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Inbound USA Choice

Limited Coverage, A.M. Best Rating: A
Lloyd's of London

Inbound USA Choice is a limited Travel Medical insurance plan that provides pre-defined amounts for medical coverage and emergency services for visitors to the U.S during their travel and temporary stay outside of their home country. The coverage duration available is from 5 days to 364 days. While in the U.S, after the deductible is satisfied, the insurance company will pay up to the stated amount in the policy document for each covered treatment or service. Inbound USA Choice does not participate in any PPO network. You can visit any doctor or hospital of your choice. Learn more about how Inbound USA Choice works.


Inbound USA Choice offers coverage for COVID-19.

Inbound USA Choice does not cover pre-existing condition conditions. Please review Inbound USA Choice's policy documents for complete coverage and exclusions.

Key Travel Medical Insurance Benefits

COVID-19 Excluded
COVID-19 Excluded
Acute onset of Pre-Existing Conditions
Acute onset of Pre-Existing Conditions
Extendable & Cancelable
Extendable & Cancelable
No PPO
No PPO
Medical Evacuation
Medical Evacuation
Urgent Care
Urgent Care
Medical Coverage During Travel
Medical Coverage During Travel
Basic Coverage Plan
Basic Coverage Plan
Coverage from 5 days to 364 days
Coverage from 5 days to 364 days

Eligibility

  • For non U.S residents and non U.S citizens traveling to the U.S
  • For ages 14 days to 99 years
  • Coverage for minimum 5 days to maximum up to 364 days
  • Extendable up to 364 days

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Best for:
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Benefits
  • COVID-19 Coverage
  • After the deductible, plan pays Pre-Fixed Limited Coverage in or out of the First Health PPO network
  • Pre-Existing Condition Coverage: Optional Pre-Existing Rider
  • Emergency Medical Evacuation
  • Urgent Care Visits
  • Emergency Room Services
  • Emergency Eye Exam Coverage: Optional Vision Rider
  • Emergency Dental Coverage: Optional Dental Rider
  • Prescriptions/Medication
  • Influenza (flu) Vaccination
  • Optional Adventure Sports Rider
Eligibility
  • For non U.S residents and non U.S citizens, traveling to the United States, Mexico or Canada
  • For ages 14 days to 79 years
  • Coverage for minimum of 5 days up to 365 days
  • Extendable up to 365 days
  • To qualify for coverage, you must not be a citizen permanent resident of the host country you are traveling to (U.S, Mexico, or Canada)
  • Must purchase a minimum of 30 days of coverage to be eligible for the optional Pre-Existing Condition Rider
Purchase Restrictions
  • Not available if Home Country/Country of Residences are: Botswana (BWA), Cuba (CUB), Gambia (GMB), Ghana (GHA), Iran (IRN), Kosovo (XKX), Niger (NER), Nigeria (NGA), North Korea (PRK), Puerto Rico (PRI), Sierra Leone (SLE), Syria (SYR), United States (USA), Venezuela (VEN) & Virgin Islands (USA) (VIR)
  • Not available for Citizens of: Botswana (BWA), Gambia (GMB), Ghana (GHA), Kosovo (XKX), Niger (NER), Nigeria (NGA), Puerto Rico (PRI), Sierra Leone (SLE), United States (USA) & Virgin Islands (USA) (VIR)
  • Not Available for Purchase from the Following U.S. States/Territories: Maryland (MD) & New York (NY)
    Note: These U.S state restrictions are only applicable for purchase. The policy will still cover travelers visiting and temporarily staying in these U.S states.
Plan FAQs
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Limited Coverage, A.M. Best Rating: A
Underwriter: SiriusPoint Speciality Insurance Corporation

Benefits
  • COVID-19 Coverage
  • After the deductible, plan pays Pre-Fixed Limited Coverage in or out of the First Health PPO network
  • Acute Onset of Pre-Existing Condition Coverage:
  • Outpatient & Inpatient Services
  • Emergency Room Coverage
  • Emergency Dental Accident
Eligibility
  • For non U.S residents and non U.S citizens traveling to the U.S
  • For ages 14 days to 99 years
  • Coverage for minimum 5 days to maximum up to 365 days
  • Extendable for up to 365 days
Purchase Restrictions
  • Not Available for Purchase from the Following U.S. States/Territories: Maryland (MD) & New York (NY)
    Note: These U.S state restrictions are only applicable for purchase. The policy will still cover travelers visiting and temporarily staying in these U.S states.
  • Not available if Home Country/Country of Residences are: Botswana (BWA), Cuba (CUB), Gambia (GMB), Ghana (GHA), Iran (IRN), Kosovo (XKX), Niger (NER), Nigeria (NGA), North Korea (PRK), Puerto Rico (PRI), Sierra Leone (SLE), Syria (SYR), United States (USA), Venezuela (VEN) & Virgin Islands (USA) (VIR)
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Limited Coverage, A.M. Best Rating: A
Underwriter: Lloyd's of London

Benefits
  • COVID-19 Coverage: Included
  • After the deductible, plan pays Pre-Fixed Limited Coverage
  • Acute Onset of Pre-Existing Condition Coverage
  • Emergency Medical Evacuation
  • Urgent Care Visits
  • Emergency Room Services
  • Emergency Dental Coverage
  • Prescriptions/Medication
  • Pre-Existing Conditions: No Coverage
Eligibility
  • For international travelers traveling anywhere outside their home country including the U.S
  • For ages 14 days to 89 years
  • Coverage for minimum 5 days to maximum up to 364 days
  • Extendable for up to 364 days
Purchase Restrictions
  • Not Available for the following Destination Countries: Belarus (BLR), Cuba (CUB), Iran (IRN), North Korea (PRK), Russia (RUS) & Ukraine (UKR)
  • Not available if Home Country/Country of Residences are: Cuba (CUB), Iran (IRN), Myanmar (MMR), North Korea (PRK), Syria (SYR) & Ukraine (UKR)
  • Not available for Citizens of: Cuba (CUB), Iran (IRN), Myanmar (MMR), North Korea (PRK) & Ukraine (UKR)
  • Not available to individuals who are physically located in the states of: Maryland (MD), New York (NY) & Washington (WA)
    Note: These U.S state restrictions are only applicable for purchase. The policy will still cover travelers visiting and temporarily staying in these U.S states.
  • Not available to individuals who are physically located in the country of Australia (AUS) & Canada (CAN)
  • For individuals coming to the US who are over age 65, coverage must be effective within 30 days of arrival
Plan FAQs

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Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.