Green Cover
Comprehensive Coverage, Rated A (Excellent)By: Seven Corners, UW: Lloyd'sLloyd's of London
The Green Cover plan has been discontinued as of November 21, 2018. For a list of similar plans, visit Insurance Plans for New Immigrants and Green Card Holders.
- AM Best Rating
- A (Excellent)
- Administrator/Underwriter
- Seven Corners
Lloyd's of London
Extendable & Cancelable
Comprehensive Coverage Plan
Coverage from 1 days to 12 months
PPO
UnitedHealthCare
Urgent Care
COVID-19 Excluded
Green Cover provides up to 364 days of coverage for non-U.S. citizens between 60 and 95 years of age. It is a comprehensive health insurance for permanent residents, green card holders, or non US citizens, waiting for Medicare or not currently eligible for Medicare. It is not available to US citizen. The Green cover plan covers for 80% for first $10,000 and 100% thereafter up to the policy maximum. This temporary plan can be applied online and is similar to Medicare policy that comes in two parts. Part A includes Hospitalization Benefits and Part B includes Physician and Surgeon Benefits, Inpatient and Outpatient Care, Supplies, Therapy and Ambulance Services. Green Cover also includes International Travel coverage.
Note: The Green Cover Plan is not available for the resident of the following states: Maryland (MD)
Out-Patient
Dr. / Physician Visit
Covered
Surgical Treatment
Covered
Prescription Drugs / Medicines
Not Covered
Lab & X-rays
Covered
Physical Therapy
Covered if prescribed by physician
In-Patient
Hospital Room
Covered ( Part A)
Surgical Treatment
Covered
Hospital Intensive Care Unit
Covered ( Part A)
Drug/Alcohol Abuse
Not Covered
Emergency Services
Ambulance Expenses
Covered
Emergency Room(ER)
Covered
Dental
Acute, spontaneous and unexpected pain
Not Covered
Accidental emergency
$500 per accident
Travel
Emergency Medical Evacuation / Repatriation
Not Covered
Return of Remains
Not Covered
Emergency Reunion
Not Covered
Return of minor Child(ren)
Not Covered
Trip Interruption
Not Covered
Loss of checked Baggage
Not Covered
Life
AD&D
Not Covered
Common Carrier Accidental Death
Not Covered
Other
Cataract Surgery
Limited to Maximum Benefit of $ 2,000
Cancer
Limited to Max of $ 25,000 for 1st 180 days after inception of first policy After 1st 180 days, benefits are paid as any other condition
Cardiac
Limited to Max of $ 25,000 for 1st 180 days after inception of first policy After 1st 180 days, benefits are paid as any other condition
Mental Illness
Not Covered
Alzheimer's Desease
Limited to Life time Max of $ 25,000
Hazardous Sports Coverage
Not Covered
Plan Exclusions
Any expense which you are not legally obligated to pay; services which are not 1) made by Medicare or any other private or public program; expenses incurred in excess of usual, customary, and reasonable charges in your home area; 2) outpatient drugs; 3) self-infl icted injuries while sane; 4) treatment of alcoholism, drug addiction, allergies, and nervous or mental disorders;5) rest cures, quarantine or isolation; cosmetic and plastic surgery unless necessitated by an accidental injury; 6) dental exam, dental x-rays and general dental care except as the result of an accidental injury; 7) eye glasses; 8) hearing aids; general or routine exams; 9) coverage outside the boundaries of the United States; 10) injuries due to war or any act of war, whether declared or undeclared; or while committing a criminal or felonious act; or 11) expenses for or resulting from subjective pain. 12) Injuries sustained from participation in hazardous sport (mountaineering, hang gliding, scuba diving, etc.); 13) Th is policy will automatically cease upon eligibility of the insured into the United States Medicare System. It is your responsibility to enroll in Medicare when you are first eligible.
Pre-Existing Conditions
Not Covered
(Coverage starts only after 24 months from inception date of 1st policy, provided the insured has been treatment free during this period)
Maternity
Not Covered
Brochure
Support
Plan Administrator Company
Seven Corners
Carrier / Underwriter
Lloyd's of London
AM Best Rating
A (Excellent)
Eligibility
U.S. green card holders awaiting Medicare part A and/or part B eligibility between the ages of 60 and 96 qualify to purchase the Green cover plan.
Plan Type
Comprehensive Coverage Plan Percentage based coverage.
Coverage in U.S.A.
Covered
Coverage outside U.S.A.
ages 60-74: $5,000
ages 75-95: $2,500
Co-Pay
No Copay
Co-Insurance
First: 20% for first $10,000
Then: 0% up to policy max
How the Benefits are Paid
After the deductible, the program pays 80% of the first $10,000 of eligible expenses; then it pays 100% up to the policy maximum.
Coverage Type
Lifetime of the policy
Deductible Type
per policy perid
Renewability
Extendable up to 364 days, $5 renewal fee, re-application after every 364 days
Cancellation
cancellation can be requested at any time in writing, daily pro-rated refund available if no claims have been filed, $25 cancellation fee apply
PPO Network
Coverage Length
From 1 day to 364 days
Can be renewed up to 5 years at the option of undewriters & up until Medicare eligibility is reached
Available Deductibles
Ages 60 to 74 - choose any deductible option
Ages 75 to 79 - choose $1,500; $2,500; $5,000; or $10,000
Ages 80 to 84 - choose $2,500; $5,000; or $10,000
Ages 85 to 89 - choose $5,000 or $10,000
Ages 90 to 95 - $10,000
Available Coverage
Ages 60-74: $250,000
Ages: 75-79 : $100,000 Max
Ages: 80 -89:$ 50,000 Max
Ages:90-95: $25,000 Max
Provider Directory
By Provider, Phone Nos. : (800)335-0611, (317)575-2652
Plan Brochure
Home Country Definition
The country where the covered person has his/her true, fixed, permanent home and principal establishment.
US States Restrictions
Restricted States:Maryland (MD), Washington(WA)
Country Restrictions
No restriction. Only requirement is to provide a US address while purchasing the policy
Green Cover Plan Insurance FAQs | |
| Q :Who is eligible for the Green Cover? To be eligible for Green Cover, you must not be eligible for Medicare. If you have been a legal resident of the United States for five years, you are eligible to purchase Medicare, and you should not complete this application. It is available for people within 60 -95 years of age. This plan is not available for U.S. citizens. If you become a U.S. citizen, this coverage will automatically terminate. | |
| Q :How can I apply for the coverage? You may apply for the coverage online. After you submit your application, we will notify you within as little as two business days if you are approved for coverage. If you are approved, we will send you a copy of your policy and virtual ID card via email with detailed contact information, just in case you need to contact us. Your coverage begins on the latter of: the day you request, the day we receive your payment and application, the day we approve your application. Your ID card will state your coverage period (start and end date). | |
| Q :Will it cover during International travel? Yes, It does cover for anywhere outside of the United States. If you are 60-74 years of age, you have a $5,000 limit of protection. If you are 75 -95 years, your limit is $2,500 | |
| Q :Is it renewable? Yes, it is renewable up to 364 days, and there is a $5 renewal fee. After every policy period re-application is available up until 5 years of coverage and/or Medicare eligibility is reached. | |
| Q :Is the policy Refundable? Full refund is available before policy start date if cancellation request is received in writing. After start date, cancellation can be requested at any time in writing, daily pro-rated refund is available if no claims have been filed, and a cancellation fee applies. | |
| Q : Which doctor or hospital can I go to? The green Cover plan supports a large network of providers within the United States and worldwide. You can contact Seven Corners Assist for help finding a medical provider. This list is also available online at www.sevencorners.com/ppo. | |
Disclaimer
Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.
