DLTI

Diplomat Long Term International

Underwriter: United States Fire Insurance Company

100% to policy max

Renewable and Cancelable
Coverage from 3 month to 3 years
Comprehensive coverage plan, Best coverage for age 80 years+
Travel / Inflight Coverage

Policy info

Plan Administrator: Global Underwriters

Carrier: United States Fire Insurance Company

AM Best Rating: A(Excellent)

Useful Links

No PPO Network

Plan Brochure

Policy Description

It is a comprehensive Coverage plan.Unlike schedule plan, this covers expenses at the limit of maximum coverage, with applicable co-insurance and deductible.

Please review Diplomat Long Term International Plan Brochure or policy document for complete and accurate coverage information.

All coverage is based on usual, reasonable, and customary expenses. See plan brochure and description of coverage for detailed coverage.

Benefits

Plan Overview

FAQs

Out-Patient

Dr. / Physician Visit

100% covered

Prescription Drugs / Medicines

100% covered
(pay first then file claim)

Lab & X-rays

100% covered

Physical Therapy

Up to $50/visit, up to a maximum of 10 visits

In-Patient

Hospital Room

100% covered

Surgical Treatment

100% covered

Hospital Intensive Care Unit

100% covered

Emergency Services

Ambulance Expenses

100% covered

Emergency Room(ER)

100% covered

Dental

Acute, spontaneous and unexpected pain

Upto $100

Accidental emergency

100% covered

Travel

Emergency Medical Evacuation / Repatriation

Up to $500,000

Return of Remains

Up to $50,000

Emergency Reunion

Up to $50,000

Trip Interruption

Up to $5,000

Loss of checked Baggage

Up to $250

Life

AD&D

Up to $25,000
(Enhanced optional rider available up to $1000,000. Not available for children under 18)

Common Carrier Accidental Death

Up to $25,000
(Enhanced optional rider available up to $1000,000. Not available for children under 18)

Other

Pre-Existing Conditions

If You are a US citizen, the US is Your Home Country, and You are traveling outside of the US, limited coverage under Your Medical Expense Benefit is provided for Medical Expenses that result from a sudden and unforeseen recurrence of a Pre-existing Condition, as defined hereunder. The plan shall pay up to a maximum of $20,000 ($2,500 for age 65 and older) of Covered Expenses incurred from a sudden and unforeseen recurrence of a Pre-existing Condition.

Maternity

Not Covered

General Physical full Checkup

Not Covered

Terrorism Coverage

Not Covered

Brochure

Diplomat Long Term International Insurance Brochure

Support

24-Hrs Emergency Assistance

Yes. Contact Number and details can be found on the ID card.

Disclaimer

The comparison of insurance plans shown below is generic and high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benifits, Limitations, and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.

Plan Administrator Company	Global Underwriters
Carrier / Underwriter	United States Fire Insurance Company
Eligibility	Can be purchased by Non-United States citizens or any visa holders (e.g. L/H/B1,B2)while travelling outside the home country to the United States. A person on Green Card can also purchase the plan. Must purchase it for a minimum of 3 months.
Plan Type	Comprehensive Coverage Plan Percentage based coverage.
AM Best Rating	A (Excellent)
Coverage in U.S.A.	Not Covered
Coverage outside U.S.A.	Covered
Co-Pay	No Co-pay
Co-Insurance	Outside USA and Canada: 0% Co-Insurance (100% Covered)
How the Benefits are Paid	100% to selected policy maximum.
Plan Effective Date	Coverage can begin as the following: 1. The depature date of your home country or after. 2. The day you request on the application.
Plan End Date	Coverage can terminate as the following: 1. The date of your permanent return to your Home Country 2. The termination date shown on the enrollment form, for which premium has been paid 3. 36 months after your coverage effective date.
Coverage Type	Lifetime of the policy
Deductible Type	Annual deductible, Only once per year
Renewability	Renewable with a $10 fee. For age 0-69: Up to 3 years. For age 70-79: Up to 24 months For age 80+: Up to 12 months
Cancellation	Full refund available if cancelled before start date. $25 cancellation fee applies. After effective date NO REFUND
PPO Network	No PPO Network
Coverage Length	Minimum 3 Months to 1 Year. Extendable for total of 3 years
Available Deductibles	Choose From: $0, $50, $100, $250, $500, $1,000, $2,500 per policy period
Available Coverage	Choose From: Plan A - $500,000 Plan B - $1,000,000 "Persons age 70-79 coverage is limited to $100,000. Persons age 80+ coverage is limited to $20,000.
Plan Brochure	Diplomat America International Insurance Brochure
Home Country Definition	The country where the covered person has his/her true, fixed, permanent home and principal establishment.
US States Restrictions	No Restriction
Country Restrictions	No Restriction

EXPLORE PRODUCTS

Diplomat Long Term International

100% to policy max

Read Diplomat Long Term International Insurance brochure for complete details

Policy info

Useful Links

Out-Patient

In-Patient

Emergency Services

Dental

Travel

Life

Other

Support