What visitors medical insurance policies are recommended for new immigrants to the…

For new immigrants to the US, it is a good idea to get visitors insurance for your initial time settling in. For people 60 years and over, the Inbound USA Choice plan is a good…

Will travel insurance cover after the policy as expired for treating injury…

Yes, most policies have a provision called the "Benefit Period" that contiunes to provide coverage up to a certain number of days or weeks for any treatment that was started while the policy was active.…

Why should I purchase a plan if medication and non-emergency for pre-existing…

Travel insurance plans provide coverage for unexpected sickness or injury that begins after the policy goes into effect. Hospital and doctor costs tend to be expensive, so these plans help cover for those costs if…

Why do visitors insurance plans not offer acute onset of pre-existing conditions…

Generally, travel insurance plans only provide acute onset of pre-existing conditions coverage up to age 69 because there is a higher chance of injury, illness and pre-existing conditions with people above 70 and it poses…

Which travel insurance plans satisfy Schengen visa insurance requirements?

EuropeTravel - Plus is the best policy for those applying for a Schengen Visa. The policy meets and exceeds all Schengen Visa requirements as long as you choose a deductible of $0 on the application.…

What is the best visitors insurance for K1 visa holders?

All of the travel medical insurance policies available for visitors to the U.S. are also suitable for those on K visas. Some policies that are available to those on K visas include: Liaison Travel Elite,…

What is the best travel insurance plan for pregnancy?

Unfortunately, pregnancy is generally not covered under travel medical insurance due to the short-term nature of the plans. You can read an article regarding pregnancy and visitors/travelers to the U.S here. The purpose of travel…

What is the best travel insurance for Indians traveling to Europe?

For international travelers to Europe, get quotes, compare, and buy online here: Europe Travel Insurance: Get Quotes. Additionally, most of our Plans for International Travelers will work well for travel to Europe.

Is there a monthly payment plan for travel insurance?

You can choose to either pay the amount up front in full, or purchase the plan for 1 month initially, and then continue to renew it for a maximum period of 12 months. The downside…

What can I do if a visitors insurance claim is denied due…

There is an appeal process you will have to complete, and proper documentation is required. To learn about the appeal process, read: When Your Travel Insurance Claim is Denied, File an Appeal.

Is travel insurance required to obtain a visa?

Travel insurance may be required to obtain a visa, depending on what country visa you are seeking. There are few European countries that require a person to show proof of insurance as a requirement for…

Is payment required within the PPO network?

You may not always be required to pay when you visit a doctor or medical facility within the PPO network. However, it is always up to the discretion of the doctor or facility how they…

I made mistakes on the travel insurance application. How do I make…

You can always make corrections to your policy before the policy start date, while only certain other changes can be made after the policy begins. For corrections in policies, we ask that the insured sign…

I called a couple of doctors from the PPO network list, but…

Direct Billing or Cash Payment Upfront? It is always up to the doctors discretion on how they will bill. Regardless of if the doctor is under the PPO network or recognizes your plan or not,…

How soon after purchase can my plan go into effect?

Most travel health insurance policies can be purchased online to begin as early as the next day (based on EST time) You can get quotes and make an online secured purchase on our International Insurance page.

Disclaimer

Information provided here in the form of Questions and Answers is for general purpose only and may not be current and accurate at all times. Insurance terms and conditions, benefits, and coverage are subject to change at any time. For this reason, it is possible that the information given here could be outdated or incorrect. VisitorsCoverage inc. assumes no responsibility or liability for the accuracy of these answers. Any use of the information on our website is subject to our terms and conditions and user agreement. It is recommend that you review the latest Evidence of Coverage and Plan Contract (Policy) for a detailed description of coverage benefits, limitations, and exclusions. Please read the Policy Brochure and Plan Details for complete and accurate information. Only the Terms and Conditions of Coverage listed in a particular policy are binding.