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Patriot America Plus Group

Comprehensive Coverage, A.M. Best Rating: A
SiriusPoint Speciality Insurance Corporation

Patriot America Plus Group insurance is a group travel medical insurance plan that provides health coverage and emergency services to individuals and families traveling outside their home country to the U.S. After the deductible is satisfied, for eligible treatment and services within the PPO network, the plan pays 100% up to the policy maximum. For treatments outside the PPO network, the plan pays 80% for the first $5,000 and 100% thereafter for each sickness or injury.

Please review Patriot America Plus Group Insurance Brochure or Description of Coverage for complete and accurate coverage and exclusions.

No additional coverage options on this plan.

How Patriot America Plus Group Works

In Network

100%

After deductible, 100% up to policy maximum
See How Patriot America Plus Group Works.

Out of Network

1.
80%

After deductible, insurance pays 80% of first $5000

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Then

2.
100%

Insurance pays 100% up to policy maximum

Key Travel Medical Insurance Benefits

COVID-19 Excluded
COVID-19 Excluded
Extendable
Extendable
PPO
PPO
Medical Evacuation
Medical Evacuation
Urgent Care
Urgent Care
Comprehensive Coverage Plan
Comprehensive Coverage Plan
Coverage from 5 days to 365 days
Coverage from 5 days to 365 days

How COVID-19 is Covered Under Patriot America Plus Group

COVID-19 Medical Expenses

COVID-19 Medical Expenses

Medical treatment and services related to COVID-19 can be covered in the event that the virus was contracted after the policy effective date.

COVID-19 Testing

COVID-19 Testing

Testing can be covered if ordered by the attending physician for diagnostic purposes if symptoms occur after the policy effective date.

COVID-19 Vaccination/Booster

COVID-19 Vaccination/Booster

COVID-19 vaccination/booster is not covered under the policy.

Quarantine Benefit

Quarantine Benefit

No Coverage

Emergency Medical Evacuation

Emergency Medical Evacuation

Emergency Medical Evacuation for COVID-19 treatment can be covered if the virus is contracted after the policy effective date.

Eligibility

  • For non U.S residents traveling internationally, including the USA.
  • Coverage for minimum of 5 days to a maximum of up to 365 days.
  • Coverage is available for those up to the age of 99

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Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.