Collegiate Care Preferred plan is designed to provide comprehensive Medical, Evacuation and Repatriation coverage, for International Students, Scholars and their Families studying or teaching in the USA.
Please review Collegiate Care Plan Brochure or policy document for complete and accurate coverage information.
Here is a complete list of benefits of Collegiate Care Preferred
- US States Restrictions No Restriction
- Country Restrictions No Restriction
- Coverage in U.S.A. Covered
- Coverage outside U.S.A. Not Covered
Minimum period of coverage is 1 Month and Maximum is 12 months.
|Plan Administrator Company||Trawick International|
|Carrier / Underwriter||United States Fire Insurance Company|
|Eligibility||You are eligible for this coverage in USA, if you are temporarily residing outside your home country/country of permanent residence while actively engaged in education, teaching or research activities and if you are one of the following: F1/J1 valid Visa holder. Spouse and dependent children are also eligible for coverage. Permanent residents (green card holders) and US Citizens are not eligible for coverage under this plan.|
|Plan Type||Comprehensive Coverage Plan|
|AM Best Rating||A (Excellent)|
|Coverage in U.S.A.||Covered|
|Coverage outside U.S.A.||Not Covered|
|Co-Pay||No Co pay|
|Co-Insurance||After the Deductible, insurance company will pay 80% of the first $10,000, then 100% upto the policy maximum|
|Plan Effective Date|| The Effective Date of this Policy is the later of the following:
1. The Date the Company receives a completed Application and correct premium for the Policy Period, or
2. The Effective Date requested on the Application, or
3. The day after applying online,or
4. The day after postmark when mailed.
|Plan End Date|| Your coverage ends on the earliest of the following:
1. The date you cease to be eligible for coverage; or
2. The end of your term of coverage;or
3. The date requested on your application; or
4. The last day for which premium has been paid.
|Coverage Type||Percentage based coverage|
|Deductible Type||Per Injury or Sickness|
|Renewability||Yes, can be renewed on monthly basis.|
|Cancellation||Refund available if cancelled before start date. After effective date NO REFUND.|
|PPO Network||Coventry Health care, Global Benefits Group Network|
|Coverage Length||Minimum period of coverage is 1 Month and Maximum is 12 months.|
|Available Deductibles|| Preferred: $50 if first treated by the Student Health Center
$100 if not first treated by the Student Health Center
Premier: $0 if first treated by the Student Health Center
$100 if not first treated by the Student Health Center
|Available Coverage|| Preferred:Student or Scholar: $250,000
Premier:Student or Scholar:$500,000
Spouse/Domestic Partner: $75,000
Dependent Child: $75,000
|Provider Directory||By Provider, Toll Free: 888-301-9289 ,Direct: 251-661-0924|
|Plan Brochure||Collegiate Care Insurance Brochure|
|US States Restrictions||No Restriction|
|Country Restrictions||No Restriction|
Collegiate Care Insurance - Budget Plan FAQs
Q: Who is eligible to buy Collegiate Care plans?
You are eligible for this coverage in the USA, if you have a current passport or visa and are temporarily residing outside your home country/country of permanent residence while actively engaged in education or research activities. You are "actively engaged" in education, teaching or research activities if you are one of the following: F1/J1 valid Visa holder;
For purposes of this insurance, if the Eligible Person's home country or country of permanent residence (passport country) is different from the Eligible Person's country of permanent residence (location in which the Eligible Person permanently resides), the Eligible Person will not be covered in either location. Permanent residents (green card holders) and US Citizens are not eligible for coverage under this Policy.
Home study, correspondence, internet classes and television courses do not fulfill the eligibility requirements.
Q: Do I have to be a full-time student to purchase your Collegiate Care Insurance?
Yes, to be eligible for Student Secure you must be Undergraduate - registered for and attending classes on full-time basis; Graduate Student; Scholar or researcher who is invited by an educational organization; Student involved in education, educational activities, or research related activities.
Q : What are the differences between Collegiate Care Standard, Preferred and Premier plans?
Below are the main differences between the 3 plans:
Q: Are a student's dependents eligible for coverage?
Your spouse and dependent children are also eligible for coverage if accompanying you and
Q: How will my proof of insurance be sent to me?
If you apply online, the application process generally takes about 10 minutes. If you submit an application by e-mail, fax or mail, it will be processed by the second business day that the completed application and correct premium are received.
Q: When I apply online, when do I get my fulfillment?
Your fulfillment is your policy information. When you apply online for your policy, your fulfillment will be available in your Web browser immediately following the successful purchase of the plan. A copy of the fulfillment will also be sent to the e-mail address you provided on the application. Your fulfillment will include: a summary of benefits, name(s) of policy member(s), ID cards, receipt, and the description of coverage.
Q: I need coverage to begin as soon as possible. Is it possible for my Collegiate Care policy to go into effect the day I enroll?
No, however, your policy can go into effect as soon as one day after you enroll online.
Q: Can I renew my coverage?
Q: Can I cancel my coverage?
Q: Does Collegiate Care Insurance cover Pre-Existing Conditions?
After 12 months of continuous coverage, Collegiate Care will provide benefits for pre-existing condition. If you receive treatment or service for a Pre-Existing Condition: a) No benefits will be paid for such condition until the day after a 12 consecutive month period has passed from your effective date; and b) The plan will pay only for Covered Expenses incurred after such 12 consecutive month period.
The Pre-existing Condition Waiting Period will be reduced by the aggregate period of credible coverage if the Credible Coverage was continuous to a date not more than 63 days before the Effective Date of coverage. Payment will be in accord with the provisions of this plan. If you have a lapse in coverage for more than 63 days, the Pre-existing Condition Waiting Period will have to be satisfied again
Q: After graduation, I plan to remain in the U.S. for practical training. Am I still eligible for coverage under Collegiate Care plans?
No. Once you graduate and are no longer attending school, you are no longer eligible for Collegiate Care plans. You should instead enroll in an insurance Plan for Visitors to the U.S.
Send any corrections to us in writing by email to: email@example.com, or by fax or mail and we will confirm the changes. When sending correspondence, please include a daytime phone number and reference your Transaction Number.
Important renewal information about your Collegiate Care Plan Insurance:
- Collegiate Care insurance can be renewed on month to month basis.
- It is recommended to renew your policy a day before the policy expiration date.
- Once the policy expired you no longer have the option for renewal. In such cases you may apply for a new policy.
- Premium may increase at renewal:
- Based on applicants age at the time of renewals.
- Rates are subject to change at underwriters discretion.
- Benefits may change based on the applicants age at the time of renewal.
Have the following information handy:
- Current I.D./Certificate number (Make sure you enter the certificate number as it is including the dash).
- Primary Insured's Birthdate.
(Date of birth should be entered as mm/dd/yyyy)
- Credit Card Information.