Effective August 9. 2021, Canada has reopened to fully-vaccinated Americans. This means it’s time to start planning your next Canada vacation. So what are you thinking? Window-shopping in Montreal? Checking out the view from the iconic CN tower? Climbing the Canadian Rockies? Whatever you decide, be sure to add travel insurance to your packing list.
While Canadian citizens have government-provided healthcare, your U.S. domestic health insurance won’t cover you if you incur an injury or suffer an illness during your trip. Paying a small fee up front for good quality travel medical insurance can potentially save you from facing thousands of dollars in medical fees.
Traveling from the U.S. to Canada
Americans traveling to Canada for any reason must present proof of U.S. citizenship at the border. Depending on your mode of transportation, you might need to quarantine for 14 days once you arrive in Canada, and you’ll need to produce a negative COVID-19 test result taken within three days of arrival at the border. Whether you travel by plane or by car, here’s a look at how travel insurance for Canada can help make your journey easier.
Flying to Canada from the United States
Air travel is one of the most common ways to enter Canada. A lot of travel insurance plans protect you from financial losses associated from canceled flights. Additionally, depending on your policy, you may be able to add other protections associated with air travel, like flight accident insurance.
One thing to keep in mind is that if you’re flying to the United States, you’ll need to produce a negative COVID-19 test result taken within three days of your U.S.-bound flight.
Traveling to Canada by car
As America’s neighbor to the north, one of the most common ways of visiting Canada is simply by driving. Some travel insurance plans can protect you from financial losses associated with vehicle rental. One of the benefits of certain travel insurance plans is rental car collision insurance. This coverage is often more comprehensive than the insurance that you can get through the rental company itself.
Add travel insurance to your list
There’s plenty of sites to see and things to do in Canada. No matter what you put on your Canadian itinerary it’s always a good idea to add travel insurance, especially if you’re going to partake in one of the following activities.
Stay safe with Hiking & Mountaineering Insurance
Are you an adventurer? Do you live for the adrenaline rush of conquering physical challenges? Hiking is one of the most COVID-friendly activities you can do right now. You’re out in the open air, far away from the most common sources of virus transmission, and whether you decide to trek solo or in a group, it’s pretty easy to practice social distancing while hiking.
From Mt. Forbes in Alberta to Mount Katahdin to Mount Royal Loop in Quebec, Canada has plenty of national parks and hiking spots for you to try out. But before you head down that trail or climb up that peak, consider travel insurance with hiking and mountaineering coverage. You can find more information about hiking and mountaineering in our Hiking Safety primer.
Get Vacation home rental insurance
If kicking back and relaxing is more your speed, how about a summer vacation rental? Imagine taking in a Vancouver sunrise from the privacy of a breakfast nook, or splashing on a private lake in Saskatchewan. Not only is vacation home rental very popular in Canada but also it’s one of the safest ways to enjoy a summer holiday.
Luckily, you’ll find a lot of travel insurance plans can cover some prepaid costs associated with rental homes. For example, if you need to cancel your vacation rental, if you have trip insurance with Cancel For Any Reason insurance, you can cancel your rental reservations and be reimbursed for any deposits related to the summer home rental. Discover more about renting a vacation home during the pandemic.
Buy cruise insurance
Cruises are a wonderful way to experience Canada and no matter what port you set off from, you’ll benefit greatly from cruise insurance. Some plans may cover costs associated with travel from your flight to the port to your return flight home. Make sure you explore all the benefits of cruise insurance before you make your trip arrangements.
After a year of border closings and stay-at-home orders, we all have a bit of wanderlust stored up. Visiting our northern neighbors is a great way to ease back into international travel. And remember no matter what province you visit or activities you enjoy, trip insurance can help make your Canadian getaway a trip to remember.
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