What is deductible? Do I need to pay the deductible every time a claim is made?

Deductible is the amount you are responsible for before the insurance starts to pay any of the benefits covered under your plan. The deductible for most comprehensive plans is paid once, annually, or per policy period, while the deductible for limited or fixed plans is paid per sickness or injury.

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Information provided here in the form of Questions and Answers is for general purpose only and may not be current and accurate at all times. Insurance terms and conditions, benefits, and coverage are subject to change at any time. For this reason, it is possible that the information given here could be outdated or incorrect. VisitorsCoverage inc. assumes no responsibility or liability for the accuracy of these answers. Any use of the information on our website is subject to our terms and conditions and user agreement. It is recommend that you review the latest Evidence of Coverage and Plan Contract (Policy) for a detailed description of coverage benefits, limitations, and exclusions. Please read the Policy Brochure and Plan Details for complete and accurate information. Only the Terms and Conditions of Coverage listed in a particular policy are binding.