Need help?

Active policy holders are encouraged to submit all policy renewals, corrections, or cancellations online through your account for timely processing.

Sign in to your account

Talk to a Licensed Insurance Specialist: 7:00AM - 6:00PM PT (Friday)

+1 (866) 384-9104

Current Time in PT Open

Other ways to reach us:

Talk to a Licensed Insurance Specialist: 7:00AM - 6:00PM PT (Friday)

+1 (866) 384-9104

Current Time in PT Open

Other ways to reach us:

VisitorsCoverage logo
Holidays & Vacation Travel

Labor Day Weekend: Stay Safe & Have Fun

Labor Day Weekend: Stay Safe & Have Fun

Despite the surge of the COVID-19 Delta variant, you might still be thinking about things to do on Labor Day weekend. Labor Day weekend is quickly approaching, and many Americans want a weekend getaway to celebrate with family and friends. Whether you decide to travel somewhere new or celebrate from home, there are a number of ways you can have fun while still staying safe. No matter where the long weekend takes you, make sure you safeguard your plans by purchasing travel insurance.

Set Sail on a Cruise

Cruise travel has been picking up; so much so, that many cruise lines are already filling cabins through 2022. However, a number of cruises are offering special Labor Day weekend cruises. If youre able to snag a spot, you could find yourself sailing the smooth seas this September. 

Purchasing cruise insurance is a great way to safeguard your trip, even if its just for a long weekend. Although many cruises offer their own medical insurance, they usually offer little coverage and may not actually cover medical costs in the event of an emergency. Likewise, due to limited resources, the doctors and medical staff onboard may only be able to treat general ailments, not major medical emergencies. Without cruise-specific insurance, if you have a serious medical need, or require emergency medical evacuation, youd have to pay the cost out of pocket.

Finally, cruise insurance comes with a variety of additional benefits. If you miss your departure port , for example, cruise insurance covers costs associated with helping you get to your next port so you can rejoin the ship.  

Rent a Unique Vacation Home

If youre hoping for a change of scenery this Labor Day but dont want to stay in a hotel, a vacation rental is a great alternative. Plus, with the surge of the Delta variant, staying in an off-the-grid rental is a smart way to avoid crowds. 

If you book a rental home, be sure to purchase trip insurance. Trip insurance plans offer coverage for non-refundable prepaid trip costs in the event that you have to end up cancelling, postponing, or cutting your trip short. Plus, if you opt for adding Cancel for Any Reason (CFAR) coverage to your trip insurance policy, you gain the freedom to cancel your trip for any reason (whether traditionally covered or not), and still recoup some of the prepaid expenses. 

Get Some Fuel and Hit the Road

If your Labor Day weekend plans involve an epic road trip, remember the best drivers are the most prepared ones. Consider purchasing rental car collision insurance to add onto your trip insurance policy. Nobody anticipates getting in an accident or scratching a rental car, but unfortunately, it happens more often than youd think. Rental car insurance offers protection against expenses related to any collisions or potential physical damage that occurs while youre renting the vehicle. 

Not only that, but trip insurance that covers can rentals also protects you against theft and any costs related to the injury sustained by other people if the policyholder were to cause an accident. Since theres an element of risk associated with driving a car that isnt yours, purchasing rental car insurance offers protection in the event that anything unexpected happens. 

Get Your Adrenaline Pumping 

If you happen to be out of the country for Labor Day weekend, and have a packed itinerary full of adrenaline-packed itineraries, purchasing adventure sports coverage is the way to go. Theres no better time to engage in fun water sportssuch as jet skiing, kayaking, or water skiingwhile youre on vacation. Or perhaps youre in Europe and have always wanted to go skydiving or paragliding. These activities are generally excluded from traditional travel medical insurance since theyre viewed as more risky.

Adventure sports coverage can be purchased as an add-on, and provides coverage for the specific activities you want to partake in. You and your family will have peace of mind knowing that you can receive medical attention in case anything happens. 

Whether youre counting down the days to finally using your passport again, or looking forward to a backyard BBQ with friends and family, there are many ways to make your Labor Day weekend both enjoyable and safe. No matter how you choose to spend the holiday weekend, travel insurance will ensure that youre fully covered. 


Related Articles

Best Ways to Beat the Heat on Your European Trip

Heat waves can catch many travelers off guard and unprepared. Temperatures reaching 109 F (43…

GetawaysBack-to-School Season Can Mean Vacation for Adults

As the weather starts to cool off, kids are cleared to safely return to school,…

Nine Tips For Safer Winter Holidays If You Must Travel

Updated April 26, 2021 The COVID-19 pandemic has affected holiday travel. Many people are understandably…

Return Of Mortal Remains/Repatriation- An Essential Benefit

Repatriation is a term that means return of mortal remains and its a must-have feature…

Acute Onset Vs. Pre-Existing Conditions

Shopping around for insurance for visitors to the U.S. involves a lot of thought and…

Infographics: What Not to Drink and Eat While Traveling

One of the easiest ways to stay healthy is watching what you eat – and…

Ziplining

Soaring across the captivating blue sky amongst the green treetops in a beautiful rainforest can…

Infographics: Top Tips to Avoid Jet Lag

For most travelers, jet lag is inevitable. Getting accustomed to a new time zone sometimes…

Infographics: Tips for Travelers with Hypertension

Traveling with any sort of health condition can be inconvenient at times, where making sure…

Infographics: What to Carry in your Carry-on Luggage

Life can be unpredictable, especially while traveling, so it’s best to prepare for the unexpected…

What is Common Carrier Accidental Death Coverage?

Common carrier accidental death coverage is a travel insurance benefit that provides your beneficiary a…

COVID-19 Coverage for Visitors to the US

Although the COVID-19 outbreak has put a pause on worldwide travel, vaccine rollouts and easing…

A Parent’s Checklist for Successful Travel During COVID-19

If you’re traveling with your family and are anxious about travel in light of the…

Is it Safe to Travel Internationally?

2020, the year of grounded flights, docked cruises, closed borders, and stay-at-home orders, was tough…

Everything You Need to Know About ETIAS

Europe is one of the most-visited regions in the world. Travelers from all over the…

Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.