Expat health insurance provides temporary medical coverage for expatriates living abroad. Individuals living overseas may need an expatriate medical insurance plan for a variety of reasons: they are not covered under their companys group health insurance program, the local healthcare system is confusing or does not meet their quality standards, or their home country requires expats to purchase international private medical insurance. Whatever the reason, expat health insurance is an excellent option designed to fit the needs of anyone living abroad.
Expatriate insurance plans provide worldwide coverage and are available for both U.S. and non-U.S. citizens living away from their home country, whether they are traveling to one or multiple countries. Policies typically include essential medical services such as preventative care, emergency services, surgical treatment, emergency dental, and more; however, benefits vary depending on the plan.
The expatriate medical insurance policies listed below are suitable for most individuals living abroad but may vary in terms of eligibility requirements and benefits, so be sure to read the policy details before purchasing a plan