Discovery

A.M. Best Rating: A
By: battleface, Spinnaker Insurance

The Single-Trip Discovery Plan from battleface. Choose your adventures. Choose your coverage. Introducing battlefaceÃÂ¢ÃÂÃÂs Discovery Insurance.

Forget one-size-fits-nobody insurance products. With battleface, you can customize coverage for every trip, anywhere you want to go. This includes domestic and international destinations and activities: road trips, tours, hiking, vacation rentals and more. The best part? You decide what you need.

Please review Discovery policy documents for complete coverage and exclusions.

Plan Brochure

Key Trip Insurance Benefits

Here are some of the top benefits, for your convenience*

Trip Cancellation

Up to 100%

Trip Interruption

Up to 150%

Accident & Sickness

Up to $100000

Baggage & Personal Effects

Up to $2500, $1250 per item

Cancel for Any Reason Option

Optional add-on

Trip Delay

Up to $200 per day, $2500 maximum

Rental Car Damage

Optional add-on

Baggage Delay

Optional add-on

Trip Cancellation

Up to 100%

Cancel for Any Reason Option

Optional add-on

Trip Interruption

Up to 150%

Trip Delay

Up to $200 per day, $2500 maximum

Accident & Sickness

Up to $100000

Rental Car Damage

Optional add-on

Baggage & Personal Effects

Up to $2500, $1250 per item

Baggage Delay

Optional add-on

*Note: Please consult your specific policy documents for precise coverage limits, benefits and exclusions. Optional add-on benefits are available for an additional charge

Eligibility

For U.S residents traveling within the U.S and internationally
For Ages 1 to 85 years old
Coverage for a maximum of 90 days (30 days for FL residents)
Cancel For Any Reason (CFAR) must be purchased within 15 days of initial trip deposit date and more than 10 days away from departure date.
Plan cost is based on age, trip cost, and duration of trip

How COVID-19 is Covered Under Discovery

COVID-19 Medical Expenses

If you become ill with COVID-19 while traveling, your Travel Medical Expense coverage can cover those medical expenses, just as it would for any other illness.

COVID-19 Testing

If you contract COVID-19 while traveling and require medical treatment (including testing) during your trip, it would be covered if you have Travel Medical Expense coverage. However, routine testing required to enter or leave another state or country is not covered under your policy.

COVID-19 Vaccination/Booster

This is not a covered expense.

Quarantine Benefit

If you are diagnosed with COVID-19 and required to quarantine, before or during your trip, you may have coverage under Trip Cancellation or Trip Delay coverages. Note that stay-at-home orders and isolation due to potential COVID-19 exposure arenÃÂ¢ÃÂÃÂt covered.

Emergency Medical Evacuation

Emergency evacuation and repatriation of remains may be covered if you or a traveling companion require emergency evacuation due to COVID-19-related sickness while on a covered trip.during your trip, you may have coverage under Trip Cancellation or Trip Delay coverages.

Trip Cancellation

Trip cancellation, trip interruption, and trip delay benefits may be available if you, a traveling companion, or a family member develop an unforeseen COVID-19-related illness before or during your covered trip and meet the policy requirements for coverage due to illness.

Disclaimer

All examples require that you have purchased the appropriate applicable coverage(s) for benefits to apply.

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Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.