Effective September 3, 2019, the PPO provider for CoverAmerica-Gold Insurance is PHCS. PHCS is an independent organization and a recognized PPO Network by all major hospitals, doctors, and health facilities.
If you have a CoverAmerica-Gold Insurance plan, it is better to go to the provider listed in this provider directory to take the advantage of the plan benefits. Remember to mention PHCS as your PPO provider when you visit the hospital, since this is the name that is recognized by the provider.
Note - your PPO network will remain UnitedHealthcare Network if:
- You purchased a CoverAmerica-Gold policy prior to September 3, 2019
When using your Cover America Gold plan outside of the United States, you can visit Wellabroad.com to access a list of participating health service providers within the Seven Corners International Network in addition to country alerts, information, and news to stay updated while you are traveling abroad.