I am a Mexican Citizen living in Mexico and want to buy comprehensive health insurance for my three-month trip in both Canada and the US. I am 63 years old. I could not find any health providers for your services in Canada. What does this mean? Please help me find the best insurance.

We appreciate your question. 

The PPO networks are only within the United States. Visiting these locations while in the US, should any accidents occur, would not necessarily guarantee direct billing. Billing depends solely on the discretion of the hospital or doctor that you are seeing for treatment. The PPO Network for travel insurance plans do not work the same way as regular, domestic plans. It is more of a search tool for people who are looking for medical provider in their area.

So, you are welcome to visit any doctor or hospital in both Canada and the US, and the procedure will be as followed:

  • If the bill that you have accumulated is quite large, generally the doctor or hospital will bill directly to the insurance company. Most of the time health care providers do not expect a patient to have thousands of dollars avaiable for medical bills. 
  • For smaller bills, the health provider will typically ask you to pay and you will then it is your responsibility to file for reibursement with your insurance company. 

The claim process is mandatory for visitors plans. Even if the health provider has billed directly to the insurance company, you will still be required to file a claim with your insurance company. For additional information on the claim process, see: Visitors Coverage Claim Process

You may choose from any of the plans on the following link. The comprehensive coverage plans are located on the second half of the page. Visitors Insurance

Can't find the answer?
Ask one of our licensed travel insurance consultants

Ask An Expert

Insurance rates are regulated by law.
You can't find the same insurance plan for a lower price anywhere else.

Similar Questions

What is the best plan for USA visitors?

The CoverAmerica Gold plan is a great travel medical insurance option for visitors to the US, as it provides comprehensive coverage, acute onset of pre-existing conditions coverage up to $125,000 and a variety of other…

What is the best insurance for international travelers?

The plans that we offer provide coverage for anyone traveling outside their home country for short trips. The Liaison Travel Elite plan is a good option for international travelers. You can also compare and purchase…

What is the best travel insurance for Indians traveling to Europe?

For international travelers to Europe, get quotes, compare, and buy online here: Europe Travel Insurance: Get Quotes. Additionally, most of our Plans for International Travelers will work well for travel to Europe.

I called a couple of doctors from the PPO network list, but…

Direct Billing or Cash Payment Upfront? It is always up to the doctors discretion on how they will bill. Regardless of if the doctor is under the PPO network or recognizes your plan or not,…

Which is the best policy for parents with pre-existing conditions?

Short term travel insurance plans generally only provide coverage for new and unexpected illness or injury that occurs after the policy goes into effect. These do not offer much coverage for pre-existing conditions, preventive care,…

Which is the best plan for parents visiting the US?

It is imperative for visiting parents to have travel insurance in the event of unexpected illness or injury during their stay. Healthcare costs in the United States are exorbitantly high as compared to other countries,…

Disclaimer

Information provided here in the form of Questions and Answers is for general purpose only and may not be current and accurate at all times. Insurance terms and conditions, benefits, and coverage are subject to change at any time. For this reason, it is possible that the information given here could be outdated or incorrect. VisitorsCoverage inc. assumes no responsibility or liability for the accuracy of these answers. Any use of the information on our website is subject to our terms and conditions and user agreement. It is recommend that you review the latest Evidence of Coverage and Plan Contract (Policy) for a detailed description of coverage benefits, limitations, and exclusions. Please read the Policy Brochure and Plan Details for complete and accurate information. Only the Terms and Conditions of Coverage listed in a particular policy are binding.