I will need to see a doctor so I can obtain a prescription for my pre-existing condition. Would a doctor be able to issue this prescription under a basic insurance plan? Would they be free, or would I have to pay for them?

The only policy that will provide coverage for a physician visit and prescriptions for a pre-existing condition, is Choice America. To learn more about this policy please click here.

The prescriptions would not be free, the details of the coverage can be found by viewing the plan brochure which has been linked below. 

To view the coverage details regarding pre-existing conditions you can view page 9 of the plan brochure by clicking here.

Should you need additional information, please contact our support team. 

Can't find the answer?
Ask one of our licensed travel insurance consultants

Ask An Expert

Insurance rates are regulated by law.
You can't find the same insurance plan for a lower price anywhere else.

Similar Questions

Are prescription drugs covered by travel insurance at pharmacy? Do pharmacies use…

You can visit any pharmacy for prescriptions, but pharmacies are not covered under direct billing from the insurance policy, so you will have to pay up front and file a claim for reimbursement. Be sure…

Can I refill my prescriptions with Visitors Insurance?

Usually to get a prescription refilled, you need a doctor's recommendation. The ChoiceAmerica plan offers some basic coverage for a physician visit and prescriptions related to a pre-existing condition, but you will most likely have…

Does Patriot America insurance treat diabetes and high blood pressure as pre-existing…

Diabetes and high blood pressure would be considered pre-existing conditions. Unfortunately, travel medical insurance does not provide coverage for routine check-ups and preventative care to manage pre-existing conditions. The following article will help: Travel Insurance:…

Do I need a medical exam to diagnose pre-existing conditions?

A medical examination is not necessary as the diagnosis of a pre-existing condition is always up to the discretion of the attending physician. Read more about pre-existing conditions here: Pre-Existing Conditions for Visitor Coverage.

Does visitors insurance or travel insurance cover treatment for cancer?

There is one plan that would offer coverage for acute onset of a pre-existing condition for cancer, but it would cover only an expected flare-up of it. Meaning, not long-term coverage or planned treatment. Acute…

Does visitors Insurance cover prescribed medication replacement for existing medical conditions?

Unfortunately, no. You have two options if you need additional medication for a pre-existing condition while in the US: 1. If you want to get the medicine in the US, you must get a prescription…


Information provided here in the form of Questions and Answers is for general purpose only and may not be current and accurate at all times. Insurance terms and conditions, benefits, and coverage are subject to change at any time. For this reason, it is possible that the information given here could be outdated or incorrect. VisitorsCoverage inc. assumes no responsibility or liability for the accuracy of these answers. Any use of the information on our website is subject to our terms and conditions and user agreement. It is recommend that you review the latest Evidence of Coverage and Plan Contract (Policy) for a detailed description of coverage benefits, limitations, and exclusions. Please read the Policy Brochure and Plan Details for complete and accurate information. Only the Terms and Conditions of Coverage listed in a particular policy are binding.