- AM Best Rating
Lloyd's of London
Renewable & Cancelable
Comprehensive Coverage Plan
Coverage from 1 days to 12 days
- Cannot accept an address in Colorado (CO), Maryland (MD), New York (NY), South Dakota (SD) & Washington (WA).
Green Cover provides up to 364 days of coverage for non-U.S. citizens between 60 and 95 years of age. It is a comprehensive health insurance for permanent residents, green card holders, or non US citizens, waiting for Medicare or not currently eligible for Medicare. It is not available to US citizen.
The Green cover plan covers for 80% for first $10,000 and 100% thereafter up to the policy maximum. This temporary plan can be applied online and is similar to Medicare policy that comes in two parts. Part A includes Hospitalization Benefits and Part B includes Physician and Surgeon Benefits, Inpatient and Outpatient Care, Supplies, Therapy and Ambulance Services. Green Cover also includes International Travel coverage.
Note: The Green Cover Plan is not available for the resident of the following states: Maryland (MD)
Dr. / Physician Visit
Prescription Drugs / Medicines
Lab & X-rays
Hospital Intensive Care Unit
Acute, spontaneous and unexpected pain
Emergency Medical Evacuation / Repatriation
Return of Remains
Return of minor Child(ren)
Loss of checked Baggage
Common Carrier Accidental Death
Hazardous Sports Coverage
Plan Administrator Company
Carrier / Underwriter
Lloyd's of London
U.S. green card holders awaiting Medicare part A and/or part B eligibility between the ages of 60 and 96 qualify to purchase the Green cover plan.
Comprehensive Coverage Plan Percentage based coverage.
AM Best Rating
Coverage in U.S.A.
Coverage outside U.S.A.
ages 60-74: $5,000
ages 75-95: $2,500
First: 20% for first $10,000
Then: 0% up to policy max
How the Benefits are Paid
After the deductible, the program pays 80% of the first $10,000 of eligible expenses; then it pays 100% up to the policy maximum.
Lifetime of the policy
per policy perid
renewable up to 364 days, $5 renewal fee, re-application after every 364 days
cancellation can be requested at any time in writing, daily pro-rated refund available if no claims have been filed, $25 cancellation fee apply
From 1 day to 364 days
Can be renewed up to 5 years at the option of undewriters & up until Medicare eligibility is reached
Ages 60 to 74 - choose any deductible option
Ages 75 to 79 - choose $1,500; $2,500; $5,000; or $10,000
Ages 80 to 84 - choose $2,500; $5,000; or $10,000
Ages 85 to 89 - choose $5,000 or $10,000
Ages 90 to 95 - $10,000
Ages 60-74: $250,000
Ages: 75-79 : $100,000 Max
Ages: 80 -89:$ 50,000 Max
Ages:90-95: $25,000 Max
By Provider, Phone Nos. : (800)335-0611, (317)575-2652
Home Country Definition
The country where the covered person has his/her true, fixed, permanent home and principal establishment.
US States Restrictions
Restricted States:Maryland (MD), Washington(WA)
No restriction. Only requirement is to provide a US address while purchasing the policy
Green Cover Plan Insurance FAQs
To be eligible for Green Cover, you must not be eligible for Medicare. If you have been a legal resident of the United States for five years, you are eligible to purchase Medicare, and you should not complete this application. It is available for people within 60 -95 years of age. This plan is not available for U.S. citizens. If you become a U.S. citizen, this coverage will automatically terminate.
Q :How can I apply for the coverage?
You may apply for the coverage online. After you submit your application, we will notify you within as little as two business days if you are approved for coverage. If you are approved, we will send you a copy of your policy and virtual ID card via email with detailed contact information, just in case you need to contact us. Your coverage begins on the latter of: the day you request, the day we receive your payment and application, the day we approve your application. Your ID card will state your coverage period (start and end date).
Q :Will it cover during International travel?
Yes, It does cover for anywhere outside of the United States. If you are 60-74 years of age, you have a $5,000 limit of protection. If you are 75 -95 years, your limit is $2,500
Q :Is it renewable?
Yes, it is renewable up to 364 days, and there is a $5 renewal fee. After every policy period re-application is available up until 5 years of coverage and/or Medicare eligibility is reached.
Q :Is the policy Refundable?
Full refund is available before policy start date if cancellation request is received in writing. After start date, cancellation can be requested at any time in writing, daily pro-rated refund is available if no claims have been filed, and a cancellation fee applies.
Q : Which doctor or hospital can I go to?
The green Cover plan supports a large network of providers within the United States and worldwide. You can contact Seven Corners Assist for help finding a medical provider. This list is also available online at www.sevencorners.com/ppo.
Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.