GC

Green Cover

Comprehensive Coverage

The Green Cover plan has been discontinued as of November 21, 2018. For a list of similar plans, visit Insurance Plans for New Immigrants and Green Card Holders.

AM Best Rating
A
Administrator/Underwriter
Seven Corners
Lloyd's of London
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Renewable & Cancelable
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Comprehensive Coverage Plan
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Coverage from 1 days to 12 months
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Urgent Care
  • Cannot accept an address in Colorado (CO), Maryland (MD), New York (NY), South Dakota (SD) & Washington (WA).

Green Cover provides up to 364 days of coverage for non-U.S. citizens between 60 and 95 years of age. It is a comprehensive health insurance for permanent residents, green card holders, or non US citizens, waiting for Medicare or not currently eligible for Medicare. It is not available to US citizen. The Green cover plan covers for 80% for first $10,000 and 100% thereafter up to the policy maximum. This temporary plan can be applied online and is similar to Medicare policy that comes in two parts. Part A includes Hospitalization Benefits and Part B includes Physician and Surgeon Benefits, Inpatient and Outpatient Care, Supplies, Therapy and Ambulance Services. Green Cover also includes International Travel coverage.

Note: The Green Cover Plan is not available for the resident of the following states: Maryland (MD)

Out-Patient

Dr. / Physician Visit

Covered

Surgical Treatment

Covered

Prescription Drugs / Medicines

Not Covered

Lab & X-rays

Covered

Physical Therapy

Covered if prescribed by physician

In-Patient

Hospital Room

Covered ( Part A)

Surgical Treatment

Covered

Hospital Intensive Care Unit

Covered ( Part A)

Drug/Alcohol Abuse

Not Covered

Emergency Services

Ambulance Expenses

Covered

Emergency Room(ER)

Covered

Dental

Acute, spontaneous and unexpected pain

Not Covered

Accidental emergency

$500 per accident

Travel

Emergency Medical Evacuation / Repatriation

Not Covered

Return of Remains

Not Covered

Emergency Reunion

Not Covered

Return of minor Child(ren)

Not Covered

Trip Interruption

Not Covered

Loss of checked Baggage

Not Covered

Life

AD&D

Not Covered

Common Carrier Accidental Death

Not Covered

Other

Cataract Surgery

Limited to Maximum Benefit of $ 2,000

Cancer

Limited to Max of $ 25,000 for 1st 180 days after inception of first policy After 1st 180 days, benefits are paid as any other condition

Cardiac

Limited to Max of $ 25,000 for 1st 180 days after inception of first policy After 1st 180 days, benefits are paid as any other condition

Mental Illness

Not Covered

Alzheimer's Desease

Limited to Life time Max of $ 25,000

Hazardous Sports Coverage

Not Covered

Plan Exclusions

Any expense which you are not legally obligated to pay; services which are not 1) made by Medicare or any other private or public program; expenses incurred in excess of usual, customary, and reasonable charges in your home area; 2) outpatient drugs; 3) self-infl icted injuries while sane; 4) treatment of alcoholism, drug addiction, allergies, and nervous or mental disorders;5) rest cures, quarantine or isolation; cosmetic and plastic surgery unless necessitated by an accidental injury; 6) dental exam, dental x-rays and general dental care except as the result of an accidental injury; 7) eye glasses; 8) hearing aids; general or routine exams; 9) coverage outside the boundaries of the United States; 10) injuries due to war or any act of war, whether declared or undeclared; or while committing a criminal or felonious act; or 11) expenses for or resulting from subjective pain. 12) Injuries sustained from participation in hazardous sport (mountaineering, hang gliding, scuba diving, etc.); 13) Th is policy will automatically cease upon eligibility of the insured into the United States Medicare System. It is your responsibility to enroll in Medicare when you are first eligible.

Pre-Existing Conditions

Not Covered
(Coverage starts only after 24 months from inception date of 1st policy, provided the insured has been treatment free during this period)

Maternity

Not Covered

Brochure

Support

Plan Administrator Company

Seven Corners

Carrier / Underwriter

Lloyd's of London

Eligibility

U.S. green card holders awaiting Medicare part A and/or part B eligibility between the ages of 60 and 96 qualify to purchase the Green cover plan.

Plan Type

Comprehensive Coverage Plan Percentage based coverage.

AM Best Rating

A

Coverage in U.S.A.

Covered

Coverage outside U.S.A.

ages 60-74: $5,000
ages 75-95: $2,500

Co-Pay

No Copay

Co-Insurance

First: 20% for first $10,000
Then: 0% up to policy max

How the Benefits are Paid

After the deductible, the program pays 80% of the first $10,000 of eligible expenses; then it pays 100% up to the policy maximum.

Coverage Type

Lifetime of the policy

Deductible Type

per policy perid

Renewability

renewable up to 364 days, $5 renewal fee, re-application after every 364 days

Cancellation

cancellation can be requested at any time in writing, daily pro-rated refund available if no claims have been filed, $25 cancellation fee apply

PPO Network

UnitedHealthCare

Coverage Length

From 1 day to 364 days
Can be renewed up to 5 years at the option of undewriters & up until Medicare eligibility is reached

Available Deductibles

Ages 60 to 74 - choose any deductible option
Ages 75 to 79 - choose $1,500; $2,500; $5,000; or $10,000
Ages 80 to 84 - choose $2,500; $5,000; or $10,000
Ages 85 to 89 - choose $5,000 or $10,000
Ages 90 to 95 - $10,000

Available Coverage

Ages 60-74: $250,000
Ages: 75-79 : $100,000 Max
Ages: 80 -89:$ 50,000 Max
Ages:90-95: $25,000 Max

Provider Directory

By Provider, Phone Nos. : (800)335-0611, (317)575-2652

Plan Brochure

Green Cover Plan Insurance Brochure brochure

Home Country Definition

The country where the covered person has his/her true, fixed, permanent home and principal establishment.

US States Restrictions

Restricted States:Maryland (MD), Washington(WA)

Country Restrictions

No restriction. Only requirement is to provide a US address while purchasing the policy

Green Cover Plan Insurance FAQs

Q :Who is eligible for the Green Cover?

To be eligible for Green Cover, you must not be eligible for Medicare. If you have been a legal resident of the United States for five years, you are eligible to purchase Medicare, and you should not complete this application. It is available for people within 60 -95 years of age. This plan is not available for U.S. citizens. If you become a U.S. citizen, this coverage will automatically terminate.

Q :How can I apply for the coverage?

You may apply for the coverage online. After you submit your application, we will notify you within as little as two business days if you are approved for coverage. If you are approved, we will send you a copy of your policy and virtual ID card via email with detailed contact information, just in case you need to contact us. Your coverage begins on the latter of: the day you request, the day we receive your payment and application, the day we approve your application. Your ID card will state your coverage period (start and end date).

Q :Will it cover during International travel?

Yes, It does cover for anywhere outside of the United States. If you are 60-74 years of age, you have a $5,000 limit of protection. If you are 75 -95 years, your limit is $2,500

Q :Is it renewable?

Yes, it is renewable up to 364 days, and there is a $5 renewal fee. After every policy period re-application is available up until 5 years of coverage and/or Medicare eligibility is reached.

Q :Is the policy Refundable?

Full refund is available before policy start date if cancellation request is received in writing. After start date, cancellation can be requested at any time in writing, daily pro-rated refund is available if no claims have been filed, and a cancellation fee applies.

Q : Which doctor or hospital can I go to?

The green Cover plan supports a large network of providers within the United States and worldwide. You can contact Seven Corners Assist for help finding a medical provider. This list is also available online at www.sevencorners.com/ppo.

Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.