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INF Elite

Comprehensive Coverage,Rated A (Excellent)
C&F Crum & Forster

Best for:
COVID-19 CoveragePre-existing Coverage (limits apply*)
INF Elite is an A rated comprehensive Travel Medical insurance plan that provides medical coverage and other covered travel and emergency services for visitors to the U.S during their travel and temporary stay outside of their home country. The coverage duration is available from 90 days to 364 days. While in the U.S, after the deductible is satisfied within the United Healthcare PPO network, the plan will pay 80% of eligible medical expenses up to the policy maximum. Outside of the PPO network, the plan will pay 60% of eligible medical expenses. Learn more about how INF Elite works.


INF Elite will cover COVID-19 like any other covered medical condition if the virus was contracted after the policy effective date.

INF Elite can cover Pre-Existing medical conditions. Please review INF Elite policy documents for complete coverage and exclusions.

How It Works

80%

In Network

80% up to policy maximum See How INF Elite Works.

60%

Out of Network

60% of URC, up to policy maximum

Key Benefits

Pre-Existing Conditions
Pre-Existing Conditions
COVID-19 Included
COVID-19 Included
Extendable & Cancelable
Extendable & Cancelable
PPO
PPO
Medical Evacuation
Medical Evacuation
Urgent Care
Urgent Care
Medical Coverage During Travel
Medical Coverage During Travel
Comprehensive Coverage Plan
Comprehensive Coverage Plan
Coverage from 90 days to 364 days
Coverage from 90 days to 364 days

How COVID-19 is Covered Under INF Elite

COVID-19 Medical Expenses
COVID-19 Medical Expenses

Medical treatment and services related to COVID-19 can be covered in the event that the virus was contracted after the policy effective date.

COVID-19 Testing
COVID-19 Testing

Testing can be covered if ordered by the attending physician for diagnostic purposes if symptoms occur after the policy effective date.

COVID-19 Vaccination/Booster
COVID-19 Vaccination/Booster

COVID-19 vaccination/booster is not covered under the policy.

Quarantine Benefit
Quarantine Benefit

No Coverage

Emergency Medical Evacuation
Emergency Medical Evacuation

Emergency Medical Evacuation for COVID-19 treatment can be covered if the virus is contracted after the policy effective date.

Eligibility

  • For non U.S. residents and non U.S. citizens, while traveling to the United States, Canada, or Mexico
  • For Ages 1 year to 99 years
  • Coverage for minimum of 90 days up to 364 days
  • Extendable for up to 364 days
  • Must purchase policy before departing home country

Similar Plans

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ChoiceAmerica®

Limited Coverage, Rated A- (Excellent)
Underwriter: SiriusPoint Speciality Insurance Corporation

Best for:
Budget planLimited Pre-existing Conditions
Benefits
  • COVID-19 Coverage
  • After the deductible, plan pays Pre-Fixed Limited Coverage in or out of the First Health PPO network
  • Pre-Existing Condition Coverage: Optional Pre-Existing Rider
  • Emergency Medical Evacuation
  • Urgent Care Visits
  • Emergency Room Services
  • Emergency Eye Exam Coverage: Optional Vision Rider
  • Emergency Dental Coverage: Optional Dental Rider
  • Prescriptions/Medication
  • Influenza (flu) Vaccination
  • Optional Adventure Sports Rider
Eligibility
  • For non U.S residents and non U.S citizens, traveling to the United States, Mexico or Canada
  • For ages 14 days to 79 years
  • Coverage for minimum of 5 days up to 365 days
  • Extendable up to 365 days
  • To qualify for coverage, you must not be a citizen permanent resident of the host country you are traveling to (U.S, Mexico, or Canada)
  • Must purchase a minimum of 30 days of coverage to be eligible for the optional Pre-Existing Condition Rider
Purchase Restrictions
  • Not available if Home Country/Country of Residences are: Botswana (BWA), Cuba (CUB), Gambia (GMB), Ghana (GHA), Iran (IRN), Kosovo (XKX), Niger (NER), Nigeria (NGA), North Korea (PRK), Puerto Rico (PRI), Sierra Leone (SLE), Syria (SYR), United States (USA), Venezuela (VEN) & Virgin Islands (USA) (VIR)
  • Not available for Citizens of: Botswana (BWA), Gambia (GMB), Ghana (GHA), Kosovo (XKX), Niger (NER), Nigeria (NGA), Puerto Rico (PRI), Sierra Leone (SLE), United States (USA) & Virgin Islands (USA) (VIR)
  • Not Available for Purchase from the Following U.S. States/Territories: Maryland (MD) & New York (NY)
    Note: These U.S state restrictions are only applicable for purchase. The policy will still cover travelers visiting and temporarily staying in these U.S states.
INF Premier

Limited Coverage, Rated A (Excellent)
Underwriter: C&F Crum & Forster

Best for:
COVID-19 CoveragePre-existing Coverage (limits apply*)
Benefits
  • COVID-19 Coverage: Included
  • After the deductible, plan pays Pre-Fixed Limited Coverage in or out of the United Healthcare PPO network
  • Pre-Existing Condition Coverage: Included
  • Emergency Medical Evacuation
  • Urgent Care Visits
  • Emergency Room Services
  • Emergency Dental Coverage
  • Prescriptions/Medication
Eligibility
  • For non U.S. residents and non U.S. citizens, while traveling to the United States, Canada, or Mexico
  • For Ages 1 year to 99 years
  • Coverage for minimum of 90 days up to 364 days
  • Extendable for up to 364 days
  • Must purchase policy before departing home country
Purchase Restrictions
  • Not available if Home Country/Country of Residences are: Belarus (BLR), Congo, The Democratic Republic of (COD), Cote D'Ivoire (CIV), Cuba (CUB), Iran (IRN), Iraq (IRQ), Liberia (LBR), North Korea (PRK), Puerto Rico (PRI), Sudan (SDN), Syria (SYR), United States (USA), Virgin Islands (USA) (VIR) & Zimbabwe (ZWE)

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Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.