Collegiate Care Preferred
Limited Coverage, Rated B++ (Good)By: Trawick, UW: GBGGBG Insurance Limited
- AM Best Rating
- B++ (Good)
- Carrier/Underwriter
- GBG Insurance Limited
- Administrator
- Trawick International
COVID-19 Excluded
Extendable
PPO
Coventry Health care, Global Benefits Group Network
Urgent Care
Coverage from 5 days to 364 days
Collegiate Care Preferred plan is designed to provide comprehensive Medical, Evacuation and Repatriation coverage, for International Students, Scholars and their Families studying or teaching in the USA.
Please review Collegiate Care Plan Brochure 
or policy document for complete and accurate coverage information.
Out-Patient
Dr. / Physician Visit
80% of the first $10,000, then 100% upto the policy maximum.
Surgical Treatment
80% of the first $10,000, then 100% upto the policy maximum.
Prescription Drugs / Medicines
Deductible is waived in network. Co-payment Generic : $10 with 30-60 days supply Co-payment Brand Name Preferred :$20 with 30-60 days supply Co-payment Brand Name Non Preferred : $40 with 30-60 days supply
Lab & X-rays
80% of the first $10,000, then 100% upto the policy maximum.
Physical Therapy
$500 maximum per Policy
In-Patient
Hospital Room
80% of the first $10,000, then 100% upto the policy maximum.
Surgical Treatment
80% of the first $10,000, then 100% upto the policy maximum.
Hospital Intensive Care Unit
80% of the first $10,000, then 100% upto the policy maximum.
Drug/Alcohol Abuse
50% up to $1,000
Emergency Services
Ambulance Expenses
$350
Dental
Accidental emergency
$250 per tooth to a maximum of $500
Travel
Emergency Medical Evacuation / Repatriation
Evacuation: $25,000
Repatriation: $50,000
Emergency Reunion
Preferred:$5,000
Premier:$10,000
Life
AD&D
The plan pays upto $15,000
Other
Hazardous Sports Coverage
$10,000 per Policy
Pre-Existing Conditions
Will be covered after the insured person has continuously insured for 12 months under the same insurance
Maternity
Covered to policy max after 12 month waiting period.
General Physical full Checkup
Not Covered
Terrorism Coverage
Not Covered
Brochure
Support
24-Hrs Emergency Assistance
Yes. Contact Number and details can be found on the ID card.
Plan Administrator Company
Trawick International
Carrier / Underwriter
GBG Insurance Limited
AM Best Rating
B++ (Good)
Eligibility
You are eligible for this coverage in USA, if you are temporarily residing outside your home country/country of permanent residence while actively engaged in education, teaching or research activities and if you are one of the following: F1/J1 valid Visa holder. Spouse and dependent children are also eligible for coverage. Permanent residents (green card holders) and US Citizens are not eligible for coverage under this plan.
Deductible Content
Deductible is the amount that you are responsible for, before insurance company starts paying for any covered expenses. Deductible for this type of plan is applicable once per incident.
Since deductible is per incident for these type of plans. It is a good idea to select a lower deductible such as “0“.
Plan Type
Comprehensive Coverage Plan
Coverage in U.S.A.
Covered
Coverage outside U.S.A.
Not Covered
Co-Pay
No Co pay
Co-Insurance
After the Deductible, insurance company will pay 80% of the first $10,000, then 100% upto the policy maximum
Plan Effective Date
The Effective Date of this Policy is the later of the following:
1. The Date the Company receives a completed Application and correct premium for the Policy Period, or
2. The Effective Date requested on the Application, or
3. The day after applying online,or
4. The day after postmark when mailed.
Plan End Date
Your coverage ends on the earliest of the following:
1. The date you cease to be eligible for coverage; or
2. The end of your term of coverage;or
3. The date requested on your application; or
4. The last day for which premium has been paid.
Coverage Type
Percentage based coverage
Deductible Type
Per Injury or Sickness
Renewability
Yes, can be extended on monthly basis.
Cancellation
Refund available if cancelled before start date. After effective date NO REFUND.
PPO Network
Coventry Health care, Global Benefits Group Network
Coverage Length
Minimum period of coverage is 1 Month and Maximum is 12 months.
Available Deductibles
Preferred: $50 if first treated by the Student Health Center
$100 if not first treated by the Student Health Center
Premier: $0 if first treated by the Student Health Center
$100 if not first treated by the Student Health Center
Available Coverage
Preferred:Student or Scholar: $250,000
Premier:Student or Scholar:$500,000
Spouse/Domestic Partner: $75,000
Dependent Child: $75,000
Provider Directory
By Provider, Toll Free: 888-301-9289 ,Direct: 251-661-0924
Plan Brochure
US States Restrictions
No Restriction
Country Restrictions
No Restriction
Collegiate Care Insurance - Budget Plan FAQs | ||||||||||||||||||||||||
Q: Who is eligible to buy Collegiate Care plans? You are eligible for this coverage in the USA, if you have a current passport or visa and are temporarily residing outside your home country/country of permanent residence while actively engaged in education or research activities. You are "actively engaged" in education, teaching or research activities if you are one of the following: F1/J1 valid Visa holder; For purposes of this insurance, if the Eligible Person's home country or country of permanent residence (passport country) is different from the Eligible Person's country of permanent residence (location in which the Eligible Person permanently resides), the Eligible Person will not be covered in either location. Permanent residents (green card holders) and US Citizens are not eligible for coverage under this Policy. Home study, correspondence, internet classes and television courses do not fulfill the eligibility requirements. | ||||||||||||||||||||||||
Q: Do I have to be a full-time student to purchase your Collegiate Care Insurance? Yes, to be eligible for Student Secure you must be Undergraduate - registered for and attending classes on full-time basis; Graduate Student; Scholar or researcher who is invited by an educational organization; Student involved in education, educational activities, or research related activities. | ||||||||||||||||||||||||
| Q : What are the differences between Collegiate Care Standard, Preferred and Premier plans? Below are the main differences between the 3 plans:
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Q: Are a student's dependents eligible for coverage? Your spouse and dependent children are also eligible for coverage if accompanying you and | ||||||||||||||||||||||||
| Q: How will my proof of insurance be sent to me? If you apply online, the application process generally takes about 10 minutes. If you submit an application by e-mail, fax or mail, it will be processed by the second business day that the completed application and correct premium are received. | ||||||||||||||||||||||||
Q: When I apply online, when do I get my fulfillment? Your fulfillment is your policy information. When you apply online for your policy, your fulfillment will be available in your Web browser immediately following the successful purchase of the plan. A copy of the fulfillment will also be sent to the e-mail address you provided on the application. Your fulfillment will include: a summary of benefits, name(s) of policy member(s), ID cards, receipt, and the description of coverage. | ||||||||||||||||||||||||
| Q: I need coverage to begin as soon as possible. Is it possible for my Collegiate Care policy to go into effect the day I enroll? No, however, your policy can go into effect as soon as one day after you enroll online. | ||||||||||||||||||||||||
Q: Can I extend my coverage? | ||||||||||||||||||||||||
| Q: Can I cancel my coverage? | ||||||||||||||||||||||||
Q: Does Collegiate Care Insurance cover Pre-Existing Conditions? After 12 months of continuous coverage, Collegiate Care will provide benefits for pre-existing condition. If you receive treatment or service for a Pre-Existing Condition: a) No benefits will be paid for such condition until the day after a 12 consecutive month period has passed from your effective date; and b) The plan will pay only for Covered Expenses incurred after such 12 consecutive month period. The Pre-existing Condition Waiting Period will be reduced by the aggregate period of credible coverage if the Credible Coverage was continuous to a date not more than 63 days before the Effective Date of coverage. Payment will be in accord with the provisions of this plan. If you have a lapse in coverage for more than 63 days, the Pre-existing Condition Waiting Period will have to be satisfied again | ||||||||||||||||||||||||
Q: After graduation, I plan to remain in the U.S. for practical training. Am I still eligible for coverage under Collegiate Care plans? No. Once you graduate and are no longer attending school, you are no longer eligible for Collegiate Care plans. You should instead enroll in an insurance Plan for Visitors to the U.S. | ||||||||||||||||||||||||
| Q: Does Collegiate Care cover the Coronavirus vaccination? Collegiate Care doesn't cover COVID-19 vaccinations but will cover COVID-19 treatment and services the same as any other eligible condition if COVID-19 is contracted after the policy effective date. Preventative care related to COVD-19, like vaccinations, aren't covered under the policy. Please login to My Policy to view your plan specific documents for any limits or exclusions. | ||||||||||||||||||||||||
Disclaimer
Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.
