Patriot Multi-Trip insurance plan is a travel medical insurance plan that provides health coverage and emergency services to individuals traveling multiple times outside of their home country in increments of 30, 60, or 90 days within a year period. After the deductible is satisfied, for eligible treatment and services, the plan pays 100% up to the policy maximum for individuals traveling outside of the U.S and for travelers to the U.S, within the PPO network, coverage is up to 100% and for outside the PPO network, coverage is 80% of the first $5,000 then 100% thereafter for eligible treatment and services.
Please review Patriot Multi-Trips's Brochure for complete and accurate coverage and exclusions.
Patriot Multi Trip
Comprehensive Coverage,
Sirius International
Learn more about 2 optional add-on benefits available on this plan.
How Patriot Multi Trip Works
Out of Network
1.
80%
After deductible, insurance pays 80% of first $5000
Then
2.
100%
Insurance pays 100% up to policy maximum
Key Travel Medical Insurance Benefits
Here are some of the top benefits, for your convenience*
Emergency Room
$250 copay, 100% up to Policy Maximum
Hospitalization
Average semi-private room and rate
Urgent Care
Included
Prescription
URC up to policy maximum
Acute Onset of Pre-Existing Conditions
Up to $5000
PPO Network 
Medical Evacuation
Up to $50000
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Lab & X-Rays
100% up to policy maximum
Emergency Room
$250 copay, 100% up to Policy Maximum
Acute Onset of Pre-Existing Conditions
Up to $5000
Hospitalization
Average semi-private room and rate
PPO Network
Urgent Care
Included
Medical Evacuation
Up to $50000
Prescription
URC up to policy maximum
Lab & X-Rays
100% up to policy maximum
*Note: Benefit amounts shown are based on In-Network coverage. Please consult your specific policy documents for precise coverage limits, benefits and exclusions. Optional add-on benefits are available for an additional charge.
Eligibility
- For international travelers traveling outside of their home country
- Travelers who are US or non-US citizens under the age of 75
- Up to 3 years of coverage with 30-day, 60-day, and 90-day trip length options.
- Optional add-on benefits (2 available)
- How This Plan Works?
- Claim Information
- PPO Network
- Plan Brochure
- Sample Description of Coverage
How COVID-19 is Covered Under Patriot Multi Trip
COVID-19 Medical Expenses
Medical treatment and services related to COVID-19 can be covered in the event that the virus was contracted after the policy effective date.
COVID-19 Testing
Testing can be covered if ordered by the attending physician for diagnostic purposes if symptoms occur after the policy effective date.
COVID-19 Vaccination/Booster
COVID-19 vaccination/booster is not covered under the policy.
Quarantine Benefit
No Coverage
Emergency Medical Evacuation
Emergency Medical Evacuation for COVID-19 treatment can be covered if the virus is contracted after the policy effective date.
Disclaimer
Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.
