Choice plan is a good…

What visitor insurance plans are available for travelers over the age of…

For travelers who are 90 years of age or above, the Patriot Platinum plan can provide up to $20,000 in coverage for any new and unexpected illness or injury that occurs while traveling. The plan…

Disclaimer

Information provided here in the form of Questions and Answers is for general purpose only and may not be current and accurate at all times. Insurance terms and conditions, benefits, and coverage are subject to change at any time. For this reason, it is possible that the information given here could be outdated or incorrect. VisitorsCoverage inc. assumes no responsibility or liability for the accuracy of these answers. Any use of the information on our website is subject to our terms and conditions and user agreement. It is recommend that you review the latest Evidence of Coverage and Plan Contract (Policy) for a detailed description of coverage benefits, limitations, and exclusions. Please read the Policy Brochure and Plan Details for complete and accurate information. Only the Terms and Conditions of Coverage listed in a particular policy are binding.