Hi! My mom will be visiting the U.S and is planning to stay for 6 months. Usually she buys her traveler's insurance from India. However, this time I am looking at the insurance provided by U.S. carriers. She has arthritis and borderline diabetes and is of 60 yrs of age. What would be the best policy to get to cover any emergencies/doctor visits if need arises?

Yes, we can help you find a suitable policy for your visiting mother . A travel medical insurance policy will provide coverage for any new medical conditions that occur after the policy become effective. Travel or visitors' insurance usually do not provide coverage for any pre-existing conditions or routine exams, but some plans do have coverage for “acute onset of pre-existing conditions” for persons under 70 years old.
See more details here:

A comprehensive benefit policy  is more popular and recommended for good coverage. Most comprehensive visitor’s insurance plans do have a PPO network that includes all major medical service providers in USA.

Contact our customer support at support@VisitorsCoverage.com or call 866-384-9104 to speak to a licensed health and travel insurance expert, during the business hours to get assistance.

Can't find the answer?
Ask one of our licensed travel insurance consultants

Ask An Expert

Insurance rates are regulated by law.
You can't find the same insurance plan for a lower price anywhere else.

Similar Questions

Does travel medical insurance provide coverage for pre-existing medical conditions like diabetes,…

A travel medical insurance policy will only provide coverage for any new and unexpected medical conditions that begin after the policy goes into effect. Travel insurance generally does not provide coverage for any pre-existing conditions…

Does Patriot America insurance treat diabetes and high blood pressure as pre-existing…

Diabetes and high blood pressure would be considered pre-existing conditions. Unfortunately, travel medical insurance does not provide coverage for routine check-ups and preventative care to manage pre-existing conditions. The following article will help: Travel Insurance:…

What is the best travel medical insurance for travelers with diabetes?

All the plans that we offer are short-term travel medical insurance plans. These cover only for any unexpected new sickness or injury that begins after the policy goes into effect. These do not cover pre-existing…


Information provided here in the form of Questions and Answers is for general purpose only and may not be current and accurate at all times. Insurance terms and conditions, benefits, and coverage are subject to change at any time. For this reason, it is possible that the information given here could be outdated or incorrect. VisitorsCoverage inc. assumes no responsibility or liability for the accuracy of these answers. Any use of the information on our website is subject to our terms and conditions and user agreement. It is recommend that you review the latest Evidence of Coverage and Plan Contract (Policy) for a detailed description of coverage benefits, limitations, and exclusions. Please read the Policy Brochure and Plan Details for complete and accurate information. Only the Terms and Conditions of Coverage listed in a particular policy are binding.