What does per person policy period mean?

Per person policy period, means that the policy maximum and deductible are applicable one time in the policy period for each insured person. For example, if you buy a policy for 4 months, then for those four months, you would be responsible for one deductible, whether you go to the doctor one single time, or multiple times. It is important to note that if there are two insureds under the same policy, then the policy maximum and deductible would apply separately for each person.

Can't find the answer?
Ask one of our licensed travel insurance consultants

Ask An Expert

Insurance rates are regulated by law.
You can't find the same insurance plan for a lower price anywhere else.

Similar Questions

How do I make changes to an existing insurance policy details like…

After the policy start date, the policy maximum and deductible cannot be changed. So, in order to make changes to the policy maximum or deductible after the policy goes into effect, you would have to…

Are visitors insurance plans renewable?

Most plans are renewable up to the day before the policy expires. Typically, there is a $5 renewal fee. For a more detailed explanation on policy renewal, visit: Visitors Insurance Policy Extension/Renewal

Can you purchase a plan after your departure date?

Yes, you can purchase travel insurance after your departure date, but the sooner you purchase, the better, as you want to make sure your insurance will cover you for any expected illness or injury that…

Can you purchase travel medical insurance after arriving in the usa or…

All of the plans that we offer are available for purchase either before or after arrival. Because these policies only provide coverage for anything new that happens after the policy start date, we recommend that…

How soon after purchase can my plan go into effect?

Most travel health insurance policies can be purchaed online to begin as early as the next day (based on EST time) You can get quotes and make an online secured purchase on our International Insurance page.

If I renew my travel insurance policy, will I have to satisfy…

The deductible varies by plan. Some policies provide a deductible "per policy period," so if you renew the plan, it is a continuation of the same policy, so the deductible would only apply one time.…

Disclaimer

Information provided here in the form of Questions and Answers is for general purpose only and may not be current and accurate at all times. Insurance terms and conditions, benefits, and coverage are subject to change at any time. For this reason, it is possible that the information given here could be outdated or incorrect. VisitorsCoverage inc. assumes no responsibility or liability for the accuracy of these answers. Any use of the information on our website is subject to our terms and conditions and user agreement. It is recommend that you review the latest Evidence of Coverage and Plan Contract (Policy) for a detailed description of coverage benefits, limitations, and exclusions. Please read the Policy Brochure and Plan Details for complete and accurate information. Only the Terms and Conditions of Coverage listed in a particular policy are binding.