ChoiceAmerica® Policy Cancellation
How to Cancel ChoiceAmerica®
You can cancel your ChoiceAmerica® insurance policy with the following steps:
- If you have not already done so, please sign in to your account using the policy ID and D.O.B of the primary policyholder.
- Find the plan you want to cancel and click cancel. Fill out the required fields and complete cancellation.
- Allow 7-10 business days for processing and refund.
How much will I be refunded?
If Cancelled Before the Effective Date
A $0 cancellation fee is applicable for any policy cancelled before the effective date.
You can get a full refund if the cancellation is done before the coverage begins.
You can get a full refund if the cancellation is done before the policy starts, or within the 3 day review period after the policy start date, given there are no claims.
If Cancelled After the Effective Date
A $20 cancellation fee is applicable for any policy cancelled after the effective date.
Prorated daily refund is possible if no claims have been filed.
A prorated refund is a partial return of the premium cost for the remaining unused days of coverage.
Any refunded amount will be refunded the same way it was paid. If payment was made using a credit card, the refund will go to the same card.
Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.