Patriot Multi-Trip insurance plan is a travel medical insurance plan that provides health coverage and emergency services to individuals traveling multiple times outside of their home country in increments of 30 or 45 days within a year period. After the deductible is satisfied, for eligible treatment and services, the plan pays 100% up to the policy maximum for individuals traveling outside of the U.S and for travelers to the U.S, within the PPO network, coverage is up to 100% and for outside the PPO network, coverage is 80% of the first $5,000 then 100% thereafter for eligible treatment and services.
Please review Patriot Multi-Trips's Brochure for complete and accurate coverage and exclusions.
Patriot Multi Trip
Comprehensive Coverage,
Sirius International
Learn more about 2 additional coverage options available on this plan.
How Patriot Multi Trip Works
Out of Network
1.
80%
After deductible, insurance pays 80% of first $5000
Then
2.
100%
Insurance pays 100% up to policy maximum
Key Travel Medical Insurance Benefits
Acute Onset of Pre-Existing Condition
Included
Included
Dental Accident
Up to $100
Up to $100
General Physician Visit
Included
Included
PPO 
Medical Evacuation
Included
Included
Trip Delay
Included
Included
Trip Interruption
Up to $5,000
Up to $5,000
Urgent Care
Included
Included
Note: Benefit amounts shown are based on In-Network coverage and may vary. Please consult your specific policy documents for precise coverage limits.
How COVID-19 is Covered Under Patriot Multi Trip
COVID-19 Medical Expenses
Medical treatment and services related to COVID-19 can be covered in the event that the virus was contracted after the policy effective date.
COVID-19 Testing
Testing can be covered if ordered by the attending physician for diagnostic purposes if symptoms occur after the policy effective date.
COVID-19 Vaccination/Booster
COVID-19 vaccination/booster is not covered under the policy.
Quarantine Benefit
No Coverage
Emergency Medical Evacuation
Emergency Medical Evacuation for COVID-19 treatment can be covered if the virus is contracted after the policy effective date.
Eligibility
- For international travelers traveling outside of their home country
- Travelers who are US or non-US citizens under the age of 75
- Up to 3 years of coverage with 30-day and 45-day trip length options.
Disclaimer
Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.
