CoverAmerica Gold Insurance
PPO Network, and Providers Directory

Inside USA

Effective September 3, 2019, the PPO provider for CoverAmerica-Gold Insurance is PHCS. PHCS is an independent organization and a recognized PPO Network by all major hospitals, doctors, and health facilities.

If you have a CoverAmerica-Gold Insurance plan, it is better to go to the provider listed in this provider directory to take the advantage of the plan benefits. Remember to mention PHCS as your PPO provider when you visit the hospital, since this is the name that is recognized by the provider.

Note - your PPO network will remain UnitedHealthcare Network if:

  • You purchased a CoverAmerica-Gold policy prior to September 3, 2019

Outside USA

When using your Cover America Gold plan outside of the United States, you can visit to access a list of participating health service providers within the Seven Corners International Network in addition to country alerts, information, and news to stay updated while you are traveling abroad.


List of providers name are given here for your convenience only. Actual participating doctor and hospitals or service providers may change their participation any time without any notice to the policy holder. Please review your policy document for the terms and conditions of how the providers and billing process works. Maxn Insurance Services ( does not provide any guarantee of acceptance of any particular policy at any of this listed network of providers. Please contact the policy insurance administrator for questions related to providers and benefits associated with your policy.
Acceptance of a particular insurance with a particular service provider is subject to service provider's terms of service with their client and insurance company or PPO network.