ChoiceAmerica®
Limited Coverage,
Underwriter: SiriusPoint Speciality Insurance Corporation
While in the U.S., after the deductible is satisfied within the First Health PPO network, the insurance company will pay up to the stated amount in the policy document for each covered treatment or service.
ChoiceAmerica has a unique feature called US Border Entry Protection Benefit. This benefit is designed for foreign travelers entering the United States, helping mitigate the financial risk associated with being denied entry at a U.S. port of entry.
ChoiceAmerica offers an optional pre-existing condition benefit for ages below 79.
Review the ChoiceAmerica policy documents for complete coverage details, exclusions, and limitations.
Learn more about 3 optional add-on benefits available on this plan.
How ChoiceAmerica® Works
Insurance pays = Pre defined dollar amount for each service taken
Your Responsibility = Policy Deductible + Any Difference in Actual Bill and pre defined fixed amount
How does this plan pay?
ChoiceAmerica® is a fixed dollar based limited coverage plan. The plan pays a pre-defined fixed dollar amount for every service or treatment. These specific amounts are mentioned in the Plan Brochure and the Description of Coverage. The policy maximum is just the outer limit, but there are limits to every service or treatment.
Insurance pays = Pre defined dollar amount for each service taken
Your Responsibility = Policy Deductible + Any Difference in Actual Bill and pre defined fixed amount
Eligibility
- Available for B1 and B2 visa holders residing outside of the U.S., while traveling to the United States, Mexico, or Canada
- Coverage begins once the policyholder has left their home country and is in transit to or has entered one of the eligible destination countries
- For ages 14 days to 79 years
- Coverage for minimum of 5 days up to 365 days
- Extendable up to 365 days
- To qualify for coverage, you must not be a citizen permanent resident of the host country you are traveling to (U.S, Mexico, or Canada)
- Must purchase a minimum of 30 days of coverage to be eligible for the optional Pre-Existing Condition Rider
- Plan can be purchased after arrival at the destination


