Need help?

Active policy holders are encouraged to submit all policy renewals, corrections, or cancellations online through your account for timely processing.

Sign in to your account

Talk to a Licensed Insurance Specialist:

+1 (866) 384-9104

7:00AM - 6:00PM PT (Mon-Fri) Open

Other ways to reach us:

Talk to a Licensed Insurance Specialist:

+1 (866) 384-9104

7:00AM - 6:00PM PT (Mon-Fri) Open

Other ways to reach us:

Got questions? Ask Luna!

Our smart chatbot Luna is ready to assist you 24/7 and will have answers to many of your questions.

Chat Now
VisitorsCoverage logo
Start Date
End Date

ChoiceAmerica®

Limited Coverage,Rated A- (Excellent)
Sirius Specialty Insurance Corporation

Best for:
Budget planLimited Pre-existing Conditions
Featured

ChoiceAmerica is a limited Travel Medical insurance plan that provides pre-defined amounts for medical coverage and emergency services for visitors to the U.S during their travel and temporary stay outside of their home country. The coverage duration available is from 5 days to 365 days. While in the U.S, after the deductible is satisfied within the First Health PPO network, the insurance company will pay up to the stated amount in the policy document for each covered treatment or service. Learn more about how ChoiceAmerica works.


ChoiceAmerica can cover COVID-19 like any other covered medical condition if the virus was contracted after the policy effective date.

ChoiceAmerica offers an optional pre-existing condition benefit. Please review ChoiceAmerica policy documents for complete coverage and exclusions.

How COVID-19 is Covered Under ChoiceAmerica®

COVID-19 Medical Expenses
COVID-19 Medical Expenses

Medical treatment and services related to COVID-19 can be covered in the event that the virus was contracted after the policy effective date.

COVID-19 Testing
COVID-19 Testing

Testing can be covered if ordered by the attending physician for diagnostic purposes if symptoms occur after the policy effective date.

COVID-19 Vaccination/Booster
COVID-19 Vaccination/Booster

COVID-19 vaccination/booster is not covered under the policy.

Quarantine Benefit
Quarantine Benefit

No Coverage

Emergency Medical Evacuation
Emergency Medical Evacuation

Emergency Medical Evacuation for COVID-19 treatment can be covered if the virus is contracted after the policy effective date.

Eligibility

  • For non U.S residents and non U.S citizens, traveling to the United States, Mexico or Canada
  • For ages 14 days to 79 years
  • Coverage for minimum of 5 days up to 365 days
  • To qualify for coverage, you must not be a citizen permanent resident of the host country you are traveling to (U.S, Mexico, or Canada)

Restrictions

  • Not available if Home Country/Country of Residences are: Botswana (BWA), Cuba (CUB), Gambia (GMB), Ghana (GHA), Iran (IRN), Kosovo (XKX), Niger (NER), Nigeria (NGA), North Korea (PRK), Sierra Leone (SLE), Syria (SYR), United States (USA), Venezuela (VEN) & Virgin Islands (USA) (VIR)
  • Not available for Citizens of: Botswana (BWA), Gambia (GMB), Ghana (GHA), Kosovo (XKX), Niger (NER), Nigeria (NGA), Sierra Leone (SLE) & United States (USA)
  • Not Available for Addresses from the Following U.S. States/Territories: Maryland (MD) & New York (NY)
  • Has to be purchased within one month of arrival in the USA for people above 65 & within 6 months of arrival in the USA for people below 65 (Waived if an international plan was in effect within last 30 days)

Similar Plans

Inbound USA Basic

Limited Coverage, Rated A (Excellent)
Underwriter: Lloyd's of London

Benefits
  • After the deductible, plan pays Pre-Fixed Limited Coverage
  • Acute Onset of Pre-Existing Condition Coverage
  • Emergency Medical Evacuation
  • Emergency Room Services
  • Urgent Care Visits
  • Telehealth Services
  • Emergency Dental Accident
Eligibility
  • For non U.S residents and non U.S citizens traveling to the U.S
  • For ages 14 days to 99 years
  • Coverage for minimum 5 days to maximum up to 364 days
Restrictions
  • Not available if Home Country/Country of Residences are: Cuba (CUB), Gambia (GMB), Ghana (GHA), Iran (IRN), Kosovo (XKX), Nigeria (NGA), North Korea (PRK), Russia (RUS), Sierra Leone (SLE), Syria (SYR), United States (USA) & Virgin Islands (USA) (VIR)
  • Not available for Citizens of: United States (USA) & Virgin Islands (USA) (VIR)
  • Not Available for Addresses from the Following U.S. States/Territories: Colorado (CO), Washington (WA), South Dakota (SD), New York (NY) & Maryland (MD)
Inbound USA Choice

Limited Coverage, Rated A (Excellent)
Underwriter: Lloyd's of London

Benefits
  • After the deductible, plan pays Pre-Fixed Limited Coverage
  • Acute Onset of Pre-Existing Condition Coverage
  • Emergency Medical Evacuation
  • Emergency Room Services
  • Urgent Care Visits
  • Telehealth Services
  • Emergency Dental Accident
Eligibility
  • For non U.S residents and non U.S citizens traveling to the U.S
  • For ages 14 days to 99 years
  • Coverage for minimum 5 days to maximum up to 364 days
Restrictions
  • Not Available for Addresses from the Following U.S. States/Territories: Colorado (CO), New York (NY), South Dakota (SD), Washington (WA) & Maryland (MD)
  • Not available if Home Country/Country of Residences are: Cuba (CUB), Gambia (GMB), Ghana (GHA), Iran (IRN), Nigeria (NGA), North Korea (PRK), Russia (RUS), Sierra Leone (SLE), Syria (SYR), United States (USA) & Virgin Islands (USA) (VIR)
  • Not available for Citizens of: United States (USA) & Virgin Islands (USA) (VIR)
Visitors Care

Limited Coverage, Rated A- (Excellent)
Underwriter: SiriusPoint Speciality Insurance Corporation

Benefits
  • COVID-19 Coverage
  • After the deductible, plan pays Pre-Fixed Limited Coverage in or out of the PPO network
  • Acute Onset of Pre-Existing Condition Coverage:
  • Outpatient & Inpatient Services
  • Emergency Room Coverage
  • Emergency Dental Accident
Eligibility
  • For non U.S residents and non U.S citizens traveling to the U.S
  • For ages 14 days to 99 years
  • Coverage for minimum 5 days to maximum up to 365 days
Restrictions
  • Not Available for Addresses from the Following U.S. States/Territories: New York (NY) & Maryland (MD)
  • Not available if Home Country/Country of Residences are: Botswana (BWA), Cuba (CUB), Gambia (GMB), Ghana (GHA), Iran (IRN), Kosovo (XKX), Niger (NER), Nigeria (NGA), North Korea (PRK), Sierra Leone (SLE), Syria (SYR), United States (USA), Venezuela (VEN) & Virgin Islands (USA) (VIR)
  • Not available for Citizens of: Botswana (BWA), Gambia (GMB), Ghana (GHA), Niger (NER), Nigeria (NGA), Sierra Leone (SLE) & United States (USA)
VisitorSecure

Limited Coverage, Rated A (Excellent)
Underwriter: Lloyd's of London

Benefits
  • COVID-19 Coverage
  • After the deductible, plan pays Pre-Fixed Limited Coverage
  • Acute Onset of Pre-Existing Condition Coverage
  • Outpatient & Inpatient Services
  • Emergency Room Coverage
  • Emergency Dental Accident
Eligibility
  • For international travelers traveling anywhere outside their home country including the U.S
  • For ages 14 days to 89 years
  • Coverage for minimum 5 days to maximum up to 364 days
Restrictions
  • Not Available for the following Destination Countries: Cuba (CUB), Iran (IRN), North Korea (PRK), Russia (RUS) & Ukraine (UKR)
  • Not available if Home Country/Country of Residences are: Cuba (CUB), Iran (IRN), North Korea (PRK) & Syria (SYR)
  • Not available for Citizens of: Cuba (CUB), Iran (IRN) & North Korea (PRK)
  • Not available to individuals who are physically located in the states of: Maryland (MD), New York (NY) & Washington (WA)
  • Not available to individuals who are physically located in the country of Australia (AUS) & Canada (CAN)
  • For individuals coming to the US who are over age 65, coverage must be effective within 30 days of arrival

0/3 selected

Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.