Inbound USA Basic : Reviews, Ratings, and Feedback

Inbound USA Basic

Limited Coverage,Rated A (Excellent)
Lloyd's of London

Inbound USA Basic is a limited Travel Medical insurance plan that provides pre-defined amounts for medical coverage and emergency services for visitors to the U.S during their travel and temporary stay outside of their home country. The coverage duration available is from 5 days to 364 days. While in the U.S, after the deductible is satisfied, the insurance company will pay up to the stated amount in the policy document for each covered treatment or service. Inbound USA Basic does not participate in any PPO network. You can visit any doctor or hospital of your choice. Learn more about how Inbound USA Basic works.

Inbound USA Basic does not offer coverage for COVID-19.

Inbound USA Basic does not cover pre-existing condition conditions. Please review Inbound USA Basic's policy documents for complete coverage and exclusions.

Plan Highlights

After the deductible, plan pays Pre-Fixed Limited Coverage
Acute Onset of Pre-Existing Condition Coverage
Emergency Medical Evacuation
Urgent Care Visits
Emergency Room Services
Emergency Dental Coverage
Prescriptions/Medication
Pre-Existing Conditions: No Coverage

Key Metrics

Administrator: Seven Corners
Underwriter: Lloyd's of London
Best Suitable for: International visitors to the USA, looking for a low-cost travel insurance plan.
Eligibility (Who can buy this travel insurance?): Visitors to the USA
Type of coverage: Limited Coverage Plan

Reviews & Ratings

AM Best Rating: A (Excellent)
Licensed and Regulated by the United States Department of Insurance

What's Good

No PPO Network: Visit Any Doctor/Hospital
International Coverage During Travel
Acute Onset of a Pre-Existing Condition
Extendable/Renewable
Cancellable
Emergency Medical Evacuation: Up to $100,000

What's Not So Good

COVID-19: Excluded
Coverage and benefits may not be adequate. Plan pays fixed pre defined rate for each service
No acute onset coverage for those above the age of 79
Not a comprehensive plan

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Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.