Plan pays 80% to $10,000 and then 100%
- For Non-US citizen students only
- Coverage :$250,000 per incident
- Exceeds J-visa requirements
- No family coverage
- Monthly Plan
Global Student USA Insurance - Standard Plan is designed specifically for International Students studying in the U.S. Available to students enrolled in full-time international education or research, from ages 14 to 65 years. Global Student USA Insurance does NOT provide coverage for dependents and the plan is NOT available in Hawaii and Washington.
Please review Global Student USA Insurance Brochure or policy document for complete and accurate coverage information.
Here is a complete list of benefits of Global Student USA Standard
Thereafter: 100% up to $240,000
Then: 100% up to $240,000
*conception must be after effective date
- US States Restrictions
- Country Restrictions
- Coverage in U.S.A. Covered
- Coverage outside U.S.A. Not Covered
|Plan Administrator Company||HTH|
|Carrier / Underwriter||HM LIFE INSURANCE CO,Pittsburgh|
|Plan Type||Comprehensive Coverage Plan|
|AM Best Rating||A (Excellent)|
|Coverage in U.S.A.||Covered|
|Coverage outside U.S.A.||Not Covered|
|Trip Interruption||Not Covered|
|Co-Insurance|| First: 20% for first $10,000 |
Thereafter: 0% up to $245,000
|Plan Effective Date|| Coverage for an Eligible Participant starts at 12:00:01 a.m. on the latest of the following: |
1. The effective date of the Policy
2. The effective date shown on the Insurance Identification Card, if any
3. The date the requirements in Section 1-Eligible Classes are met
4. The date the premium and completed enrollment form, if any, are received by the Insurer or the Administrator.
|Plan End Date|| Coverage for an Eligible Participant will automatically terminate on the earliest of the following dates: |
1. The date the Policy terminates
2. The date of which the Eligible Participant ceases to meet the Individual Eligibility Requirements
3. The end of the term of coverage specified in the Eligible Participant's enrollment form, if any, including any requested extension
4. The date the Eligible Person leaves the Country of Assignment for his/her or her Home Country
5. The date the Eligible Participant requests cancellation of coverage (the request must be in writing)
6. The premium due date for which the required premium has not been paid, subject to the Grace Period provision.
|Deductible Type||Per Injury or Illness|
|Cancellation|| Yes |
If cancellation is after 10 days, premium will be refunded in whole months only.
|PPO Network||Search Doctor and Hospital|
|Available Deductibles|| $100 |
($50 if first seen at student health center)
|Provider Directory||24 hours Worldwide, Phone Nos. 866-281-1688|
|Plan Brochure||Global Student USA Insurance Brochure|
Global USA Student Insurance - Standard Plan FAQs
Q : Who is eligible to buy Global Student USA Insurance Standard plan?
You must meet the following criteria to be eligible for Global Student USA Insurance Standard plan:
Q: How will my proof of insurance be sent to me?
If you buy or renew your coverage online, your receipt and Confirmation of Insurance will be instantly emailed to you. If you buy or renew by fax or mail and provide an email address, your Confirmation of Insurance will be emailed to you. Otherwise, your Confirmation of Insurance will be sent to you via U.S. mail.
| Q: I need coverage to begin as soon as possible. Is it possible for my Global Student USA Insurance Standard policy to go into effect the day I enroll? |
No, however, your policy can go into effect as soon as one day after you enroll online.
Q: Are a student's dependents eligible for coverage?
No, dependent coverage is not available.
Q: My school requires an Insurance Compliance Form or a Waiver Form be completed as proof of my insurance. Can you complete this form for me? What should I do?
First, purchase Global Student USA Standard Insurance. After your purchase (enrollment) is complete, simply fax your school's Compliance or Waiver Form to us at (610.293.3529).We will complete it and fax it back to your school for you. Forms received by 12:00 noon Pacific Time will be faxed back to your school by 5:00 p.m. Pacific Time, the same day.
Q: Can I buy Global Student USA Insurance Standard if I am already studying outside my home country?
Yes. You can enroll in Global Student USA Standard regardless of how long you have been studying outside your home country, as long as you fulfill the eligibility requirements in Question 1 above.
Q: Can I renew my coverage?
Yes, as long as you fulfill the eligibility requirements in Question 1 above.
Q: How do I renew my coverage?
Before your existing Global Student USA Insurance Standard coverage has expired, or within 31 days following your Expiration Date, renew your current coverage using our instant secure online Renewal Form. You will be sent an email reminder to do so, beginning 3 weeks prior to your coverage Expiration Date.
Q: Can I cancel my coverage?
Yes, if you cancel after 10 days premium will be refunded in whole months only.
Q: Does Global Student USA Standard cover Pre-Existing Conditions?
Pre- existing conditions are covered only after one year of continuous coverage. Please read the brochure for detail.
Q: Does Global Student USA Insurance - Standard policy cover pregnancy?
Yes, it covers the pregnancy of an insured student if the pregnancy begins during the coverage period.
Q: After graduation, I plan to remain in the U.S. for practical training. Am I still eligible for coverage under Global Student USA Standard insurance policy?
No. Once you graduate and are no longer attending school, you are no longer eligible for Global Student USA Standard. You should instead enroll in an insurance Plan for Visitors to the U.S.
Q: After I submitted my Enrollment online, I realized I entered the personal information . What should I do?
Send any corrections to us in writing by email to: email@example.com, or by fax or mail and we will confirm the changes. When sending correspondence, please include a daytime phone number and reference your Transaction Number.