Traveling during the COVID-19 pandemic can be nerve-racking without the proper insurance to cover medical costs should you or your loved ones need to be tested, treated or quarantined for coronavirus while abroad. Finding the right travel medical insurance plan can be difficult, however, because COVID-19 has been declared a pandemic, which many insurance providers may exclude.
CoverAmerica-Gold, Liaison Travel Plus and Patriot America Plus are three of our best plans which also provide coverage for COVID-19. Below, we compare some of their most important features and COVID-19 coverage.
|CoverAmerica-Gold||Liaison Travel Plus||INF Elite|
|Coverage Area||USA, Canada, Mexico and South America. If your destination is the U.S., this is the best plan.||Outside of the policyholders home country||USA, Mexico, and Canada|
|Ideal for These Customers||Great for non-U.S. citizens visiting the U.S.||Great for U.S. citizens traveling abroad or anyone traveling outside their home country.||Ideal for travelers with chronic and/or pre-existing conditions.|
|Coverage Duration for COVID-19||Between 30 days and 12 months, can be extended for up to two years.||Between 5 and 364 days.||Between 90 and 360 days.|
|COVID-19 Coverage||Covers COVID-19 like any new condition.||Covers COVID-19 like any new condition.||Covers COVID-19 like any new condition.|
|Border Entry Protection||Despite having a Visa, you may be denied entry to the U.S. In this event, the plan pays up to $550.||No border entry protection.||No border entry protection.|
|Indemnity Allowance||$50 a day for up to 10 days||Hospital stay only||Hospital stay only|
Like many other insurance plans, these plans have some exclusions, are subject to eligibility and other terms and conditions. We highly recommend that you review the plan documents carefully before you purchase a plan.
If you have any questions about which plan to purchase or how travel medical insurance can help you, we encourage you to reach out to our licensed travel insurance experts.