Inbound USA Choice

Limited Coverage,Rated A (Excellent)
Lloyd's of London

Inbound USA Choice is a limited Travel Medical insurance plan that provides pre-defined amounts for medical coverage and emergency services for visitors to the U.S during their travel and temporary stay outside of their home country. The coverage duration available is from 5 days to 364 days. While in the U.S, after the deductible is satisfied, the insurance company will pay up to the stated amount in the policy document for each covered treatment or service. Inbound USA Basic does not participate in any PPO network. You can visit any doctor or hospital of your choice. Learn more about how Inbound USA Choice works.

Inbound USA Choice does not offer coverage for COVID-19.

Inbound USA Choice does not cover pre-existing condition conditions. Please review Inbound USA Choice's policy documents for complete coverage and exclusions.

Key Benefits

COVID-19 Excluded

Acute onset of Pre-Existing Conditions

Extendable & Cancelable

No PPO

Medical Evacuation

Urgent Care

Medical Coverage During Travel

Basic Coverage Plan

Coverage from 5 days to 364 days

How COVID-19 is Covered Under Inbound USA Choice

COVID-19 is not covered under this plan.

Eligibility

For non U.S residents and non U.S citizens traveling to the U.S
For ages 14 days to 99 years
Coverage for minimum 5 days to maximum up to 364 days

Restrictions

Not Available for Addresses from the Following U.S. States/Territories: Colorado (CO), Maryland (MD), New York (NY), South Dakota (SD) & Washington (WA)
Not available if Home Country/Country of Residences are: Cuba (CUB), Gambia (GMB), Ghana (GHA), Iran (IRN), Nigeria (NGA), North Korea (PRK), Russia (RUS), Sierra Leone (SLE), Syria (SYR), United States (USA) & Virgin Islands (USA) (VIR)
Not available for Citizens of: United States (USA) & Virgin Islands (USA) (VIR)

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Benefits

COVID-19 Coverage
After the deductible, plan pays Pre-Fixed Limited Coverage in or out of the PPO network
Outpatient & Inpatient Services
Influenza (flu) Vaccination
Emergency Room Coverage
Emergency Medical Evacuation
Optional Pre-Existing Condition Rider
Optional Dental and Vision coverage Rider
Optional Adventure Sports Rider

Eligibility

For non U.S residents and non U.S citizens, traveling to the United States, Mexico or Canada
For ages 14 days to 79 years
Coverage for minimum of 5 days up to 365 days
To qualify for coverage, you must not be a citizen permanent resident of the host country you are traveling to (U.S, Mexico, or Canada)

Restrictions

Not available if Home Country/Country of Residences are: Botswana (BWA), Cuba (CUB), Gambia (GMB), Ghana (GHA), Iran (IRN), Kosovo (XKX), Niger (NER), Nigeria (NGA), North Korea (PRK), Sierra Leone (SLE), Syria (SYR), United States (USA), Venezuela (VEN) & Virgin Islands (USA) (VIR)
Not available for Citizens of: Botswana (BWA), Gambia (GMB), Ghana (GHA), Kosovo (XKX), Niger (NER), Nigeria (NGA), Sierra Leone (SLE) & United States (USA)
Not Available for Addresses from the Following U.S. States/Territories: Maryland (MD) & New York (NY)
Has to be purchased within one month of arrival in the USA for people above 65 & within 6 months of arrival in the USA for people below 65 (Waived if an international plan was in effect within last 30 days)

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Inbound USA Basic

Limited Coverage, Rated A (Excellent)
Underwriter: Lloyd's of London

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Benefits

After the deductible, plan pays Pre-Fixed Limited Coverage
Acute Onset of Pre-Existing Condition Coverage
Emergency Medical Evacuation
Emergency Room Services
Urgent Care Visits
Telehealth Services
Emergency Dental Accident

Eligibility

For non U.S residents and non U.S citizens traveling to the U.S
For ages 14 days to 99 years
Coverage for minimum 5 days to maximum up to 364 days

Restrictions

Not available if Home Country/Country of Residences are: Cuba (CUB), Gambia (GMB), Ghana (GHA), Iran (IRN), Kosovo (XKX), Nigeria (NGA), North Korea (PRK), Russia (RUS), Sierra Leone (SLE), Syria (SYR), United States (USA) & Virgin Islands (USA) (VIR)
Not available for Citizens of: United States (USA) & Virgin Islands (USA) (VIR)
Not Available for Addresses from the Following U.S. States/Territories: Colorado (CO), Maryland (MD), New York (NY), Washington (WA) & South Dakota (SD)

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COVID-19 Coverage
After the deductible, plan pays Pre-Fixed Limited Coverage in or out of the PPO network
Acute Onset of Pre-Existing Condition Coverage:
Outpatient & Inpatient Services
Emergency Room Coverage
Emergency Dental Accident

Eligibility

For non U.S residents and non U.S citizens traveling to the U.S
For ages 14 days to 99 years
Coverage for minimum 5 days to maximum up to 365 days

Restrictions

Not Available for Addresses from the Following U.S. States/Territories: New York (NY) & Maryland (MD)
Not available if Home Country/Country of Residences are: Botswana (BWA), Cuba (CUB), Gambia (GMB), Ghana (GHA), Iran (IRN), Kosovo (XKX), Niger (NER), Nigeria (NGA), North Korea (PRK), Sierra Leone (SLE), Syria (SYR), United States (USA), Venezuela (VEN) & Virgin Islands (USA) (VIR)
Not available for Citizens of: Botswana (BWA), Gambia (GMB), Ghana (GHA), Niger (NER), Nigeria (NGA), Sierra Leone (SLE) & United States (USA)

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VisitorSecure

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Benefits

COVID-19 Coverage
After the deductible, plan pays Pre-Fixed Limited Coverage
Acute Onset of Pre-Existing Condition Coverage
Outpatient & Inpatient Services
Emergency Room Coverage
Emergency Dental Accident

Eligibility

For international travelers traveling anywhere outside their home country including the U.S
For ages 14 days to 89 years
Coverage for minimum 5 days to maximum up to 364 days

Restrictions

Not Available for the following Destination Countries: Cuba (CUB), Iran (IRN), North Korea (PRK), Russia (RUS) & Ukraine (UKR)
Not available if Home Country/Country of Residences are: Cuba (CUB), Iran (IRN), North Korea (PRK) & Syria (SYR)
Not available for Citizens of: Cuba (CUB), Iran (IRN) & North Korea (PRK)
Not available to individuals who are physically located in the states of: Maryland (MD), Washington (WA) & New York (NY)
Not available to individuals who are physically located in the country of Australia (AUS) & Canada (CAN)
For individuals coming to the US who are over age 65, coverage must be effective within 30 days of arrival

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Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.