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Patriot Multi Trip

Comprehensive Coverage, A.M. Best Rating: A
Sirius International

Patriot Multi-Trip insurance plan is a travel medical insurance plan that provides health coverage and emergency services to individuals traveling multiple times outside of their home country in increments of 30 or 45 days within a year period. After the deductible is satisfied, for eligible treatment and services, the plan pays 100% up to the policy maximum for individuals traveling outside of the U.S and for travelers to the U.S, within the PPO network, coverage is up to 100% and for outside the PPO network, coverage is 80% of the first $5,000 then 100% thereafter for eligible treatment and services.

Please review Patriot Multi-Trips's Brochure for complete and accurate coverage and exclusions.

Learn more about 2 additional coverage options available on this plan.

How Patriot Multi Trip Works

In Network

100%

After deductible, 100% up to policy maximum
See How Patriot Multi Trip Works.

Out of Network

1.
80%

After deductible, insurance pays 80% of first $5000

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Then

2.
100%

Insurance pays 100% up to policy maximum

Key Travel Medical Insurance Benefits

Medical Evacuation
Medical Evacuation
PPO
PPO PPO Network
Coverage from 5 days to 30 days
Coverage from 5 days to 30 days
Comprehensive Coverage Plan
Comprehensive Coverage Plan

How COVID-19 is Covered Under Patriot Multi Trip

COVID-19 Medical Expenses

COVID-19 Medical Expenses

Medical treatment and services related to COVID-19 can be covered in the event that the virus was contracted after the policy effective date.

COVID-19 Testing

COVID-19 Testing

Testing can be covered if ordered by the attending physician for diagnostic purposes if symptoms occur after the policy effective date.

COVID-19 Vaccination/Booster

COVID-19 Vaccination/Booster

COVID-19 vaccination/booster is not covered under the policy.

Quarantine Benefit

Quarantine Benefit

No Coverage

Emergency Medical Evacuation

Emergency Medical Evacuation

Emergency Medical Evacuation for COVID-19 treatment can be covered if the virus is contracted after the policy effective date.

Eligibility

  • For international travelers traveling outside of their home country
  • Travelers who are US or non-US citizens under the age of 75
  • Up to 3 years of coverage with 30-day and 45-day trip length options.

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Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.