Collegiate Care - Standard

Limited Coverage,  Rated B++ (Good)By: Trawick,  UW: GBGGBG Insurance Limited
AM Best Rating
B++ (Good)
GBG Insurance Limited
Trawick International
COVID-19 Excluded
Urgent Care
Coverage from 5 days to 12 months

Collegiate Care Standard plan is designed to provide basic Medical, Evacuation and Repatriation coverage, for International Students, Scholars and their Families studying or teaching in the USA.

Please review Collegiate Care Plan Brochure brochure or policy document for complete and accurate coverage information.


Dr. / Physician Visit

80% Covered

Surgical Treatment

80% Covered

Prescription Drugs / Medicines

Deductible is waived in network.
Co-payment Generic : $10 with 30-60 days supply
Co-payment Brand Name Preferred :$20 with 30-60 days supply
Co-payment Brand Name Non Preferred : $40 with 30-60 days supply

Lab & X-rays

80% Covered

Physical Therapy

$500 maximum per Policy


Hospital Room

80% Covered

Surgical Treatment

80% Covered

Hospital Intensive Care Unit

80% Covered

Drug/Alcohol Abuse

50% up to $1,000

Emergency Services

Ambulance Expenses



Accidental emergency

$250 per tooth to a maximum of $500


Emergency Medical Evacuation / Repatriation

Medical Evacuation: $50,000

Emergency Reunion




the plan pays upto $15,000


Mental Illness

Covers Mental and Nervous Conditions

Hazardous Sports Coverage

$10,000 per Policy

Pre-Existing Conditions

Will be covered after the insured person has continuously insured for 12 months under the same insurance


Not Covered

General Physical full Checkup

A baseline for women between ages 35– 40; every two years ages 40 –50; annually over age 50



24-Hrs Emergency Assistance

Yes. Contact Number and details can be found on the ID card.

Plan Administrator Company

Trawick International

Carrier / Underwriter

GBG Insurance Limited

AM Best Rating

B++ (Good)


You are eligible for this coverage in USA, if you are temporarily residing outside your home country/country of permanent residence while actively engaged in education, teaching or research activities and if you are one of the following: F1/J1 valid Visa holder. Spouse and dependent children are also eligible for coverage. Permanent residents (green card holders) and US Citizens are not eligible for coverage under this plan.

Deductible Content

Deductible Per Incident
What is Deductible?

Deductible is the amount that you are responsible for, before insurance company starts paying for any covered expenses. Deductible for this type of plan is applicable once per incident.

For example: If you visit a doctor for a medical problem, and after consultation, the doctor prescribes Medicines, X-rays, and Lab tests, then since all these services are part of one incident, your deductible will be applicable for these services only once.

If you visit a doctor again after a few days for a new problem, the deductible will be applicable again for that new incident.

What deductible to choose with this Plan?

Since deductible is per incident for these type of plans. It is a good idea to select a lower deductible such as “0“.

Note : For Age 70 and above, lower deductible like Zero “0“ is not available.

Plan Type

Comprehensive Coverage plan

Coverage in U.S.A.


Coverage outside U.S.A.

Not Covered


No Co pay


After the Deductible, insurance company will pay 80% upto the policy maximum.

Plan Effective Date

The Effective Date of this Policy is the later of the following:
1. The Date the Company receives a completed Application and correct premium for the Policy Period, or
2. The Effective Date requested on the Application, or
3. The day after applying online, or
4. The day after postmark when mailed.

Plan End Date

Your coverage ends on the earliest of the following:
1. The date you cease to be eligible for coverage; or
2. The end of your term of coverage; or
3. The date requested on your application; or
4. The last day for which premium has been paid.

Coverage Type

Student or Scholar: $100,000
Spouse/Domestic Partner: $75,000
Dependent Child: $75,000

Deductible Type

Per Injury or Sickness


Yes, can be extended on monthly basis.


Refund available if cancelled before start date. After effective date NO REFUND.

PPO Network

Coventry Health care, Global Benefits Group Network

Coverage Length

Minimum period of coverage is 1 Month and Maximum is 12 months.

Available Deductibles

$50 if first treated by the Student Health Center
$100 if not first treated by the Student Health Center

Provider Directory

By Provider, Toll Free: 888-301-9289 ,Direct: 251-661-0924

Plan Brochure

Collegiate Care Standard Insurance Brochure brochure

US States Restrictions

No Restriction

Country Restrictions

No Restriction


Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.