Will visitors insurance cover treatment for an existing medical condition?

The plans that we offer are short term travel medical insurance plans which only provide coverage for new and unexpected sickness or injuries that occur after the policy goes into effect. As with all travel insurance policies, most of these do not have any coverage for pre-existing conditions or preventive care. You may want to consider the CoverAmerica - Gold policy because it is one of the very few plans that provides coverage for acute onset of a pre-existing condition for people above age 70. It is always up to the attending physician to determine if a given medical situation the result of a pre-existing condition or not, and also if it would be considered an acute onset.

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Information provided here in the form of Questions and Answers is for general purpose only and may not be current and accurate at all times. Insurance terms and conditions, benefits, and coverage are subject to change at any time. For this reason, it is possible that the information given here could be outdated or incorrect. VisitorsCoverage inc. assumes no responsibility or liability for the accuracy of these answers. Any use of the information on our website is subject to our terms and conditions and user agreement. It is recommend that you review the latest Evidence of Coverage and Plan Contract (Policy) for a detailed description of coverage benefits, limitations, and exclusions. Please read the Policy Brochure and Plan Details for complete and accurate information. Only the Terms and Conditions of Coverage listed in a particular policy are binding.