Green Cover

Comprehensive Coverage,  Rated A (Excellent)By: Seven Corners,  UW: Lloyd'sLloyd's of London

The Green Cover plan has been discontinued as of November 21, 2018. For a list of similar plans, visit Insurance Plans for New Immigrants and Green Card Holders.

AM Best Rating
A (Excellent)
Seven Corners
Lloyd's of London
COVID-19 Excluded
Extendable & Cancelable
Urgent Care
Comprehensive Coverage Plan
Coverage from 1 days to 12 months

Green Cover provides up to 364 days of coverage for non-U.S. citizens between 60 and 95 years of age. It is a comprehensive health insurance for permanent residents, green card holders, or non US citizens, waiting for Medicare or not currently eligible for Medicare. It is not available to US citizen. The Green cover plan covers for 80% for first $10,000 and 100% thereafter up to the policy maximum. This temporary plan can be applied online and is similar to Medicare policy that comes in two parts. Part A includes Hospitalization Benefits and Part B includes Physician and Surgeon Benefits, Inpatient and Outpatient Care, Supplies, Therapy and Ambulance Services. Green Cover also includes International Travel coverage.

Note: The Green Cover Plan is not available for the resident of the following states: Maryland (MD)


Dr. / Physician Visit


Surgical Treatment


Prescription Drugs / Medicines

Not Covered

Lab & X-rays


Physical Therapy

Covered if prescribed by physician


Hospital Room

Covered ( Part A)

Surgical Treatment


Hospital Intensive Care Unit

Covered ( Part A)

Drug/Alcohol Abuse

Not Covered

Emergency Services

Ambulance Expenses


Emergency Room(ER)



Acute, spontaneous and unexpected pain

Not Covered

Accidental emergency

$500 per accident


Emergency Medical Evacuation / Repatriation

Not Covered

Return of Remains

Not Covered

Emergency Reunion

Not Covered

Return of minor Child(ren)

Not Covered

Trip Interruption

Not Covered

Loss of checked Baggage

Not Covered



Not Covered

Common Carrier Accidental Death

Not Covered


Cataract Surgery

Limited to Maximum Benefit of $ 2,000


Limited to Max of $ 25,000 for 1st 180 days after inception of first policy After 1st 180 days, benefits are paid as any other condition


Limited to Max of $ 25,000 for 1st 180 days after inception of first policy After 1st 180 days, benefits are paid as any other condition

Mental Illness

Not Covered

Alzheimer's Desease

Limited to Life time Max of $ 25,000

Hazardous Sports Coverage

Not Covered

Plan Exclusions

Any expense which you are not legally obligated to pay; services which are not 1) made by Medicare or any other private or public program; expenses incurred in excess of usual, customary, and reasonable charges in your home area; 2) outpatient drugs; 3) self-infl icted injuries while sane; 4) treatment of alcoholism, drug addiction, allergies, and nervous or mental disorders;5) rest cures, quarantine or isolation; cosmetic and plastic surgery unless necessitated by an accidental injury; 6) dental exam, dental x-rays and general dental care except as the result of an accidental injury; 7) eye glasses; 8) hearing aids; general or routine exams; 9) coverage outside the boundaries of the United States; 10) injuries due to war or any act of war, whether declared or undeclared; or while committing a criminal or felonious act; or 11) expenses for or resulting from subjective pain. 12) Injuries sustained from participation in hazardous sport (mountaineering, hang gliding, scuba diving, etc.); 13) Th is policy will automatically cease upon eligibility of the insured into the United States Medicare System. It is your responsibility to enroll in Medicare when you are first eligible.

Pre-Existing Conditions

Not Covered
(Coverage starts only after 24 months from inception date of 1st policy, provided the insured has been treatment free during this period)


Not Covered



Plan Administrator Company

Seven Corners

Carrier / Underwriter

Lloyd's of London

AM Best Rating

A (Excellent)


U.S. green card holders awaiting Medicare part A and/or part B eligibility between the ages of 60 and 96 qualify to purchase the Green cover plan.

Plan Type

Comprehensive Coverage Plan Percentage based coverage.

Coverage in U.S.A.


Coverage outside U.S.A.

ages 60-74: $5,000
ages 75-95: $2,500


No Copay


First: 20% for first $10,000
Then: 0% up to policy max

How the Benefits are Paid

After the deductible, the program pays 80% of the first $10,000 of eligible expenses; then it pays 100% up to the policy maximum.

Coverage Type

Lifetime of the policy

Deductible Type

per policy perid


Extendable up to 364 days, $5 renewal fee, re-application after every 364 days


cancellation can be requested at any time in writing, daily pro-rated refund available if no claims have been filed, $25 cancellation fee apply

PPO Network


Coverage Length

From 1 day to 364 days
Can be renewed up to 5 years at the option of undewriters & up until Medicare eligibility is reached

Available Deductibles

Ages 60 to 74 - choose any deductible option
Ages 75 to 79 - choose $1,500; $2,500; $5,000; or $10,000
Ages 80 to 84 - choose $2,500; $5,000; or $10,000
Ages 85 to 89 - choose $5,000 or $10,000
Ages 90 to 95 - $10,000

Available Coverage

Ages 60-74: $250,000
Ages: 75-79 : $100,000 Max
Ages: 80 -89:$ 50,000 Max
Ages:90-95: $25,000 Max

Provider Directory

By Provider, Phone Nos. : (800)335-0611, (317)575-2652

Plan Brochure

Green Cover Plan Insurance Brochure brochure

Home Country Definition

The country where the covered person has his/her true, fixed, permanent home and principal establishment.

US States Restrictions

Restricted States:Maryland (MD), Washington(WA)

Country Restrictions

No restriction. Only requirement is to provide a US address while purchasing the policy


Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.